Private Money Lenders | Hard Money Loans in Des Moines, IA
Des Moines is more than just the third-largest insurance capital of the world, it’s also home to some incredible indoor and outdoor museums, excellent restaurants, historical landmarks, and amazing state parks.
The city is particularly attractive to investors looking for a diverse range of investment opportunities in the real estate market since it offers lucrative deals, excellent economic conditions, and other chances for real estate investors to grow their portfolios and maximize their profits.
As Des Moines’ best private money lenders, Insula Capital Group encourages its clients to make the most of these opportunities, and we offer flexible hard money loans to make investments easier for you.
Check out our just-funded projects to get inspired!
Get in Touch
Join Hands with The Best Private Money Lenders In Des Moines, IA
Insula Capital Group is a hard money lending company serving in the US for over 30 years now. We started small and expanded throughout the country and have built a loyal clientele across cities and states including in Des Moines, and other cities in Iowa.
As one of the oldest hard money lenders in Des Moines, we have taken the time to understand the city’s dynamic real estate market, and we have seen it growing over the past several years. Needless to say, our team understands the market’s unique patterns really well and can guide clients with their investments like no one else in the industry can.
We’ve also used our vast experience to design loan plans that are flexible and fit the needs of investors precisely. While staying the best in the business is one of our main goals, we constantly strive to make that happen by offering the best services to our clients.

Just Funded Projects
June 2025

Fix & Flip
Loan Amount
$137,200
After Repair Value$231,000
Purchase Price$120,000
Renovation Budget$40,000
Loan TypeFix & Flip
- After Repair Value$231,000
- Purchase Price$120,000
- Renovation Budget$40,000
- Loan TypeFix & Flip
Albany, NY
June 2025

Fix & Flip
Loan Amount
$257,750
After Repair Value$410,000
Purchase Price$215,000
Renovation Budget$75,000
Loan TypeFix & Flip
- After Repair Value$410,000
- Purchase Price$215,000
- Renovation Budget$75,000
- Loan TypeFix & Flip
Albany, NY
June 2025

Residential Rental Program (Buy & Hold)
Loan Amount
$502,500
Loan TypeResidential Rental Program (Buy & Hold)
- Loan TypeResidential Rental Program (Buy & Hold)
Fitchburg, MA
June 2025

Fix & Flip
Loan Amount
$825,000
After Repair Value$1,100,000
Purchase Price$870,000
Renovation Budget$46,500
Loan TypeFix & Flip
- After Repair Value$1,100,000
- Purchase Price$870,000
- Renovation Budget$46,500
- Loan TypeFix & Flip
Suffolk County, NY
November 2021

Fix & Flip
Loan Amount
$209,300
After Repair Value$335,000
Purchase Price$130,000
Renovation Budget$105,300
Loan TypeFix & Flip
- After Repair Value$335,000
- Purchase Price$130,000
- Renovation Budget$105,300
- Loan TypeFix & Flip
Philidelphia, PA
November 2021

Fix & Flip
Loan Amount
$106,500
After Repair Value$176,000
Purchase Price$62,000
Renovation Budget$60,000
Loan TypeFix & Flip
- After Repair Value$176,000
- Purchase Price$62,000
- Renovation Budget$60,000
- Loan TypeFix & Flip
Philidelphia, PA
November 2021

Fix & Flip
Loan Amount
$311,750
After Repair Value$495,000
Purchase Price$310,000
Renovation Budget$32,750
Loan TypeFix & Flip
- After Repair Value$495,000
- Purchase Price$310,000
- Renovation Budget$32,750
- Loan TypeFix & Flip
North Babylon, NY
November 2021

Fix & Flip
Loan Amount
$1,577,465
After Repair Value$2,487,500
Purchase Price$1,250,000
Renovation Budget$577,465
Loan TypeFix & Flip
- After Repair Value$2,487,500
- Purchase Price$1,250,000
- Renovation Budget$577,465
- Loan TypeFix & Flip
East Hampton, NY
November 2021

Fix & Flip
Loan Amount
$848,800
After Repair Value$831,000
Purchase Price$525,000
Renovation Budget$240,650
Loan TypeFix & Flip
- After Repair Value$831,000
- Purchase Price$525,000
- Renovation Budget$240,650
- Loan TypeFix & Flip
Jersey City, NJ
What we offer
All Loan Services

Fix And Flip Loans
Fix And Flip Loans

Ground Up Construction
Ground Up Construction

Rental Property Loans
Rental Property Loans

Commercial Property Loans
Commercial Property Loans
Ready to apply for a Hard Money Loans?
Frequently Asked Questions
A hard money lender is a private individual or company that provides short-term real estate loans secured by properties, offering faster approvals and leveraging property value rather than creditworthiness.
Insula Capital Group offers a wide range of loan programs including fix and flip loans, new construction loans, residential rental programs, and multifamily mixed-use bridge loans to meet the diverse financing needs of real estate investors.
Unlike traditional bank loans, hard money loans are privately funded, have a quicker approval process, and focus more on the property’s value rather than the borrower’s credit history, allowing for flexible lending solutions.
Do you have more questions? Feel free to reach out to the best private money lenders in Des Moines, IA!
