Private Money Lenders | Hard Money Loans in Oklahoma
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Leveraging Opportunities in Oklahoma’s Real Estate Landscape with Insula Capital Group
Welcome to Insula Capital Group, your committed hard money lender, empowering real estate visionaries across the diverse landscapes of Oklahoma. We tailor our financing solutions to fit your ambitions, paving the way for your real estate success.
Capturing the Essence of Real Estate Investment Across Oklahoma
As seasoned private money lenders, we understand the nuances of Oklahoma’s real estate markets, extending from the metropolitan allure of Oklahoma City and Tulsato the vibrant suburban expanses of Broken Arrow, Norman, and Edmond.
Every location holds a unique promise, and at Insula Capital Group, we enable you to leverage these opportunities with our comprehensive range of loan programs.
Our offerings are tailored to individual needs. We invest time in comprehending your financial position and project specifics to create a customized loan package that suits you perfectly.
Connect with us to discuss your financing options.
Utilizing Hard Money Loans for Real Estate Projects in Oklahoma
Speedy Approval and Funding
Traditional financing methods often involve lengthy approval periods, whereas our hard money lenders streamline the process, providing quicker access to funds.
In Oklahoma’s fast-paced real estate market, this agility can be a game-changer, allowing investors to seize time-sensitive opportunities.
Flexible Qualification Criteria
Traditional lenders typically have stringent qualification criteria, making it challenging for some investors to secure loans.
Hard money lenders at Insula Capital Group, however, are more concerned with the property’s value and potential rather than the borrower’s credit history or financial standing.
Asset-Centric Approach
Hard money loans are asset-based, primarily focusing on the property’s value and potential profitability. This approach is advantageous for real estate investors in Oklahoma, as it allows them to secure financing based on the property’s intrinsic value, even if their credit history is less than perfect.
Adaptability to Unique Projects
Real estate projects in Oklahoma can vary widely in terms of scope and complexity. Hard money lenders recognize the diverse nature of these projects and tailor loan terms accordingly. Whether it’s a fix-and-flip venture, new construction, or a commercial property investment, our hard money loans can be adapted to suit the specific needs of the project.
Local Market Expertise
Our hard money lenders possess a deep understanding of the local real estate market in Oklahoma. This familiarity allows for more informed lending decisions, and borrowers can benefit from the lender’s insights into market trends, property values, and potential challenges.
An Overview of Key Statistics of Oklahoma’s Real Estate Market

- Median Home Value: $139,614
- 1-Year Appreciation Rate: +6.2%
- Median Sale Price: $233,500
- Median Time To Sale: 46 Days
- Median Rent Price: $1,050
- Price-To-Rent Ratio: 108
- Foreclosure Rate: 0%
- Unemployment Rate: 3%
- Population: 3,943,079
- Median Household Income: $49,767

The Real Estate Market In Oklahoma

3,943,079
Population

$49,767
Median Household Income

$233,500
Median Sale Prices

46 days
Median Time To Sale

11.08
Price-To-Rent Ratio

+6.2%
1-Year Appreciation Rate
Just Funded Projects
June 2022
Fix & Flip
- Weiser, ID
Purchase Price
170,000
Renovation Budget
59,000
Loan Amount
207,000
After Repair Value
309,000
July 2022
Fix & Flip
- Washington, DC
Purchase Price
255,000
Renovation Budget
80,000
Loan Amount
296,750
After Repair Value
450,000
December 2021
Fix & Flip
- Centerreach, NY
Purchase Price
340,000
Renovation Budget
46,050
Loan Amount
321,300
After Repair Value
459,000
November 2021
Fix & Flip
- Hartford, CT
Purchase Price
149,000
Renovation Budget
70,000
Loan Amount
196,650
After Repair Value
290,000
November 2021
Fix & Flip
- Philidelphia, PA
Purchase Price
130,000
Renovation Budget
105,300
Loan Amount
209,300
After Repair Value
335,000
November 2021
Fix & Flip
- Philidelphia, PA
Purchase Price
62,000
Renovation Budget
60,000
Loan Amount
106,500
After Repair Value
176,000
November 2021
Fix & Flip
- North Babylon, NY
Purchase Price
310,000
Renovation Budget
32,750
Loan Amount
311,750
After Repair Value
495,000
November 2021
Fix & Flip
- East Hampton, NY
Purchase Price
1,250,000
Renovation Budget
577,465
Loan Amount
1,577,465
After Repair Value
2,487,500
November 2021
Fix & Flip
- Jersey City, NJ
Purchase Price
525,000
Renovation Budget
240,650
Loan Amount
848,800
After Repair Value
831,000
What we offer
All Loan Services

New Construction
New Construction

Multifamily Bridge Loans
Multifamily Bridge Loans

Fix And Flip Loans
Fix And Flip Loans

New Construction Loans
New Construction Loans

Investment Property Loans
Investment Property Loans

Rental Property Loans
Rental Property Loans

Cash-Out Refinance Loans
Cash-Out Refinance Loans

Bridge Loans
Bridge Loans

Commercial & Residential Land Loans
Commercial & Residential Land Loans

Commercial Property Loans
Commercial Property Loans

Development Loans
Development Loans

Hard Money Lenders
Hard Money Lenders

Single-family Rental Loans
Single-family Rental Loans
Why Is Investing In The Oklahoma Real Estate Market A Lucrative Option
Investing in Oklahoma’s real estate market offers a range of opportunities due to factors such as steady population growth, affordability, a diversified economy, and an emerging technology hub.
The influence of the energy sector, coupled with urban development initiatives, contributes to the appeal of both residential and commercial properties. Higher education institutions, cultural attractions, and tourism further boost the demand for real estate.
Low-interest rates, maintained by the Fed to stimulate the housing market, have further enhanced the investment landscape. With rates at historic lows, investors can justify higher acquisition costs and potentially increase cash flow from monthly rental properties.
The demand for rental properties is strong in Oklahoma, driven by a favorable price-to-rent ratio of 11.08, making homeownership more affordable than renting. Limited inventory levels contribute to increased demand for rental properties, providing landlords with the opportunity to command premium rental rates.
Considering these factors, building a rental property portfolio emerges as a compelling exit strategy for investors, as important market indicators point toward a favorable environment for becoming a buy-and-hold investor in the aftermath of the pandemic.
Ready to apply for a money lenders loan?
Frequently Asked Questions
At Insula Capital Group, we prioritize your ambitions, providing tailored financing solutions with swift approvals and flexible terms. We cater to various real estate markets across Oklahoma, including Oklahoma City, Tulsa, Broken Arrow, Norman, and Edmond, among others.
We offer residential rental loans, focusing on the property’s value and providing the financial backing to help you maximize your rental property investments in Oklahoma.
Yes, our new construction loans provide robust financial backing for your construction projects across Oklahoma.
Top Hard Money Lenders Loan Cities in Oklahoma

Let’s Partner Up!
At Insula Capital Group, we prioritize fast approvals, competitive rates, and exceptional customer service. Our team will analyze your financial needs and provide customized hard money loan deals. Our loans have various features, including quick approvals, no junk fees, minimal paperwork, no pre-payment penalties, and much more.
Check out our loan programs and just-funded projects for better insights and inspiration!