October 2025

a man holding house keys sitting at a desk with coins and a miniature house model

Commercial vs. Residential Development Loans: Key Differences

When considering a building project, one of the first decisions an investor faces is whether it falls under commercial or residential development. This choice impacts everything from lender expectations to repayment structures. Understanding the distinctions between these real estate financing types helps ensure the right funding path is taken from the start. Understanding the Scope of […]

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Unlocking Capital for Large Real Estate Projects: DSCR Loans vs. Crowdfunding for Investors

Securing funding for large real estate developments is rarely a one-size-fits-all process. There’s no set formula because every investor’s goals are diverse, every property’s challenges are unique, and market conditions are constantly evolving. From high-rise apartment complexes to mixed-use urban hubs, big projects need equally big capital and investors are always looking for the most

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An image of a street focused on a mixed-use corner building with people walking.

How DSCR Loans Are Helping Investors Embrace Mixed-Use Developments

In recent years, mixed-use developments have surged in popularity, particularly in urban and suburban areas where space is at a premium and communities crave convenience. By combining residential, retail, and office spaces into one integrated property, these developments offer an attractive blend of lifestyle and commerce. For investors, however, funding such projects can be complex,

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Ed Stock

Managing Partner/Founder

With 30 years of real estate finance and investing experience, I have come across most of what the real estate and mortgage arena has to offer. As a full time real estate investor, I am always looking for new projects in the Fix and Flip market as well as the holding of long term rentals. At Insula Capital Group, I have successfully placed many new investors on the course to aquiring and managing their own real estate portfolios.