New Construction Loans in Kansas City, MO
Financing a new construction project can be a complex process, which is why Insula Capital Group offers a range of flexible and customized loan options to meet the specific needs of each project in our new construction loans!
Whether you are a developer, builder, or investor, we have the resources and expertise to provide the financing you need to bring your project to life. Regardless of why you need a new construction loan in Kansas City, MO, we will help you move quickly to take advantage of opportunities and gain a competitive advantage in the marketplace.
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New Construction Loans—The Right Fit For Developers, Builders, & Investors
New construction loans are a valuable financial tool for developers, builders, and investors looking to finance the construction of a new building or development project. These loans provide the necessary funding to cover the costs associated with new construction projects, including land acquisition, construction materials, and labor costs. There are several key reasons why new construction loans are the right fit for these professionals:
First, new construction loans provide flexible financing options tailored to a project’s specific needs. This allows developers, builders, and investors to access the funds they need to ensure their projects is a success.
Second, new construction loans can help developers, builders, and investors mitigate risk. By securing financing for the project upfront, these professionals can avoid the financial risks associated with unanticipated cost overruns or delays in construction.
Third, new construction loans can provide developers, builders, and market investors with a competitive advantage. By having access to the necessary funding to complete a new project, these professionals can move quickly to take advantage of opportunities that may arise.
Don’t Let Opportunities Pass You By. Opt for Our Hard-Money Construction Loans in Kansas City Today
With our new hard-money construction loans, we offer a funding solution specifically designed to support investors with limited project experience. We understand that building a successful real estate portfolio takes time, and our program requires only three successful ground-up projects to qualify. This means you can still access the capital you need to build your next project, even if you’re just starting.
If you’re interested in exploring our other financing solutions, we also provide fix and flip loans. These loans are ideal for investors looking to purchase and renovate properties for resale. Click here to learn more about our fix and flip loans.
Our new construction loan in Kansas City is one of the city’s best financing options, with competitive rates and flexible terms. There’s no prepayment penalty, and with plans and premiums, the loan cost is only 75%. This means you can focus on bringing your project to life without worrying about excessive fees or penalties.
Whether you’re looking to build a small residential property or a large commercial development, Insula Capital Group has the financial resources and expertise to help you succeed. We are committed to working closely with our clients to understand their unique financial needs and goals, and we provide the guidance and support necessary to help them succeed.
To get started, we encourage you to fill out our prequalification form. This will allow us to assess your eligibility and provide you with personalized financing solutions.
At Insula Capital Group, we believe that real estate development and investment are critical drivers of economic growth and community development in Kansas City. That’s why we are dedicated to providing our clients with the reliable and flexible capital they need to bring their projects to life.
Just Funded Projects
July 2025

Fix & Flip
Loan Amount
$1,729,700
After Repair Value$3,500,000
Purchase Price$1,020,000
Renovation Budget$964,700
Loan TypeFix & Flip
- After Repair Value$3,500,000
- Purchase Price$1,020,000
- Renovation Budget$964,700
- Loan TypeFix & Flip
Arlington, VA
July 2025

Fix & Flip
Loan Amount
$224,250
After Repair Value$345,000
Renovation Budget$174,111
Loan TypeFix & Flip
- After Repair Value$345,000
- Renovation Budget$174,111
- Loan TypeFix & Flip
Lehigh Acres, FL
July 2025

Fix & Flip
Loan Amount
$1,456,100
After Repair Value$2,700,000
Purchase Price$1,200,000
Renovation Budget$376,100
Loan TypeFix & Flip
- After Repair Value$2,700,000
- Purchase Price$1,200,000
- Renovation Budget$376,100
- Loan TypeFix & Flip
Destin, FL
July 2025

Fix & Flip
Loan Amount
$400,899
After Repair Value$595,000
Purchase Price$42,500
Renovation Budget$429,147
Loan TypeFix & Flip
- After Repair Value$595,000
- Purchase Price$42,500
- Renovation Budget$429,147
- Loan TypeFix & Flip
Lawrenceville, GA
July 2025

Fix & Flip
Loan Amount
$435,260
After Repair Value$710,000
Purchase Price$62,500
Renovation Budget$397,760
Loan TypeFix & Flip
- After Repair Value$710,000
- Purchase Price$62,500
- Renovation Budget$397,760
- Loan TypeFix & Flip
Snellville, GA
June 2025

Fix & Flip
Loan Amount
$137,200
After Repair Value$231,000
Purchase Price$120,000
Renovation Budget$40,000
Loan TypeFix & Flip
- After Repair Value$231,000
- Purchase Price$120,000
- Renovation Budget$40,000
- Loan TypeFix & Flip
Albany, NY
June 2025

Fix & Flip
Loan Amount
$257,750
After Repair Value$410,000
Purchase Price$215,000
Renovation Budget$75,000
Loan TypeFix & Flip
- After Repair Value$410,000
- Purchase Price$215,000
- Renovation Budget$75,000
- Loan TypeFix & Flip
Albany, NY
June 2025

Residential Rental Program (Buy & Hold)
Loan Amount
$502,500
Loan TypeResidential Rental Program (Buy & Hold)
- Loan TypeResidential Rental Program (Buy & Hold)
Fitchburg, MA
June 2025

Fix & Flip
Loan Amount
$825,000
After Repair Value$1,100,000
Purchase Price$870,000
Renovation Budget$46,500
Loan TypeFix & Flip
- After Repair Value$1,100,000
- Purchase Price$870,000
- Renovation Budget$46,500
- Loan TypeFix & Flip
Suffolk County, NY
What we offer
All Loan Services

Fix And Flip Loans
Fix And Flip Loans

Ground Up Construction
Ground Up Construction

Rental Property Loans
Rental Property Loans

Commercial Property Loans
Commercial Property Loans
Let Us Help You!
Our team of experienced professionals deeply understands the local market, and we are dedicated to providing our clients exceptional service and support throughout the loan process. We work closely with our clients to understand their unique financial needs and goals and provide the guidance and expertise necessary to help them succeed.
If you’re curious to see some of our just-funded projects and get an idea of the possibilities, browse through our portfolio of completed constructions here.
Contact us today to learn more about your options with new construction loans in Kansas City and how Insula Capital Group can help you achieve success.

Ready to apply for a New Construction loan?
Frequently Asked Questions
We evaluate each application holistically, taking various factors into consideration. While credit score is important, we assess the overall financial strength and project viability to determine eligibility.
Yes, our new construction loans can be used for land acquisition as well as covering construction costs, making it a comprehensive financing solution for your project.
We provide new construction loans for projects in various locations, including Kansas City. As long as the project meets our eligibility criteria, the specific location within Kansas City does not pose a restriction.