Private Lending Done Right.

The leading nationwide private lender for real estate investments

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    Who we are

    Insula Capital Group

    We are a leading nationwide private lender & real estate investment company. We provide low-cost capital to real estate investors in the form of short-term loans at competitive rates.

    What we offer

    All Loan Services

    Thousands of Clients 
Trust Our Company

    As seen on:

    Just Funded Projects

    We are a leading nationwide private lender & real estate investment company.

    Fast and Easy Hard Money Loans

    Whether you’re in need of a short-term business bridge loan or investment home loans for your real estate venture, we’re here to support borrowers like you to build a brighter financial future. Insula Capital Group gives you the advantage you need to start financing your project quickly and efficiently.

    Our private hard money lenders in New York have years of experience in the industry and can help you close deals faster and open more doors to newer opportunities. As premier private money lenders for real estate across the nation, we pride ourselves on being fast and flexible to meet your needs more closely.

    We offer a wide range of real estate loan options, including refinance hard money loans and private mortgage loans to match your requirements. If you want a commercial bridge loan lender that actually cares about the success of your project, talk to us today.

    Leadership

    Our Awesome Team

    Ed Stock

    Edward J. Stock

    Managing Partner/Founder
    A Picture Of Joe McDowell Wearing Black Coat

    Joe McDowell

    Co-Founder
    Nick Raimondi

    Nicholas Raimondi

    Executive Vice President, EVP

    Edward J. Stock

    Managing Partner

    Joe McDowell

    Nicholas Raimondi

    Edward J. Stock

    Senior lending specialist / VP

    Testimonials

    What Our Client Say

    Just completed my mortgage refi with Insula, and I couldn’t be happier! Bruce, my lender, was absolutely fantastic—professional, responsive, and made the entire process smooth and stress-free. Highly recommend Insula and Bruce for anyone looking to refinance!

    Beothie Josue

    Ready to apply for a loan program?

     Get in touch with our experienced team for more details about our financing services.

    Frequently Asked Questions

    1. When you are ready to request reimbursement for work completed, you can email our designated draws team requesting a draw. (Draws@insulacap.com)
    2. You can do a snap/self inspection or send this order to a third-party inspector
      1. Along with this we will ask for a list of the line items that have been completed to date, by percentage.
        1. Example– Flooring- 100% Complete,  Drywall- 50% for material on site, etc.
      2. Two Options are as follows:
        1. If Inspector: Please allow the inspection company 48 hours to reach out to Point of Contact to schedule. 
        2. If Snap: A new snap link is sent for each draw requested. The pics must be taken throughthe app, on location.
          1. The app is called Tru-pic. The link will automatically take you to where to down load the True pic app. 
    3. Once you have followed the prompts in the app, completed taking your photos and Hit “Submit” you are done.
    4. The report is drawn up and reviewed. If all is in line, the wire typically goes out within 12-36 hours of the photo’s being sent back.

    No, you only pay interest on the funds that have been disbursed. Construction holdback amounts remain in reserve until they are drawn, and you will begin paying interest on those amounts only after they are released.

    Closing costs typically include loan origination fees, title insurance, property insurance and legal fees. The exact amount depends on your specific loan terms and property location. We provide a clear breakdown of all costs upfront, ensuring full transparency before you close.

    Funding can occur as quickly as 5–10 business days, depending on how promptly you provide the required documentation. For urgent deals, we strive to expedite the process even further.

    Why Choose Us

    Insula Capital Group

    As one of the best private lenders for real estate investors, Insula Capital Group is the ideal choice for all your real estate ventures. Whether you’re in need of a short-term business bridge loan or investment home loan for your real estate venture, we’re here to support borrowers like you to build a brighter financial future. As long-term private money lenders, we’re also here to give you the advantage you need to start financing your project quickly and efficiently.

    Our private hard money lenders in New York have years of experience in the industry and can help you close deals faster and open more doors to newer opportunities. As the premier private money lenders for real estate investing across the nation, we pride ourselves on being fast and flexible to meet your needs more closely.

    In addition to our broad loan portfolio, we offer a wide range of real estate loan options, including refinance hard money loans and private mortgage loans to match your requirements. If you want a private mortgage lender that actually cares about the success of your project, talk to us today.

    Partner with Insula Capital Group today and experience the difference of working with dedicated private lenders who are committed to your financial prosperity. Let us be your trusted ally as you embark on your real estate investment journey.

    How It Works

    Easy Steps to Get Funded

    Mask group (4)

    Receive a proof of funds

    Get verification of your funding capacity.

    Mask group (2)

    Source a property

    Find the right property to invest in.

    Mask group

    Provide requested documentation

    Submit essential documents for approval.

    Mask group (1)

    Close your Loan

    Finalize the deal and secure your funding.

    Our Locations

    Farmingville NY
    Fort Lauderdale FL
    Ramsey NJ
    Myrtle Beach SC
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