Fix and Flip Loans in Waco, TX
Get in Touch
Flexible Fix and Flip Financing Designed for Waco Real Estate Investors
Fix and flip loans offer real estate investors the fast, flexible funding they need to turn undervalued properties into profitable assets. In a competitive market like Waco, TX—where opportunities don’t last—having access to reliable capital can make all the difference.
At Insula Capital Group, we’re dedicated to helping investors capitalize on these opportunities. Our fix and flip loans in Waco, TX, are tailored for real estate investors who need speed, transparency, and expert support. We fund both your purchase and renovations—giving you the leverage to scale your business confidently.
Whether you’re a seasoned investor or launching your first project, Insula is the partner you can trust for smooth, hassle-free funding that helps you succeed in Waco’s thriving market.


What Are Fix and Flip Loans, and Why Do Investors Use Them?
Fix and flip loans are short-term, asset-based financing designed specifically for real estate investors looking to purchase, renovate, and resell properties for profit.
Unlike traditional loans, these loans prioritize the property’s potential value after repairs—giving investors the flexibility and speed they need to compete in competitive markets like Waco, TX.
Why Invest in College Station?
- Speed is Everything– Quick approvals and funding help investors move fast on time-sensitive deals.
- Covers More Than Just the Purchase– These loans also finance 100% of the renovation costs, allowing you to tackle full-scale property rehabs.
- Flexible Terms for Investment Projects– Short-term options designed to align with your flip timeline.
- Asset-Based Lending– Approval focuses on the property’s potential, not just your credit score.
Key Features:
- Up to 90% purchase financing
- 100% of construction costs covered
- Loans based on After-Repair Value (ARV)potential
- Flexible draw process to access funds when needed
With fix and flip loans, you have the capital and flexibility to turn distressed properties into profitable projects—and with Insula Capital Group, you get the support to make every deal count.
Step-by-Step Loan Process – How to Get Funded Fast in Waco, TX
At Insula Capital Group, we keep the process simple, fast, and investor-friendly—so you never miss out on a great deal in Waco’s competitive market.
Here’s how it works:
Step 1: Apply Online
Fill out our streamlined online application—no unnecessary paperwork or delays.
Step 2: Get a Custom Loan Offer
Our team reviews your project and sends you a tailored loan offer based on your property’s potential, not your credit score.
Step 3: Property Evaluation
We assess the property and renovation scope to finalize your loan terms—ensuring the numbers work for you.
Step 4: Fast Approval & Funding
Get approved within 24 hours and funded in 5 days or less—covering up to 90% of the purchase price and 100% of renovation costs.
Step 5: Access Your Construction Funds
Start your renovation and draw construction funds as needed. Choose self-inspection via your phone or opt for a third-party inspector—whichever keeps your project moving.
Pro Tip: Use our Fix & Flip Calculator during this stage to double-check your numbers and maximize your returns.
With Insula Capital Group, you get a seamless process built for speed, transparency, and investor success in Waco.
Why Choose Insula Capital Group for Your Waco Fix and Flip Projects?
In a market like Waco, where great deals move fast, having the right lending partner can make or break your success. That’s why experienced and first-time investors choose Insula Capital Group—we’re built for speed, flexibility, and investor success.
Here’s why Insula stands out:
✅ Lightning-Fast Approvals & Funding: Get approved in 24 hours and funded in as little as 5 days—so you never miss a deal.
✅ High Leverage – Up to 90% Purchase & 100% Rehab Costs Covered: Free up your capital for other projects while we cover most of your deal.
✅ Asset-Based Lending—No Credit Score Hassles: We focus on your project’s potential, not your personal credit.
✅ Flexible Terms & No Hidden Fees: Enjoy 12-24 month terms, no prepayment penalties, and transparent costs.
✅ Easy Draw Process – Mobile or Third-Party Inspection: Access your construction funds your way—fast and flexible.
✅ Expert Support + Investor Tools: Our team provides personalized support, plus access to tools like our Fix & Flip Calculator to help you estimate profits before committing.
With Insula, you’re not just getting funding—you’re gaining a partner who understands Waco’s fast-moving market and what investors need to scale.

