New Construction Loans in Lowell, MA
Are you financially secure enough to start your new construction project yet?
Real estate developers and investors across Lowell, MA often struggle to qualify for suitable loans due to their limited experience. This puts them in a tough situation when it comes to financing all the costs involved in their property-building project. Luckily, Insula Capital Group offers curated financial solutions to address these specific problems. You can get approved for our loans even if you have only completed a maximum of 3 projects so far.
Learn more about what our new construction loans in Lowell, MA can do for you!
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Complete Your Project without Delays by Getting a New Construction Loan in Lowell, MA
Securing a new construction loan in advance can help you kick-start your construction project as intended. Sometimes property investors have to delay their construction phases due to insufficient funding but this will no longer be a problem if you take out a loan early.
New construction loans typically cover up to 100% of the construction costs that borrowers incur. Even if there are cost overruns during the project, you can still coordinate with your lending specialist to get your contract adjusted. Unexpected changes like these are the easiest to manage when you are working with compassionate financing experts like the ones running Insula Capital Group.
Find a Suitable Loan Program by Insula Capital Group
The reason we have been able to stay in business for over 30 years is our quality of service! As your trusted private money lenders, we put time and skill into curating the most suitable financial solutions for you. Whether you’re applying for our new construction loans or fix & flip loans, you can always expect transparency and quick approvals. You can find the details of projects we have recently funded on our website, too.
Read our FAQs to learn more about our loan programs.
Just Funded Projects
November 2025
Fix & Flip
Loan Amount
$331,500
After Repair Value$510,000
Purchase Price$350,000
Renovation Budget$50,000
Loan TypeFix & Flip
- After Repair Value$510,000
- Purchase Price$350,000
- Renovation Budget$50,000
- Loan TypeFix & Flip
Sarasota, FL
November 2025
Fix & Flip
Loan Amount
$208,440
After Repair Value$296,000
Purchase Price$120,000
Renovation Budget$119,700
Loan TypeFix & Flip
- After Repair Value$296,000
- Purchase Price$120,000
- Renovation Budget$119,700
- Loan TypeFix & Flip
Troy, NY
November 2025
Fix & Flip
Loan Amount
$243,000
Loan TypeFix & Flip
- Loan TypeFix & Flip
Wilmington, NC
November 2025
Residential Rental Program (Buy & Hold)
Loan Amount
$231,000
Loan TypeResidential Rental Program (Buy & Hold)
- Loan TypeResidential Rental Program (Buy & Hold)
Kingston, PA
October 2025
Fix & Flip
Loan Amount
$440,400
After Repair Value$650,000
Purchase Price$378,300
Renovation Budget$62,100
Loan TypeFix & Flip
- After Repair Value$650,000
- Purchase Price$378,300
- Renovation Budget$62,100
- Loan TypeFix & Flip
Kings Park, NY
November 2025
Fix & Flip
Loan Amount
$608,500
After Repair Value$904,000
Purchase Price$305,000
Renovation Budget$303,500
Loan TypeFix & Flip
- After Repair Value$904,000
- Purchase Price$305,000
- Renovation Budget$303,500
- Loan TypeFix & Flip
Manorville, NY
October 2025
Residential Rental Program (Buy & Hold)
Loan Amount
$208000
Loan TypeResidential Rental Program (Buy & Hold)
- Loan TypeResidential Rental Program (Buy & Hold)
Binghamton, NY
Residential Rental Program (Buy & Hold)
Loan Amount
$140,000
Loan TypeResidential Rental Program (Buy & Hold)
- Loan TypeResidential Rental Program (Buy & Hold)
Lewistown, PA
July 2025
Fix & Flip
Loan Amount
$1,729,700
After Repair Value$3,500,000
Purchase Price$1,020,000
Renovation Budget$964,700
Loan TypeFix & Flip
- After Repair Value$3,500,000
- Purchase Price$1,020,000
- Renovation Budget$964,700
- Loan TypeFix & Flip
Arlington, VA
What we offer
All Loan Services
Fix And Flip Loans
Fix And Flip Loans
Ground Up Construction
Ground Up Construction
Rental Property Loans
Rental Property Loans
Apply for Our Loans Online!
Our loan application process is simple. Just download the forms available on our website and submit your complete application whenever you’re ready. We will reach out to you once we assess it. If you have any questions, contact our representatives to discuss them right away!
Ready to apply for a New Construction loan?
Frequently Asked Questions
You can only build 1-4 family properties with our new construction loans. Explore our other loan programs for larger properties.
Our new construction loans offer a 75% loan-to-cost ratio, including plans and permits.
None. We don’t apply any junk fees or prepayment penalties!