New Construction Loans in Baltimore, MD
If you’re building a new property in Baltimore, MD, make sure you secure sufficient funding ahead of time!
Baltimore, MD, is known for many things, including its patriotic history and incredible food. For property developers, this large city is appealing because of its booming real estate market. You can find many great locations to build a new property here. However, construction costs might still run high.
If you’re a property investor and need funding for your latest project, look into our new construction loans in Baltimore, MD! Read how you can benefit from them below.
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Close Your New Construction Loan in Baltimore, MD Today!
Private money lenders like Insula Capital Group understand the typical needs of a construction project. It’s easy to see why contractor wages, land acquisition costs, and permits are hard to pay off in a city like Baltimore. Regardless, investing in local real estate can still give you some great returns on investment.
Our new construction loans carry a 1-year term and offer flexible terms for Baltimore investors. You can use them to finance up to 100% of the construction costs involved in your 1-4 property building project.
Why Choose Insula Capital Group?
It’s important to find a private money lender that you can rely on in Baltimore. Insula Capital Group is a good choice because we have been in business for over 30 years. Our team of expert underwriters prioritizes transparency over all else. That’s why we don’t apply any junk fees or prepayment penalties.
You can check out our other loan programs, too. We offer fix &flip financing, residential rental loans, and multifamily & mixed-use loans. You can find out how we’ve helped previous clients by visiting our just-funded projects page. Read our FAQs for more information about our new construction loans in Baltimore, MD, below.
Just Funded Projects
June 2025
Fix & Flip
Loan Amount
$137,200
After Repair Value$231,000
Purchase Price$120,000
Renovation Budget$40,000
Loan TypeFix & Flip
- After Repair Value$231,000
- Purchase Price$120,000
- Renovation Budget$40,000
- Loan TypeFix & Flip
Albany, NY
June 2025
Fix & Flip
Loan Amount
$257,750
After Repair Value$410,000
Purchase Price$215,000
Renovation Budget$75,000
Loan TypeFix & Flip
- After Repair Value$410,000
- Purchase Price$215,000
- Renovation Budget$75,000
- Loan TypeFix & Flip
Albany, NY
June 2025
Residential Rental Program (Buy & Hold)
Loan Amount
$502,500
Loan TypeResidential Rental Program (Buy & Hold)
- Loan TypeResidential Rental Program (Buy & Hold)
Fitchburg, MA
June 2025
Fix & Flip
Loan Amount
$825,000
After Repair Value$1,100,000
Purchase Price$870,000
Renovation Budget$46,500
Loan TypeFix & Flip
- After Repair Value$1,100,000
- Purchase Price$870,000
- Renovation Budget$46,500
- Loan TypeFix & Flip
Suffolk County, NY
November 2021
Fix & Flip
Loan Amount
$209,300
After Repair Value$335,000
Purchase Price$130,000
Renovation Budget$105,300
Loan TypeFix & Flip
- After Repair Value$335,000
- Purchase Price$130,000
- Renovation Budget$105,300
- Loan TypeFix & Flip
Philidelphia, PA
November 2021
Fix & Flip
Loan Amount
$106,500
After Repair Value$176,000
Purchase Price$62,000
Renovation Budget$60,000
Loan TypeFix & Flip
- After Repair Value$176,000
- Purchase Price$62,000
- Renovation Budget$60,000
- Loan TypeFix & Flip
Philidelphia, PA
November 2021
Fix & Flip
Loan Amount
$311,750
After Repair Value$495,000
Purchase Price$310,000
Renovation Budget$32,750
Loan TypeFix & Flip
- After Repair Value$495,000
- Purchase Price$310,000
- Renovation Budget$32,750
- Loan TypeFix & Flip
North Babylon, NY
November 2021
Fix & Flip
Loan Amount
$1,577,465
After Repair Value$2,487,500
Purchase Price$1,250,000
Renovation Budget$577,465
Loan TypeFix & Flip
- After Repair Value$2,487,500
- Purchase Price$1,250,000
- Renovation Budget$577,465
- Loan TypeFix & Flip
East Hampton, NY
November 2021
Fix & Flip
Loan Amount
$848,800
After Repair Value$831,000
Purchase Price$525,000
Renovation Budget$240,650
Loan TypeFix & Flip
- After Repair Value$831,000
- Purchase Price$525,000
- Renovation Budget$240,650
- Loan TypeFix & Flip
Jersey City, NJ
What we offer
All Loan Services
Fix And Flip Loans
Fix And Flip Loans
Ground Up Construction
Ground Up Construction
Rental Property Loans
Rental Property Loans
Commercial Property Loans
Commercial Property Loans
Thousands of Clients Trust Our Company
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Apply for Our Loan Programs Online
We accept online applications to make the loan application process easy for you. You can simply download our forms and submit your full application through our website! If you would like to discuss anything with our team, feel free to contact us directly.
Ready to apply for a New Construction loan?
Frequently Asked Questions
No. You can use your new construction loan to purchase the land.
You will be required to make interest-only payments during the construction process. The total principal amount repayment will be required after the construction process finishes and before the loan term ends.
We determine your interest rate after conducting an initial interview. It is based on factors like your credit score and payment history.
