August 2025

an engineer viewing the blue print of a new construction project

Top Construction Loan Lenders in Washington State for Home Builders

Building your dream home in the Evergreen State? Whether you’re crafting a cozy cottage in Spokane or a modern masterpiece in Seattle, choosing the right new construction loan in Washington is one of the most important steps in your journey. Construction loans are unique—they provide financing to cover the cost of building a home from the […]

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State-by-State Breakdown: Best Investment Property Loan Options in California, Florida, New York & Texas

In real estate, location changes everything, and that includes your financing. Whether you’re flipping a house in Southern California, holding a rental in Miami, developing in Dallas, or buying a multifamily in Brooklyn, your success hinges on having the right investment property loan options tailored to each market’s unique conditions. At Insula Capital Group, we understand

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A person selling their house with floor plans and more.

Fastest Way to Get Approved for an Investment Property Loan – What Investors Must Know

Timing is everything in real estate investing. Miss a window, and someone else seizes the opportunity. At Insula Capital Group, we’ve built our lending model around that single fact: speed closes deals. If you’re looking for the fastest way to get approved for an investment property loan, you’re in the right place. This isn’t about

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A person giving another person the key to their new house.

The Ultimate Guide to Investment Property Financing in 2025

Real estate investing is evolving faster than ever, and at Insula Capital Group, we’re meeting that speed head-on. In 2025, the demand for investment property financing is skyrocketing, driven by a wave of new investors, shifting market dynamics, and the increasing accessibility of private lending. If you’re looking to finance your next project, whether it’s a

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A person working with renovation tools.

State-by-State: Where Fix & Flip Loans Are Heating Up This Year

What do Evansville, Indiana; Greensboro, North Carolina; and Cedar Rapids, Iowa have in common this year? A sharp rise in investor activity—and even sharper lender response rates. With property inventory tightening in some high-profile metros, many are pivoting to secondary and even tertiary cities where fix & flip financing is both more accessible and potentially

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High-rise buildings

Rental Property Loans for 2025: Why Short-Term Isn’t Always the Best Bet

Is your rental loan really working for you—or is it quietly draining your profits? In 2025, real estate investors are still grappling with rising interest rates, tighter lending criteria, and increasingly competitive rental markets. Commercial and multifamily mortgage originations are projected to fall 18% this year compared to 2024. Investors in mid-tier markets like Mobile, AL, and

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Construction Loans Without the Wait: How Private Lending Is Changing the Game

Is traditional construction financing slowing your project down before it even starts? If so, you’re not alone. Across the U.S., the average time it takes to secure a traditional construction loan now exceeds 45 days—and in many cases, it’s even longer. In a competitive housing market where timing makes or breaks profitability, that delay can cost

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A person holding a miniature loan

Fix & Flip Lending in 2025: What Real Estate Investors Are Doing Differently

What do you do when your contractor costs have doubled, your competition is faster, and the local housing inventory keeps tightening? That’s the question fix-and-flip investors across the U.S. are facing in 2025. With higher material costs, tighter timelines, and increased pressure to deliver post-rehab properties that actually sell, today’s investors can’t afford to stick

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Small white model house covered in dollar bills placed on a surface full of U.S. currency

Construction Loans vs. New Construction Loans: What’s the Difference?

Building a home or launching a real estate project is a big step, and choosing the right type of loan can either make the process smoother or slow everything down. When you look into real estate financing, two common terms often show up: construction loans and new construction loans. While they sound similar, they aren’t

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Miniature house on dollar bills placed over construction blueprints and a calculator

A Nationwide Guide: How to Find the Best New Construction Loans in 2025

Planning to build a home or investment property from the ground up? Getting financing for a construction project is different from getting a mortgage for a completed home. In 2025, new construction loans continue to offer real estate investors and builders flexible short-term financing, but the lending landscape is changing fast. Whether you’re in Texas, California,

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Ed Stock

Managing Partner/Founder

With 30 years of real estate finance and investing experience, I have come across most of what the real estate and mortgage arena has to offer. As a full time real estate investor, I am always looking for new projects in the Fix and Flip market as well as the holding of long term rentals. At Insula Capital Group, I have successfully placed many new investors on the course to aquiring and managing their own real estate portfolios.