New Construction Loans in Wilmington, DE
If you’re going to build a property anywhere in Delaware, Wilmington seems to be the obvious choice!
As the largest city in the First State, Wilmington has quite a competitive real estate market. The median housing prices in the state continue to rise every year, and construction costs are no exception. Being a passionate property developer and having to deal with skyrocketing construction costs is never ideal. Fortunately, there is a great solution that can enable you to complete your new construction project: a new construction loan.
Insula Capital Group is making it easier for you to qualify for and successfully get a new construction loan in Wilmington, DE. Here’s how you can take advantage of it.
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Bring Your Ideal Property to Life by Getting a New Construction Loan in Wilmington, DE
Private money lenders and real estate financing companies across Delaware understand the unique requirements of a new construction project. Property building projects don’t have the same problems as simply buying a house. So, to address this unique gap in the market, lenders came up with new construction loans.
New construction loans enable borrowers to cover the costs involved in the construction of a custom property. This type of loan carries different terms and conditions than other real estate-related loans like mortgages. They also typically carry higher interest rates but that problem is overcome by the flexibility of their payment terms.
Learn more details about our new construction loan plans in Wilmington, DE by contacting our team or by reading the FAQs.
Just Funded Projects
July 2025

Fix & Flip
Loan Amount
$1,456,100
After Repair Value$2,700,000
Purchase Price$1,200,000
Renovation Budget$376,100
Loan TypeFix & Flip
- After Repair Value$2,700,000
- Purchase Price$1,200,000
- Renovation Budget$376,100
- Loan TypeFix & Flip
Destin, FL
July 2025

Fix & Flip
Loan Amount
$400,899
After Repair Value$595,000
Purchase Price$42,500
Renovation Budget$429,147
Loan TypeFix & Flip
- After Repair Value$595,000
- Purchase Price$42,500
- Renovation Budget$429,147
- Loan TypeFix & Flip
Lawrenceville, GA
July 2025

Fix & Flip
Loan Amount
$435,260
After Repair Value$710,000
Purchase Price$62,500
Renovation Budget$397,760
Loan TypeFix & Flip
- After Repair Value$710,000
- Purchase Price$62,500
- Renovation Budget$397,760
- Loan TypeFix & Flip
Snellville, GA
June 2025

Fix & Flip
Loan Amount
$137,200
After Repair Value$231,000
Purchase Price$120,000
Renovation Budget$40,000
Loan TypeFix & Flip
- After Repair Value$231,000
- Purchase Price$120,000
- Renovation Budget$40,000
- Loan TypeFix & Flip
Albany, NY
June 2025

Fix & Flip
Loan Amount
$257,750
After Repair Value$410,000
Purchase Price$215,000
Renovation Budget$75,000
Loan TypeFix & Flip
- After Repair Value$410,000
- Purchase Price$215,000
- Renovation Budget$75,000
- Loan TypeFix & Flip
Albany, NY
June 2025

Residential Rental Program (Buy & Hold)
Loan Amount
$502,500
Loan TypeResidential Rental Program (Buy & Hold)
- Loan TypeResidential Rental Program (Buy & Hold)
Fitchburg, MA
June 2025

Fix & Flip
Loan Amount
$825,000
After Repair Value$1,100,000
Purchase Price$870,000
Renovation Budget$46,500
Loan TypeFix & Flip
- After Repair Value$1,100,000
- Purchase Price$870,000
- Renovation Budget$46,500
- Loan TypeFix & Flip
Suffolk County, NY
November 2021

Fix & Flip
Loan Amount
$209,300
After Repair Value$335,000
Purchase Price$130,000
Renovation Budget$105,300
Loan TypeFix & Flip
- After Repair Value$335,000
- Purchase Price$130,000
- Renovation Budget$105,300
- Loan TypeFix & Flip
Philidelphia, PA
What we offer
All Loan Services

Fix And Flip Loans
Fix And Flip Loans

Ground Up Construction
Ground Up Construction

Rental Property Loans
Rental Property Loans

Commercial Property Loans
Commercial Property Loans
Why Choose Insula Capital Group
Now that you have an idea of how new construction loans can help you, the next step is to find lenders who can help you secure one. Insula Capital Group is here to do just that!
Our underwriting experts have impeccable insight into the local Wilmington real estate market. We have been a part of this industry for more than 30 years, allowing us to gain invaluable experience as loan advisors and real estate financers. If you’re concerned about our reliability, we suggest you go through our just-funded projects. This will help you understand how we conduct business and what you can expect from us, as far as funding goes.
If you’re not building a new property but simply renovating one to resell it, we can also finance that. Check out our fix & flip loans, residential rental programs, and multifamily & mixed-use loans for more details.
Book a Consultation with Your Trusted Loan Advisor Today
Are you ready to get funded? Contact our team and book a consultation with our experts today!
We are in business from Monday to Friday, 9 am to 5 pm. You can simply call us and discuss the services you’re looking for. You can also start by filling out the application forms on our website.
Ready to apply for a New Construction loan?
Frequently Asked Questions
You can use our new construction loan in Wilmington, DE to pay for land acquisition costs, permit costs, design costs, contractor wages, and building materials costs.
Our new construction loan term is 1 year, so that’s how long you have to repay the loan.
You can apply for our loan programs by filling out an application online or contacting our team directly.