New Construction Loans in Tennessee
Tennessee has so much to offer those looking to move or purchase a property. The no-income-tax and low living costs make it easier to live without breaking the bank. That said, building a property from scratch isn’t an easy feat.
Construction requires financing, and finding an investor isn’t a piece of cake either. That’s where we step in! As Tennessee’s trusted hard money lenders, Insula Capital Group offers exceptional new construction loans and fix and flip loans.
Start dreaming now and make your dreams a reality!
Reliable Financing For Your New Construction Project in Tennessee
You shouldn’t hold back on your dreams due to financial constraints. New construction loans are designed to address these challenges so you and many other dreamers can build their properties from scratch without any hassle.
Insula Capital Group offers new construction loans across Tennessee so you can jumpstart your real estate project right away!
What Sets Us Apart in Tennessee?
Though you may find many private money lenders in Tennessee who will claim to know it all, we prioritize your needs. Our quick funding loans are offered with minimal hassle. On top of that, we have a team of expert underwriters who can get the loan approved faster than others in the market.
Our construction loans can help with everything from getting permits or materials you need. You get to access the fund at every step of the construction project as our team assists you throughout the project logistics.
Discover more about us and explore our just funded projects.
Better Financing For Your Dreams!
Insula Capital Group is the most dependable private lender offering new construction groups. By fostering a partnership with us, you don’t have to worry about your project coming to a halt mid-construction – all of that at competitive rates!
Our team is poised to understand your needs first. Our customized packages will be tailored to your project requirements. Here are the exceptional loan features that we offer:
- Up to 70% after completed value.
- No prepayment penalty.
- 75% loan-to-cost ratio (with permits and plans)
- One-Year Term.
- Only 3 completed projects are required.
Ready to apply for a New Construction loan?
Get in touch with our experienced team for more details about our financing services.
Just Funded Projects
December 2025
Fix & Flip
Loan Amount
$1,841,503
After Repair Value$2,825,000
Purchase Price$755,500
Renovation Budget$1,410,975
Loan TypeFix & Flip
- After Repair Value$2,825,000
- Purchase Price$755,500
- Renovation Budget$1,410,975
- Loan TypeFix & Flip
Saddle River, NJ
December 2025
Fix & Flip
Loan Amount
$617,500
After Repair Value$1,065,000
Purchase Price$570,000
Renovation Budget$109,725
Loan TypeFix & Flip
- After Repair Value$1,065,000
- Purchase Price$570,000
- Renovation Budget$109,725
- Loan TypeFix & Flip
Gallatin, TN
December 2025
Fix & Flip
Loan Amount
$1,964,379
After Repair Value$3,000,000
Purchase Price$1,666,025
Renovation Budget$598,238
Loan TypeFix & Flip
- After Repair Value$3,000,000
- Purchase Price$1,666,025
- Renovation Budget$598,238
- Loan TypeFix & Flip
Sag Harbor, NY
December 2025
Fix & Flip
Loan Amount
$171,250
After Repair Value$263,000
Purchase Price$125,000
Renovation Budget$65,000
Loan TypeFix & Flip
- After Repair Value$263,000
- Purchase Price$125,000
- Renovation Budget$65,000
- Loan TypeFix & Flip
Albany, NY
December 2025
New Construction
Loan Amount
$650,000
After Repair Value$1,200,000
Purchase Price$500,000
Renovation Budget$606,950
Loan TypeNew Construction
- After Repair Value$1,200,000
- Purchase Price$500,000
- Renovation Budget$606,950
- Loan TypeNew Construction
Fulton, NY
November 2025
Fix & Flip
Loan Amount
$331,500
After Repair Value$510,000
Purchase Price$350,000
Renovation Budget$50,000
Loan TypeFix & Flip
- After Repair Value$510,000
- Purchase Price$350,000
- Renovation Budget$50,000
- Loan TypeFix & Flip
Sarasota, FL
November 2025
Fix & Flip
Loan Amount
$208,440
After Repair Value$296,000
Purchase Price$120,000
Renovation Budget$119,700
Loan TypeFix & Flip
- After Repair Value$296,000
- Purchase Price$120,000
- Renovation Budget$119,700
- Loan TypeFix & Flip
Troy, NY
November 2025
Fix & Flip
Loan Amount
$243,000
Loan TypeFix & Flip
- Loan TypeFix & Flip
Wilmington, NC
November 2025
Residential Rental Program (Buy & Hold)
Loan Amount
$231,000
Loan TypeResidential Rental Program (Buy & Hold)
- Loan TypeResidential Rental Program (Buy & Hold)
Kingston, PA
October 2025
Fix & Flip
Loan Amount
$440,400
After Repair Value$650,000
Purchase Price$378,300
Renovation Budget$62,100
Loan TypeFix & Flip
- After Repair Value$650,000
- Purchase Price$378,300
- Renovation Budget$62,100
- Loan TypeFix & Flip
Kings Park, NY
Testimonials
What Our Client Say
Just completed my mortgage refi with Insula, and I couldn’t be happier! Bruce, my lender, was absolutely fantastic—professional, responsive, and made the entire process smooth and stress-free. Highly recommend Insula and Bruce for anyone looking to refinance!
What we offer
All Loan Services
Fix And Flip Loans
Fix And Flip Loans
Ground Up Construction
Ground Up Construction
Rental Property Loans
Rental Property Loans
Thousands of Clients Trust Our Company
As seen on:
Do You Need New Construction Loans in Any of the Following Tennessee Cities?
Chattanooga, TN Clarksville, TN Knoxville, TN Memphis, TN Nashville, TN
Get a new construction loan in any of the aforementioned cities today by getting in touch with our experts now. Contact us for further queries or set up an initial interview and consultation.
Ready to apply for a New Construction loan?
Frequently Asked Questions
Our team takes into account several factors, such as credit score, to determine your eligibility. A low credit score can affect your eligibility, but our team is still here to discuss specific conditions and reasons for a low credit score to explore other financing options for you.
It depends on specific situations, but you can get extra financing during the construction phase.