Just Funded Projects
July 2025

Fix & Flip
Loan Amount
$1,729,700
After Repair Value$3,500,000
Purchase Price$1,020,000
Renovation Budget$964,700
Loan TypeFix & Flip
- After Repair Value$3,500,000
- Purchase Price$1,020,000
- Renovation Budget$964,700
- Loan TypeFix & Flip
Arlington, VA
July 2025

Fix & Flip
Loan Amount
$224,250
After Repair Value$345,000
Renovation Budget$174,111
Loan TypeFix & Flip
- After Repair Value$345,000
- Renovation Budget$174,111
- Loan TypeFix & Flip
Lehigh Acres, FL
July 2025

Fix & Flip
Loan Amount
$1,456,100
After Repair Value$2,700,000
Purchase Price$1,200,000
Renovation Budget$376,100
Loan TypeFix & Flip
- After Repair Value$2,700,000
- Purchase Price$1,200,000
- Renovation Budget$376,100
- Loan TypeFix & Flip
Destin, FL
July 2025

Fix & Flip
Loan Amount
$400,899
After Repair Value$595,000
Purchase Price$42,500
Renovation Budget$429,147
Loan TypeFix & Flip
- After Repair Value$595,000
- Purchase Price$42,500
- Renovation Budget$429,147
- Loan TypeFix & Flip
Lawrenceville, GA
July 2025

Fix & Flip
Loan Amount
$435,260
After Repair Value$710,000
Purchase Price$62,500
Renovation Budget$397,760
Loan TypeFix & Flip
- After Repair Value$710,000
- Purchase Price$62,500
- Renovation Budget$397,760
- Loan TypeFix & Flip
Snellville, GA
June 2025

Fix & Flip
Loan Amount
$137,200
After Repair Value$231,000
Purchase Price$120,000
Renovation Budget$40,000
Loan TypeFix & Flip
- After Repair Value$231,000
- Purchase Price$120,000
- Renovation Budget$40,000
- Loan TypeFix & Flip
Albany, NY
June 2025

Fix & Flip
Loan Amount
$257,750
After Repair Value$410,000
Purchase Price$215,000
Renovation Budget$75,000
Loan TypeFix & Flip
- After Repair Value$410,000
- Purchase Price$215,000
- Renovation Budget$75,000
- Loan TypeFix & Flip
Albany, NY
June 2025

Residential Rental Program (Buy & Hold)
Loan Amount
$502,500
Loan TypeResidential Rental Program (Buy & Hold)
- Loan TypeResidential Rental Program (Buy & Hold)
Fitchburg, MA
June 2025

Fix & Flip
Loan Amount
$825,000
After Repair Value$1,100,000
Purchase Price$870,000
Renovation Budget$46,500
Loan TypeFix & Flip
- After Repair Value$1,100,000
- Purchase Price$870,000
- Renovation Budget$46,500
- Loan TypeFix & Flip
Suffolk County, NY
What we offer
All Loan Services

Fix And Flip Loans
Fix And Flip Loans

Ground Up Construction
Ground Up Construction

Rental Property Loans
Rental Property Loans

Commercial Property Loans
Commercial Property Loans
Frequently Asked Questions (FAQs) – Everything Waco Investors Need to Know
Our rates are competitive and tailored to your project—designed to help you maximize profits. We’ll review your deal and offer the best possible terms.
Yes! Insula Capital Group focuses on asset-based lending, not your credit score. If your deal is strong, we’re ready to fund it.
We offer up to 90% of the purchase price and 100% of renovation costs, with funding based on your property’s After-Repair Value (ARV)—up to 75% ARV.
No. Our fix and flip loans come with no prepayment penalties and no junk fees—what you see is what you get.
Absolutely. We’re flexible and investor-friendly—talk to our team about options if your project needs more time or if you’re planning a longer hold.
With Insula Capital Group, you get clear answers, straightforward terms, and a funding partner who understands the Waco real estate market.
Ready to Fund Your Next Waco Flip? Apply Now!
Don’t let financing slow you down—Insula Capital Group is ready to fund your next fix and flip project in Waco, TX, with speed, flexibility, and expert support.
- Fast Approvals
- High Leverage Financing
- Flexible Terms Built for Investors
Whether you’re eyeing your first flip or scaling your investment portfolio, Insula is the partner you can trust for hassle-free funding designed for Waco’s competitive market.
Apply online now or contact our team to get started. We’ll review your project and get you funded fast. Your next profitable flip is waiting—let’s make it happen.
