New Construction Loans in Springfield, MA
Constructing a new property in Springfield, MA can be a highly lucrative venture. Real estate developers and investors have been flocking to the economic center of Western Massachusetts for years. The return on investment for newly-built properties is a great advantage in this city.
However, the construction phase of your project can incur costs you might be unable to cover. Given the skyrocketing prices of materials, new construction loans have become a highly sought-after option for investors. Learn about Insula Capital Group’s loan programs below!
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Cover Up to 100% of Your Construction Costs with a New Construction Loan in Springfield, MA
Insula Capital Group is dedicated to helping property investors kick-start and finish their construction phases as they desire. Our new construction loans in Springfield, MA are designed specifically for investors looking to finance the construction of 1-4 family properties.
You don’t need to have an extensive portfolio for us to approve your loan. In fact, any investor who has completed a maximum of 3 projects so far can qualify. You can use this loan to cover up to 100% of your construction costs, including contractor wages and permits.
Let Insula Capital Group Fulfill Your Financial Requirements
Insula Capital Group has earned its reputation as a trusted private money lending company after 30 years in business. We provide tailored financial solutions to clients all across Massachusetts and other states. Our loan programs include mixed-use construction loans and fix & flip loans as well. You can see how we have helped other investors by taking a look at our just-funded projects.
Our new construction loans can help fulfill all of your financial requirements on time. Learn more about this loan program through our FAQs.
Just Funded Projects
July 2025

Fix & Flip
Loan Amount
$224,250
After Repair Value$345,000
Renovation Budget$174,111
Loan TypeFix & Flip
- After Repair Value$345,000
- Renovation Budget$174,111
- Loan TypeFix & Flip
Lehigh Acres, FL
July 2025

Fix & Flip
Loan Amount
$1,456,100
After Repair Value$2,700,000
Purchase Price$1,200,000
Renovation Budget$376,100
Loan TypeFix & Flip
- After Repair Value$2,700,000
- Purchase Price$1,200,000
- Renovation Budget$376,100
- Loan TypeFix & Flip
Destin, FL
July 2025

Fix & Flip
Loan Amount
$400,899
After Repair Value$595,000
Purchase Price$42,500
Renovation Budget$429,147
Loan TypeFix & Flip
- After Repair Value$595,000
- Purchase Price$42,500
- Renovation Budget$429,147
- Loan TypeFix & Flip
Lawrenceville, GA
July 2025

Fix & Flip
Loan Amount
$435,260
After Repair Value$710,000
Purchase Price$62,500
Renovation Budget$397,760
Loan TypeFix & Flip
- After Repair Value$710,000
- Purchase Price$62,500
- Renovation Budget$397,760
- Loan TypeFix & Flip
Snellville, GA
June 2025

Fix & Flip
Loan Amount
$137,200
After Repair Value$231,000
Purchase Price$120,000
Renovation Budget$40,000
Loan TypeFix & Flip
- After Repair Value$231,000
- Purchase Price$120,000
- Renovation Budget$40,000
- Loan TypeFix & Flip
Albany, NY
June 2025

Fix & Flip
Loan Amount
$257,750
After Repair Value$410,000
Purchase Price$215,000
Renovation Budget$75,000
Loan TypeFix & Flip
- After Repair Value$410,000
- Purchase Price$215,000
- Renovation Budget$75,000
- Loan TypeFix & Flip
Albany, NY
June 2025

Residential Rental Program (Buy & Hold)
Loan Amount
$502,500
Loan TypeResidential Rental Program (Buy & Hold)
- Loan TypeResidential Rental Program (Buy & Hold)
Fitchburg, MA
June 2025

Fix & Flip
Loan Amount
$825,000
After Repair Value$1,100,000
Purchase Price$870,000
Renovation Budget$46,500
Loan TypeFix & Flip
- After Repair Value$1,100,000
- Purchase Price$870,000
- Renovation Budget$46,500
- Loan TypeFix & Flip
Suffolk County, NY
What we offer
All Loan Services

Fix And Flip Loans
Fix And Flip Loans

Ground Up Construction
Ground Up Construction

Rental Property Loans
Rental Property Loans

Commercial Property Loans
Commercial Property Loans
Ready to apply for a New Construction loan?
Frequently Asked Questions
We disburse your new construction loan payments as per your draw requests. You can request ‘draws’ or withdrawals in sync with the phases of your construction project.
Yes. You might be required to make interest-only payments while the construction is ongoing. Principal payments will be required after completion.
No. We don’t apply any prepayment penalties or junk fees to our new construction loans.
Apply Online Today!
Wondering how you can apply for our loan programs? Do it directly through our website by clicking here! There are PDF forms that you can download, fill out, and submit on our website. Once we receive your complete application, we will have a representative get in touch with you. You can also directly contact us for any queries.