New Construction Loans in Tampa, FL
Sports aside, there are many other reasons to invest in building properties across Tampa. It can help you expand your portfolio as an investor and allow you to yield great returns on investment. However, the construction process will not be as simple as you might think. You can sit back and relax once you have found reliable contractors to complete the process for you, but can you afford to pay their wages?
Luckily, you can apply for a new construction loan in Tampa, FL and secure funding for every step involved in the project. Learn how to do it below.
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How You Can Benefit from New Construction Loans in Tampa, FL
When you get a mortgage, you only secure funding for buying a finished property. If you want to build a house from scratch, you have to go for a construction loan instead.
Real estate lenders like Insula Capital Group can help you find the ideal financing solution for your unique construction project. Whether you are building a one-to-four property or a mixed-use property, you can get rid of your financial constraints with a construction loan. Since construction loans are short-term, they tend to have higher interest rates. But private money lenders allow you to make monthly interest-only payments throughout the construction process to lessen the burden on you.
Get in touch with our team to apply for a new construction loan in Tampa, FL.
Here’s more information from our FAQ section.
Just Funded Projects
December 2025
Fix & Flip
Loan Amount
$1,841,503
After Repair Value$2,825,000
Purchase Price$755,500
Renovation Budget$1,410,975
Loan TypeFix & Flip
- After Repair Value$2,825,000
- Purchase Price$755,500
- Renovation Budget$1,410,975
- Loan TypeFix & Flip
Saddle River, NJ
December 2025
Fix & Flip
Loan Amount
$617,500
After Repair Value$1,065,000
Purchase Price$570,000
Renovation Budget$109,725
Loan TypeFix & Flip
- After Repair Value$1,065,000
- Purchase Price$570,000
- Renovation Budget$109,725
- Loan TypeFix & Flip
Gallatin, TN
December 2025
Fix & Flip
Loan Amount
$1,964,379
After Repair Value$3,000,000
Purchase Price$1,666,025
Renovation Budget$598,238
Loan TypeFix & Flip
- After Repair Value$3,000,000
- Purchase Price$1,666,025
- Renovation Budget$598,238
- Loan TypeFix & Flip
Sag Harbor, NY
December 2025
Fix & Flip
Loan Amount
$171,250
After Repair Value$263,000
Purchase Price$125,000
Renovation Budget$65,000
Loan TypeFix & Flip
- After Repair Value$263,000
- Purchase Price$125,000
- Renovation Budget$65,000
- Loan TypeFix & Flip
Albany, NY
December 2025
New Construction
Loan Amount
$650,000
After Repair Value$1,200,000
Purchase Price$500,000
Renovation Budget$606,950
Loan TypeNew Construction
- After Repair Value$1,200,000
- Purchase Price$500,000
- Renovation Budget$606,950
- Loan TypeNew Construction
Fulton, NY
November 2025
Fix & Flip
Loan Amount
$331,500
After Repair Value$510,000
Purchase Price$350,000
Renovation Budget$50,000
Loan TypeFix & Flip
- After Repair Value$510,000
- Purchase Price$350,000
- Renovation Budget$50,000
- Loan TypeFix & Flip
Sarasota, FL
November 2025
Fix & Flip
Loan Amount
$208,440
After Repair Value$296,000
Purchase Price$120,000
Renovation Budget$119,700
Loan TypeFix & Flip
- After Repair Value$296,000
- Purchase Price$120,000
- Renovation Budget$119,700
- Loan TypeFix & Flip
Troy, NY
November 2025
Fix & Flip
Loan Amount
$243,000
Loan TypeFix & Flip
- Loan TypeFix & Flip
Wilmington, NC
November 2025
Residential Rental Program (Buy & Hold)
Loan Amount
$231,000
Loan TypeResidential Rental Program (Buy & Hold)
- Loan TypeResidential Rental Program (Buy & Hold)
Kingston, PA
October 2025
Fix & Flip
Loan Amount
$440,400
After Repair Value$650,000
Purchase Price$378,300
Renovation Budget$62,100
Loan TypeFix & Flip
- After Repair Value$650,000
- Purchase Price$378,300
- Renovation Budget$62,100
- Loan TypeFix & Flip
Kings Park, NY
What we offer
All Loan Services
Fix And Flip Loans
Fix And Flip Loans
Ground Up Construction
Ground Up Construction
Rental Property Loans
Rental Property Loans
Thousands of Clients Trust Our Company
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Ready to apply for a New Construction loan?
Frequently Asked Questions
Whenever you need to withdraw funds from your construction loan to finance a step of the process, you will need to request a draw from your lender.
Most states, including Florida, require a permit before constructing a new property. Failure to acquire one can result in fines or penalties.
The after-completion value of our construction loans is 70%.
Get Rid of Your Financial Constraints by Working with Insula Capital Group
Insula Capital Group is run by a team of highly experienced and skilled underwriters. We have spent 30 years honing our craft in the real estate financing business. As a result, we are now able to provide curated services to every client across Florida.
Our loans can be beneficial to you if you are flipping a property or building a new mixed-use one. We offer multifamily property loans and residential rental programs, too. We pride ourselves on our ability to offer reliable yet quick financing solutions. Feel free to go through our just-funded projects!
Schedule an Interview Today!
Having an initial interview with you helps us understand your concerns and project goals. In turn, we can come up with a specialized contract that works for you. Just contact us or fill out an application form to get started!
