Private Money Lenders | Hard Money Loans in Birmingham, AL
If you’re looking for a better quality of life and new opportunities, Birmingham is the place to be. The city’s rich and vibrant culture and strong economy attract residents and investors from across the US.
But one thing that really stands out to us as private money lenders is Birmingham’s booming real estate market. There’s a growing demand for housing and a lot of investment potential.
So, if you’ve been looking for the next city to diversify your Portfolio—Birmingham’s it. Check out our just-funded projects and loan programs for better insights, and let’s get started!
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Partner Up with The Best Hard Money Lenders in Birmingham, AL
With over 30 years of experience, Insula Capital Group is considered one of the best private money lenders in Birmingham, AL, and beyond. We offer several types of flexible hard money loans that can help finance your real estate ventures and turn them into profitable investments.
Our team of incredibly experienced and knowledgeable real estate and finance experts and underwriters can help simplify the borrowing process for you to ensure quick access to necessary funds without any unnecessary hassle or delays.
With us on board, you can rest assured that your project will be completed without any financial constraints!

Just Funded Projects
June 2025

Fix & Flip
Loan Amount
$137,200
Purchase Price
$120,000
Renovation Budget
$40,000
After Repair Value
$231,000
Albany, NY
July 2022

Fix & Flip
Loan Amount
$296,750
Purchase Price
$255,000
Renovation Budget
$80,000
After Repair Value
$450,000
Washington, DC
December 2021

Fix & Flip
Loan Amount
$321,300
Purchase Price
$340,000
Renovation Budget
$46,050
After Repair Value
$459,000
Centerreach, NY
November 2021

Fix & Flip
Loan Amount
$196,650
Purchase Price
$149,000
Renovation Budget
$70,000
After Repair Value
$290,000
Hartford, CT
November 2021

Fix & Flip
Loan Amount
$209,300
Purchase Price
$130,000
Renovation Budget
$105,300
After Repair Value
$335,000
Philidelphia, PA
November 2021

Fix & Flip
Loan Amount
$106,500
Purchase Price
$62,000
Renovation Budget
$60,000
After Repair Value
$176,000
Philidelphia, PA
November 2021

Fix & Flip
Loan Amount
$311,750
Purchase Price
$310,000
Renovation Budget
$32,750
After Repair Value
$495,000
North Babylon, NY
November 2021
Fix & Flip
Loan Amount
$1,577,465
Purchase Price
$1,250,000
Renovation Budget
$577,465
After Repair Value
$2,487,500
East Hampton, NY
November 2021

Fix & Flip
Loan Amount
$848,800
Purchase Price
$525,000
Renovation Budget
$240,650
After Repair Value
$831,000
Jersey City, NJ
What we offer
All Loan Services

Fix And Flip Loans
Fix And Flip Loans

Ground Up Construction
Ground Up Construction

Rental Property Loans
Rental Property Loans

Commercial Property Loans
Commercial Property Loans
Ready to apply for a Hard Money Loans?
Frequently Asked Questions
Private money lenders like Insula Capital Group are always a better option for real estate investors than banks or other traditional sources of loans because the latter usually requires a lot of collateral and has a list of requirements for borrowers. On the other hand, hard money lenders like Insula Capital Group don’t have such complex requirements—it’s easier to acquire loans from us.
Hard money loans are easier to acquire than other loans because they allow you to borrow against your existing property or some other collateral. Therefore, you can still borrow even with a very low credit score.
Of course, we offer various kinds of hard money loans, including new construction loans that you can use for your new construction project. We also offer fix and flip loans, residential rental loans, and multifamily mixed-use bridge loans.
Ready to partner up with the best hard money lenders in Birmingham, AL? Get in touch!