June 2025

Graphic illustration of a property design

Interest-Only, Bridge, and Draw Schedules: Choosing the Right New Construction Loan Structure

When financing a new construction project, real estate investors often face various loan options. Navigating these choices can feel overwhelming, especially for those new to the industry. However, understanding the different new construction loan structures—interest-only loans, bridge loans, and draw schedules—can help investors make informed decisions that align with their specific project goals. In this blog, […]

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People exchanging dollar bills

What Is Hard Money and How Does It Work?

When it comes to real estate investing, securing traditional financing can be time-consuming and full of hurdles. That’s where hard money loans come into play. These alternative financing options offer fast funding and greater flexibility, making them popular among property flippers and real estate developers in states like Alabama and Arizona. But what exactly is hard money,

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Private lender handing a real estate contract to an investor for fast funding approval

Private Lending in 2025: How State-Level Real Estate Trends Are Shaping Loan Demand

The real estate landscape in 2025 is anything but uniform. While national housing markets tell one story, the real movement is happening at the state level. Shifts in population, job growth, and housing policy have created unique microclimates across the country, particularly in states like Florida, Texas, Arizona, and North Carolina. These state-level real estate

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Capitalizing on Market Cycles: How Fix and Flip Loans Enable Investors to Thrive in Any Economy

The real estate market is a dynamic landscape, constantly shifting through economic cycles that impact property values, interest rates, and investment opportunities. For real estate investors, understanding these market cycles is crucial to making informed decisions and maximizing profits. However, no matter the market conditions—whether booming or in decline—there is always an opportunity for savvy

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Ed Stock

Managing Partner/Founder

With 30 years of real estate finance and investing experience, I have come across most of what the real estate and mortgage arena has to offer. As a full time real estate investor, I am always looking for new projects in the Fix and Flip market as well as the holding of long term rentals. At Insula Capital Group, I have successfully placed many new investors on the course to aquiring and managing their own real estate portfolios.