New Construction Loans in St. Louis, MO
Insula Capital Group is a reliable and flexible source of capital for builders, developers, and investors seeking new construction loans in St. Louis, MO.
St. Louis, MO, is one of the largest cities in Missouri, known for its iconic Gateway Arch, a symbol of the city’s role as the “Gateway to the West” and its rich history. The city is also a hub for real estate development and investment, with a growing economy and diverse industries.
New construction loans offer tailored financing solutions to developers, builders, and investors seeking to fund the construction of a new property. These loans provide the necessary capital to cover the expenses of building a new property, including land acquisition, construction materials, labor costs, licenses, permits, and related expenses.
Begin your journey to secure funding by filling out our easy prequalification form.
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Why Choose New Construction Loans?
New construction loans are a desirable financing option for those in the construction industry. They provide financial support to small developers and builders who may not have the resources to undertake a large construction project independently. For those interested in diverse investment opportunities, our fix and flip loans might also be of interest.
New construction loans in St. Louis also allow investors to achieve a considerable return on investment as the property is constructed and starts generating rental income or is sold for a profit, offering higher returns than other investment options.
Insula Capital Group's New Construction Loans in St. Louis, MO
As one of the largest cities in Missouri, St. Louis is a hub for real estate development and investment, and we are proud to provide a top-tier funding solution to help our clients achieve success.
Our new construction loans are specifically designed to cater to investors with limited project experience. We recognize that building a successful real estate portfolio requires time, and our program requires only a maximum of three successful ground-up projects to qualify. This ensures you can still access the capital you need to build your next project, even if you’re just starting. Take a look at our just-funded projects to get inspired.
Just Funded Projects
June 2025
Fix & Flip
Loan Amount
$137,200
After Repair Value$231,000
Purchase Price$120,000
Renovation Budget$40,000
Loan TypeFix & Flip
- After Repair Value$231,000
- Purchase Price$120,000
- Renovation Budget$40,000
- Loan TypeFix & Flip
Albany, NY
June 2025
Fix & Flip
Loan Amount
$257,750
After Repair Value$410,000
Purchase Price$215,000
Renovation Budget$75,000
Loan TypeFix & Flip
- After Repair Value$410,000
- Purchase Price$215,000
- Renovation Budget$75,000
- Loan TypeFix & Flip
Albany, NY
June 2025
Residential Rental Program (Buy & Hold)
Loan Amount
$502,500
Loan TypeResidential Rental Program (Buy & Hold)
- Loan TypeResidential Rental Program (Buy & Hold)
Fitchburg, MA
June 2025
Fix & Flip
Loan Amount
$825,000
After Repair Value$1,100,000
Purchase Price$870,000
Renovation Budget$46,500
Loan TypeFix & Flip
- After Repair Value$1,100,000
- Purchase Price$870,000
- Renovation Budget$46,500
- Loan TypeFix & Flip
Suffolk County, NY
November 2021
Fix & Flip
Loan Amount
$209,300
After Repair Value$335,000
Purchase Price$130,000
Renovation Budget$105,300
Loan TypeFix & Flip
- After Repair Value$335,000
- Purchase Price$130,000
- Renovation Budget$105,300
- Loan TypeFix & Flip
Philidelphia, PA
November 2021
Fix & Flip
Loan Amount
$106,500
After Repair Value$176,000
Purchase Price$62,000
Renovation Budget$60,000
Loan TypeFix & Flip
- After Repair Value$176,000
- Purchase Price$62,000
- Renovation Budget$60,000
- Loan TypeFix & Flip
Philidelphia, PA
November 2021
Fix & Flip
Loan Amount
$311,750
After Repair Value$495,000
Purchase Price$310,000
Renovation Budget$32,750
Loan TypeFix & Flip
- After Repair Value$495,000
- Purchase Price$310,000
- Renovation Budget$32,750
- Loan TypeFix & Flip
North Babylon, NY
November 2021
Fix & Flip
Loan Amount
$1,577,465
After Repair Value$2,487,500
Purchase Price$1,250,000
Renovation Budget$577,465
Loan TypeFix & Flip
- After Repair Value$2,487,500
- Purchase Price$1,250,000
- Renovation Budget$577,465
- Loan TypeFix & Flip
East Hampton, NY
November 2021
Fix & Flip
Loan Amount
$848,800
After Repair Value$831,000
Purchase Price$525,000
Renovation Budget$240,650
Loan TypeFix & Flip
- After Repair Value$831,000
- Purchase Price$525,000
- Renovation Budget$240,650
- Loan TypeFix & Flip
Jersey City, NJ
What we offer
All Loan Services
Fix And Flip Loans
Fix And Flip Loans
Ground Up Construction
Ground Up Construction
Rental Property Loans
Rental Property Loans
Commercial Property Loans
Commercial Property Loans
Thousands of Clients Trust Our Company
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Why Choose Insula Capital Group?
Insula Capital Group’snew construction loans in St. Louis offer competitive rates and flexible terms, making securing the funding you need more accessible. In addition, there is no prepayment penalty, and with plans and premiums, the loan cost is only 75%. This means you can focus on bringing your project to life without worrying about excessive fees or penalties. To get a comprehensive understanding of your financial requirements, our full loan application is available.
At Insula Capital Group, we are committed to working closely with our clients to understand their unique financial needs and goals. We provide the guidance and support necessary to help them succeed.
We firmly believe that real estate development and investment are crucial drivers of St. Louis’s economic growth and community development. Therefore, we are dedicated to providing our clients with the reliable and flexible capital they need to bring their projects to life.
Reach Out To Us Today!
Choose Insula Capital Group for your new construction loans in St. Louis, MO. With competitive rates, flexible terms, and a commitment to personalized support, we are dedicated to helping our clients bring their projects to life.
Whether you’re starting or are an experienced professional, we have the financial resources and expertise to help you succeed. Contact us today to learn more about our tailored financing solutions for new construction loans.
Ready to apply for a New Construction loan?
Frequently Asked Questions
We pride ourselves on a prompt and efficient approval process. You can typically expect a response within 24 hours.
When evaluating a new construction loan application, we consider factors such as the project’s feasibility, construction plans, borrower’s financial stability, credit history, and experience in real estate development.
