New Construction Loans in Tennessee
Tennessee has so much to offer those looking to move or purchase a property. The no-income-tax and low living costs make it easier to live without breaking the bank. That said, building a property from scratch isn’t an easy feat.
Construction requires financing, and finding an investor isn’t a piece of cake either. That’s where we step in! As Tennessee’s trusted hard money lenders, Insula Capital Group offers exceptional new construction loans and fix and flip loans.
Start dreaming now and make your dreams a reality!
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Reliable Financing For Your New Construction Project in Tennessee
You shouldn’t hold back on your dreams due to financial constraints. New construction loans are designed to address these challenges so you and many other dreamers can build their properties from scratch without any hassle.
Insula Capital Group offers new construction loans across Tennessee so you can jumpstart your real estate project right away!
What Sets Us Apart in Tennessee?
Though you may find many private money lenders in Tennessee who will claim to know it all, we prioritize your needs. Our quick funding loans are offered with minimal hassle. On top of that, we have a team of expert underwriters who can get the loan approved faster than others in the market.
Our construction loans can help with everything from getting permits or materials you need. You get to access the fund at every step of the construction project as our team assists you throughout the project logistics.
Discover more about us and explore our just funded projects.
Better Financing For Your Dreams!
Insula Capital Group is the most dependable private lender offering new construction groups. By fostering a partnership with us, you don’t have to worry about your project coming to a halt mid-construction – all of that at competitive rates!
Our team is poised to understand your needs first. Our customized packages will be tailored to your project requirements. Here are the exceptional loan features that we offer:
- Up to 70% after completed value.
- No prepayment penalty.
- 75% loan-to-cost ratio (with permits and plans)
- One-Year Term.
- Only 3 completed projects are required.
Just Funded Projects
June 2025

Fix & Flip
Loan Amount
$137,200
Purchase Price
$120,000
Renovation Budget
$40,000
After Repair Value
$231,000
Albany, NY
July 2022

Fix & Flip
Loan Amount
$296,750
Purchase Price
$255,000
Renovation Budget
$80,000
After Repair Value
$450,000
Washington, DC
December 2021

Fix & Flip
Loan Amount
$321,300
Purchase Price
$340,000
Renovation Budget
$46,050
After Repair Value
$459,000
Centerreach, NY
November 2021

Fix & Flip
Loan Amount
$196,650
Purchase Price
$149,000
Renovation Budget
$70,000
After Repair Value
$290,000
Hartford, CT
November 2021

Fix & Flip
Loan Amount
$209,300
Purchase Price
$130,000
Renovation Budget
$105,300
After Repair Value
$335,000
Philidelphia, PA
November 2021

Fix & Flip
Loan Amount
$106,500
Purchase Price
$62,000
Renovation Budget
$60,000
After Repair Value
$176,000
Philidelphia, PA
November 2021

Fix & Flip
Loan Amount
$311,750
Purchase Price
$310,000
Renovation Budget
$32,750
After Repair Value
$495,000
North Babylon, NY
November 2021
Fix & Flip
Loan Amount
$1,577,465
Purchase Price
$1,250,000
Renovation Budget
$577,465
After Repair Value
$2,487,500
East Hampton, NY
November 2021

Fix & Flip
Loan Amount
$848,800
Purchase Price
$525,000
Renovation Budget
$240,650
After Repair Value
$831,000
Jersey City, NJ
What we offer
All Loan Services

Fix And Flip Loans
Fix And Flip Loans

Ground Up Construction
Ground Up Construction

Rental Property Loans
Rental Property Loans

Commercial Property Loans
Commercial Property Loans
Do You Need New Construction Loans in Any of the Following Tennessee Cities?
Chattanooga, TN Clarksville, TN Knoxville, TN Memphis, TN Nashville, TN
Get a new construction loan in any of the aforementioned cities today by getting in touch with our experts now. Contact us for further queries or set up an initial interview and consultation.
Ready to apply for a New Construction loan?
Frequently Asked Questions
Our team takes into account several factors, such as credit score, to determine your eligibility. A low credit score can affect your eligibility, but our team is still here to discuss specific conditions and reasons for a low credit score to explore other financing options for you.
It depends on specific situations, but you can get extra financing during the construction phase.