Private Money Lenders | Hard Money Loans in Baton Rouge, LA

Absolutely! One of the advantages of hard money loans is that they are asset-based, meaning your credit score is not the sole determining factor for loan approval. While traditional lenders may prioritize credit scores, hard money lenders like us focus more on the value and potential of your collateral property.

Even with a low credit score, you can still be eligible for a hard money loan as long as you have a viable property to offer as collateral. This makes hard money loans an attractive option for borrowers who may have faced challenges with their credit history.

We assess each application on a case-by-case basis, considering various factors beyond credit scores to provide fair and accessible financing opportunities.

Generally, hard money loans are approved much more easily than other traditional loans, but at Insula Capital Group, we’re known for our incomparable quick processes. This means we provide loan approval within 24 hours and ensure you have access to funds within the next 5 business days.

We understand the importance of quick loan approvals for real estate investors and try our best to make circumstances feasible for you.

In the event of a default on a hard money loan, we have the right to foreclose on the collateral property to recover the investment. So, it is crucial for you to communicate with us and explore alternatives to avoid defaulting on the loan. That said, our loans usually come with flexible terms and convenient timelines to ensure you have more than enough time to pay us back.