Private Money Lenders | Hard Money Loans in Chicago, IL
Chicago is known for its innovative architecture and is home to iconic skyscrapers like Willis Tower, the Tribune Tower, and the John Hancock Center. Given these modern architectural wonders, it’s no surprise that many investors take a keen interest in the city’s real estate market.
Even as a beginner investor, Chicago’s diverse neighborhoods have a lot to offer for you in terms of opportunities and profits.
If you’re seeking to take your real estate investments in Chicago, IL, to new heights, our esteemed lending services are the catalyst you need. With our flexible financing solutions, you gain the ability to swiftly execute transactions and make money in the real estate market.
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Expand Your Real Estate Portfolio By Using Our Hard Money Loans In Chicago, IL
Struggling to find effective hard money loan options? We can assist you at every step of the hard money lending process.
Our team of seasoned professionals comprehends the intricacies of the local lending market, enabling us to deliver top-of-the-line hard money loan deals. Say goodbye to lengthy bank approval procedures and embrace our simple yet effective loan process.
We firmly believe in a customized approach to financing. Our team invests the necessary time and effort to comprehend your investment objectives, allowing us to draft loan options tailored to your unique requirements.
Are you ready to embark on the next stage of expanding your real estate portfolio? If yes, contact our team.
Why Choose Hard Money Loans for Your Real Estate Ventures in Chicago, IL
Most seasoned investors agree that hard money loans are infinitely better than traditional loans. They come with quick approvals and funding, and since timing is everything in real estate investments, the speed associated with hard money loans can offer you the edge you really need.
Moreover, hard money loans are asset-based and have much more flexible terms. This essentially means that your loan will be approved against an existing asset, most likely real estate that you own, and therefore, your credit history won’t matter. This is an excellent option if you have a bad credit score.
Get in touch with us to learn more about how this short-term financing option can be great for your investments!
Market Insights For Chicago, IL

- Population: 2,746,388
- Median Household Income: $78,955
- Unemployment Rate: 4.5%
- Homes for Sale: 8,458
- New Listings: 2000/month
- Average Home Prices: $320,000
- Median Home Value: $352,900
- Median Sale Price: $341,489
- 1-Year Appreciate Rate: -1.3%
- Median Rent Price: $1,811
- Price-to-rent ratio: 20.0
- Median Days on Market: 68 days
- Home Sold Above List Price: 80%
- Foreclosure Rate: 0.2%
- Median Property Tax: $3,929
- Projected Growth Of The Real Estate Market: stable to modest
- Average ROI for Hard Money Loans: 8-12%
- Lincoln Park
- Lakeview
- West Loop
- Logan Square
- Pilsen
Best Neighborhoods to Invest In

Just Funded Projects
June 2022
Fix & Flip
- Weiser, ID
Purchase Price
170,000
Renovation Budget
59,000
Loan Amount
207,000
After Repair Value
309,000
July 2022
Fix & Flip
- Washington, DC
Purchase Price
255,000
Renovation Budget
80,000
Loan Amount
296,750
After Repair Value
450,000
December 2021
Fix & Flip
- Centerreach, NY
Purchase Price
340,000
Renovation Budget
46,050
Loan Amount
321,300
After Repair Value
459,000
November 2021
Fix & Flip
- Hartford, CT
Purchase Price
149,000
Renovation Budget
70,000
Loan Amount
196,650
After Repair Value
290,000
November 2021
Fix & Flip
- Philidelphia, PA
Purchase Price
130,000
Renovation Budget
105,300
Loan Amount
209,300
After Repair Value
335,000
November 2021
Fix & Flip
- Philidelphia, PA
Purchase Price
62,000
Renovation Budget
60,000
Loan Amount
106,500
After Repair Value
176,000
November 2021
Fix & Flip
- North Babylon, NY
Purchase Price
310,000
Renovation Budget
32,750
Loan Amount
311,750
After Repair Value
495,000
November 2021
Fix & Flip
- East Hampton, NY
Purchase Price
1,250,000
Renovation Budget
577,465
Loan Amount
1,577,465
After Repair Value
2,487,500
November 2021
Fix & Flip
- Jersey City, NJ
Purchase Price
525,000
Renovation Budget
240,650
Loan Amount
848,800
After Repair Value
831,000
What we offer
All Loan Services

Fix And Flip Loans
Fix And Flip Loans

Ground Up Construction
Ground Up Construction

Rental Property Loans
Rental Property Loans

Commercial Property Loans
Commercial Property Loans
Ready to apply for a money lenders loan?
Frequently Asked Questions
Fill out the online loan application form to start your lending process. Once you’ve submitted all relevant documents, one of our representatives will get in touch with you for further details and any remaining documents. Once your application has been finalized and submitted, we will try to get your loan approval as soon as possible, in some cases, within 24 hours. Once your loan is approved, it will take about 5-7 business days until you’re granted access to your funds.
If you’re unsure about the loan you need to apply for, you can contact our team to discuss different loan programs.
No! Our team ensures our clients pay low-interest rates to prevent the loans from becoming a financial burden. We’ll evaluate your project plan and financial paperwork and provide interest rates that are as low as possible. Check out our just-funded project section to learn more about our loan deals.
No, at Insula Capital Group, we prioritize transparency and straightforward terms. Our hard money loans in Chicago, IL, are designed to minimize surprises. We strive to keep our fee structure clear, ensuring you won’t incur unexpected charges or penalties.
We believe in building a collaborative relationship with our clients, providing flexible solutions tailored to your needs. We’re committed to honesty and integrity, which means you can trust that your hard money loan terms will be fair and clearly communicated from the outset.
Insula Capital Group is your trusted partner for reliable and transparent lending solutions!
Why Invest in Chicago, IL?
If you’re thinking about investing in Chicago using hard money loans, you’re on the right track.
Chicago’s real estate market is an excellent place to invest for several reasons, and this is true for both seasoned and rookie investors. For starters, the neighborhoods in Chicago are incredibly diverse, so you’ll always have a wide range to choose from. Each neighborhood has its own appeal, and based on emerging trends, you can look into a neighborhood that seems most profitable.
Moreover, the real estate market in Chicago shows resilience and stability. As an investor, you probably realize how essential this is. Despite the many economic downturns in recent times, the market has managed to maintain a level of stability that’s proven great for long-term investors looking for a steady return on investments.
It’s also worth noting that the real estate market in Chicago is much more affordable compared to other major cities in the state and even across the US. This allows new investors to enter the market with relatively lower upfront costs.
And, of course, generally, Chicago is an excellent place to live, which essentially helps fuel real estate demand. The city’s educational and job opportunities are incomparable, and many people move to Chicago for a better lifestyle. And needless to say, they’re looking for properties to rent and buy!

Here's How We Can Assist You!
At Insula Capital Group, we recognize the need for flexibility in financing options. Whether you’re flipping properties, purchasing rental units, or rehabilitating distressed assets, our hard money loans can be tailored to suit your specific investment strategy.
We have an excellent team of real estate experts who can guide you toward the best financing options for your project. Our processes are streamlined and quick to ensure you have the funding you need without any unnecessary delays; this allows you to make the most of time-sensitive opportunities.
Consult our financial consultants to learn more about our hard money loan options.