Patrick Rigney

Is managing multiple single-family rental mortgages starting to feel like a full-time job? If you’re scaling your rental property investments, you’re not alone. This is exactly where portfolio financing is gaining traction. Investors who own several single-family rental homes—or plan to acquire more—are increasingly turning to portfolio financing to consolidate their loans under a single structure. At Insula Capital […]

Hard money lending has become a popular alternative to traditional financing for both borrowers and private investors, especially in real estate. With faster approvals, fewer requirements, and asset-based collateral, it offers attractive benefits. However, it also comes with significant risks that can be costly if not carefully managed. Whether you’re an investor or a borrower,

What if we told you that owning or expanding your single family rental portfolio doesn’t require traditional income documentation like W-2s or tax returns? In today’s lending environment, this isn’t wishful thinking—it’s a growing reality, especially for self-employed real estate investors and business owners. Roughly 17 million Americans are self-employed, according to the U.S. Bureau of

Planning a construction project is exciting, but it can also be financially overwhelming if the process is not handled correctly. One of the most critical aspects of a successful build is securing the right funding. Whether you are constructing a single-family home, a multi-unit property, or a custom build, understanding how construction loans work is

Financing commercial real estate can be a complex process, especially for investors who need fast funding or don’t qualify for traditional loans. In such cases, hard money loans for commercial properties offer a practical and flexible solution. This blog explores how these loans work, their advantages, and how investors in states like Nebraska and New Hampshire can benefit

If you are serious about real estate investing, there is one area you cannot afford to overlook: construction financing. Whether you are flipping homes, building from scratch, or adding to a rental portfolio, understanding how construction loans work gives you a major edge. The truth is, many investors miss out on bigger opportunities simply because

Real estate investors aiming to turn quick profits through property flipping often need fast, flexible financing. Traditional mortgage routes can be slow and rigid, which is why hard money loans for fix and flip projects have become a preferred choice in markets like Phoenix and Philadelphia. These loans offer a lifeline to investors needing immediate capital, allowing

What if your growing rental portfolio suddenly became unaffordable to manage—just because interest rates jumped by 1% overnight? That’s the uncomfortable scenario many real estate investors faced over the past two years. Since 2022, the Federal Reserve’s rate hikes have sent shockwaves through borrowing costs, forcing many landlords to reassess their strategies. And while some are still

Thinking about building in Charleston? You are not alone. Whether you are a seasoned builder or just starting out, the demand for new homes and investment properties in this historic, fast-growing city is hard to ignore. But let’s be honest, building anything from the ground up requires one major thing: financing. And that is where