Fix and Flip Loans in Yonkers
Funding That Moves at the Pace of Yonkers Real Estate
Yonkers is one of Westchester County’s hottest real estate markets. With proximity to New York City, properties from single-family homes in Bryn Mawr to brownstones in Nodine Hill receive multiple offers in days.
Relying on traditional bank financing can slow you down, costing you deals. That’s where Insula Capital Group comes in. Our fix and flip loans in Yonkers provide fast, flexible, and asset-based financing, allowing you to:
- Secure properties quickly
- Fund full renovations
- Exit profitably without delays
Why Yonkers Investors Choose Our Fix and Flip Loans
Our loans are designed to give you the competitive edge in a fast-moving market:
- Close fast– Beat cash buyers and secure high-demand properties
- Full renovation funding– Cosmetic upgrades or complete overhauls, fully covered
- ARV-based financing– Borrow against future property value, not just the current price
- Flexible terms– 12–24 months to match your project timeline
- High leverage– Up to 90% purchase financing, 90% LTC, and 100% rehab funding
Comprehensive Loan Features Built for Yonkers Investors
At Insula Capital Group, our fix & flip loans in Yonkers are structured specifically to give investors the flexibility, speed, and financial leverage needed to succeed in a competitive market. Here’s how our loan features work to your advantage:
- Up to 90% Purchase Financing– Compete with cash buyers without tying up all your capital
- Up to 90% LTC, Including Rehab– Covers both purchase and renovation costs
- 100% Renovation Funding– Transform properties fully without out-of-pocket surprises
- Interest-Only Payments During Construction– Preserve cash flow while renovating
- Up to 75% ARV Lending– Maximize leverage for bigger profits
- Flexible 12–24 Month Terms– Align financing with your project timeline
- Quick Draws & Transparent Process– Access funds as needed; no junk fees, no prepayment penalties
- Loan Sizes $75k–$2M+– From small flips to large multifamily projects
With these investor-focused features, our fix & flip loans give you the speed, capital, and confidence to act quickly, renovate efficiently, and exit profitably — every time.
Ready to apply for a fix & flip loan?
Get in touch with our experienced team for more details about our financing services.
How the Fix & Flip Loan Process Works in Yonkers
- Apply Online— Begin by submitting your project details through our secure online form. Include property type, purchase price, and estimated renovation costs. This allows our team to understand your project fully and prepare a preliminary financing plan.
- Loan Review & Offer— Within 24 hours, you’ll receive a conditional loan offer. We evaluate your property’s potential, your renovation plan, and your projected ARV (after-repair value). This step ensures you know exactly what you can borrow and how your loan will be structured.
- Property Evaluation— Our experts perform a thorough assessment of the property, either via self-inspection with guided documentation or third-party verification. We evaluate structural integrity, renovation requirements, and overall market potential to ensure your project is viable and profitable.
- Approval & Closing— Once your project is approved, we move quickly to closing. Many Yonkers projects receive funding in as little as 5 business days. Our process minimizes delays so you can secure competitive properties before other buyers.
- Renovation & Draws— Access your renovation funds as the work progresses through a simple draw system. Funds are released in stages based on project milestones, giving you control over your budget while ensuring the property is upgraded efficiently.
No long waits, hidden fees, or red tape—just fast, flexible financing built for success.
Partner with Insula Capital Group and Flip Your Yonkers Properties with Confidence
We don’t just provide loans — we give you the speed, flexibility, and capital to win in Yonkers’ competitive real estate market. Here’s why savvy investors choose us:
- Close Deals Faster Than Your Competitors— In Yonkers, the best properties move quickly. Our streamlined approval process means conditional approvals in as little as 24 hours and closings in just 5–7 days. You can act like a cash buyer and secure high-demand properties before anyone else.
- Expert Guidance Backed by 30+ Years in New York Lending— Our team knows Westchester inside and out. We’ll help you structure loans that maximize profits, avoid pitfalls, and leverage rising property values.
- Investor-Friendly, Transparent Terms— No junk fees, hidden costs, or prepayment penalties. You always know your numbers and can focus on flipping homes, not worrying about financing headaches.
- High Leverage and Full Renovation Funding— Get up to 90% purchase financing and 100% of your rehab costs covered. Tackle bigger flips and maximize returns without draining your own cash.
- Reliable Draws and Hands-On Support— Access rehab funds as your project progresses. Our team ensures funds are released quickly, keeping your renovation on schedule.
With Insula Capital Group, you gain more than just a lender; you gain a partner committed to helping you flip faster, smarter, and more profitably. Don’t let financing slow you down. Secure your Yonkers property today!
What we offer
All Loan Services
Fix And Flip Loans
Fix And Flip Loans
Turn distressed properties into profits with Insula Capital Group's tailored fix & flip financing!
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Ground Up Construction
Ground Up Construction
Start your property project with tailored construction loans from Insula Capital Group!
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Rental Property Loans
Rental Property Loans
Insula Capital Group is offering diverse and flexible rental property loans.
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Thousands of Clients Trust Our Company
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Testimonials
What Our Client Say
Just completed my mortgage refi with Insula, and I couldn’t be happier! Bruce, my lender, was absolutely fantastic—professional, responsive, and made the entire process smooth and stress-free. Highly recommend Insula and Bruce for anyone looking to refinance!
Bruce Hill and Insula Capital Group made my refinance seamless and worry free. My loan was a challenge for two other lenders who could not get it done. Bruce and the team at Insula were knowledgeable and efficient, plus gave me a great rate. I will recommend them to everyone.
Chris and his team at Insula Capital have exceeded our expectations for lending servicing. The response time for calls and requests are very fast and prompt. Their vision camera application is an absolute lifesaver. Draw requests are completed swiftly. I will highly recommend Chris and his team to anyone looking for lending and funding.
I have been investing in real estate for almost 20 years now and I have worked with lenders in good times and in bad times. Bruce is hands-down the best lender to have on your side of the table!!! He works hard to understand what your objectives are and makes sure his team makes it happen. I look forward to working with Bruce for many years to come!
Ready to Flip Your Next Yonkers Property? Your next Yonkers project starts here.
Don’t let the best deals slip away. Apply with Insula Capital Group today or call us now to secure fast, flexible funding and start your next fix-and-flip project with confidence.
Submit a request and get the capital, support, and speed you need to win in Yonkers’ competitive market — your next profitable flip is just a click or call away!
Frequently Asked Questions
Loan amounts typically range from $75,000 up to $2 million or more, depending on the size and scope of your project. Whether it’s a small flip or a large multifamily project, we have options to suit your needs.
Yonkers projects close in as little as 5–7 business days. Fast closings mean you can compete with cash buyers and secure the property before anyone else.
Not at all. Whether you’re a first-time flipper or a seasoned investor, we can help. If you have a strong property plan and a viable deal, you’re eligible. Our team is here to guide you through the process from start to finish.
