New Construction Loans in Lowell, MA
Are you financially secure enough to start your new construction project yet?
Real estate developers and investors across Lowell, MA often struggle to qualify for suitable loans due to their limited experience. This puts them in a tough situation when it comes to financing all the costs involved in their property-building project. Luckily, Insula Capital Group offers curated financial solutions to address these specific problems. You can get approved for our loans even if you have only completed a maximum of 3 projects so far.
Learn more about what our new construction loans in Lowell, MA can do for you!
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Complete Your Project without Delays by Getting a New Construction Loan in Lowell, MA
Securing a new construction loan in advance can help you kick-start your construction project as intended. Sometimes property investors have to delay their construction phases due to insufficient funding but this will no longer be a problem if you take out a loan early.
New construction loans typically cover up to 100% of the construction costs that borrowers incur. Even if there are cost overruns during the project, you can still coordinate with your lending specialist to get your contract adjusted. Unexpected changes like these are the easiest to manage when you are working with compassionate financing experts like the ones running Insula Capital Group.

Find a Suitable Loan Program by Insula Capital Group
The reason we have been able to stay in business for over 30 years is our quality of service! As your trusted private money lenders, we put time and skill into curating the most suitable financial solutions for you. Whether you’re applying for our new construction loans or fix & flip loans, you can always expect transparency and quick approvals. You can find the details of projects we have recently funded on our website, too.
Read our FAQs to learn more about our loan programs.

Just Funded Projects
July 2025

Fix & Flip
Loan Amount
$1,456,100
After Repair Value$2,700,000
Purchase Price$1,200,000
Renovation Budget$376,100
Loan TypeFix & Flip
- After Repair Value$2,700,000
- Purchase Price$1,200,000
- Renovation Budget$376,100
- Loan TypeFix & Flip
Destin, FL
July 2025

Fix & Flip
Loan Amount
$400,899
After Repair Value$595,000
Purchase Price$42,500
Renovation Budget$429,147
Loan TypeFix & Flip
- After Repair Value$595,000
- Purchase Price$42,500
- Renovation Budget$429,147
- Loan TypeFix & Flip
Lawrenceville, GA
July 2025

Fix & Flip
Loan Amount
$435,260
After Repair Value$710,000
Purchase Price$62,500
Renovation Budget$397,760
Loan TypeFix & Flip
- After Repair Value$710,000
- Purchase Price$62,500
- Renovation Budget$397,760
- Loan TypeFix & Flip
Snellville, GA
June 2025

Fix & Flip
Loan Amount
$137,200
After Repair Value$231,000
Purchase Price$120,000
Renovation Budget$40,000
Loan TypeFix & Flip
- After Repair Value$231,000
- Purchase Price$120,000
- Renovation Budget$40,000
- Loan TypeFix & Flip
Albany, NY
June 2025

Fix & Flip
Loan Amount
$257,750
After Repair Value$410,000
Purchase Price$215,000
Renovation Budget$75,000
Loan TypeFix & Flip
- After Repair Value$410,000
- Purchase Price$215,000
- Renovation Budget$75,000
- Loan TypeFix & Flip
Albany, NY
June 2025

Residential Rental Program (Buy & Hold)
Loan Amount
$502,500
Loan TypeResidential Rental Program (Buy & Hold)
- Loan TypeResidential Rental Program (Buy & Hold)
Fitchburg, MA
June 2025

Fix & Flip
Loan Amount
$825,000
After Repair Value$1,100,000
Purchase Price$870,000
Renovation Budget$46,500
Loan TypeFix & Flip
- After Repair Value$1,100,000
- Purchase Price$870,000
- Renovation Budget$46,500
- Loan TypeFix & Flip
Suffolk County, NY
November 2021

Fix & Flip
Loan Amount
$209,300
After Repair Value$335,000
Purchase Price$130,000
Renovation Budget$105,300
Loan TypeFix & Flip
- After Repair Value$335,000
- Purchase Price$130,000
- Renovation Budget$105,300
- Loan TypeFix & Flip
Philidelphia, PA
What we offer
All Loan Services

Fix And Flip Loans
Fix And Flip Loans

Ground Up Construction
Ground Up Construction

Rental Property Loans
Rental Property Loans

Commercial Property Loans
Commercial Property Loans
Apply for Our Loans Online!
Our loan application process is simple. Just download the forms available on our website and submit your complete application whenever you’re ready. We will reach out to you once we assess it. If you have any questions, contact our representatives to discuss them right away!

Ready to apply for a New Construction loan?
Frequently Asked Questions
You can only build 1-4 family properties with our new construction loans. Explore our other loan programs for larger properties.
Our new construction loans offer a 75% loan-to-cost ratio, including plans and permits.
None. We don’t apply any junk fees or prepayment penalties!