New Construction Loans in Michigan
Michigan is known for its bustling atmosphere, low cost of living, and Great Lakes shorelines, so a new property in the state sounds like a great idea!
But, of course, exceptional constructions require great financing, and we’ve got you covered on that front!
As Michigan’s most reliable private money lender, Insula Capital Group offers excellent new construction loans and fix and flip loans.
Let’s make all your construction ideas come to life!
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Start Your Construction Projects with Better Financing
A great construction plan shouldn’t be held back due to financial restraints, so new construction loans are your best bet. At Insula Capital Group, we offer new construction loans for real estate investors across Michigan.
When you need to kickstart a new project, our loans will provide all the financing you need.
Why Choose New Construction Loans Offered by Insula Capital Group
New construction loans like the ones offered by us at Insula Capital Group have been created to provide quick funding with minimal hassle. With our efficient underwriting process, we get your loan approvals quickly so you can begin your construction project right away.
Whether it’s material you need to pay for or permits that need to be acquired, our Michigan new construction loans will help with it all. You will have access to the funds you require at every stage of the construction process, and our team of experts to help you navigate all the logistics involved! Learn More
Let Us Make Your Dream A Reality With The Best New Construction Loan Deals in Michigan
We are Michigan’s top choice for new construction loans and for good reason. With us on board, you have fewer worries and better, more competitive rates. Our team is incredibly cooperative and understands that there can be no one-size-fits-all approach when it comes to construction loans. This is why we offer customized deals that fit your exact requirements.
We strive to make the process hassle-free, staying with you throughout to ensure you have the funds needed to complete your project. As the most reliable hard money lenders in Michigan, we’re dedicated to offering the best financing services to all our clients across the state and beyond.
Our new construction loans in Michigan are some of the best deals you’ll find:
- No prepayment penalty
- 1-Year Term (Short-Term Contracts)
- Only three completed projects are required.
- 75% loan-to-cost ratio (with plans and permits)
- Up to 70% after completed value.
Just Funded Projects
June 2025

Fix & Flip
Loan Amount
$137,200
After Repair Value$231,000
Purchase Price$120,000
Renovation Budget$40,000
Loan TypeFix & Flip
- After Repair Value$231,000
- Purchase Price$120,000
- Renovation Budget$40,000
- Loan TypeFix & Flip
Albany, NY
June 2025

Fix & Flip
Loan Amount
$257,750
After Repair Value$410,000
Purchase Price$215,000
Renovation Budget$75,000
Loan TypeFix & Flip
- After Repair Value$410,000
- Purchase Price$215,000
- Renovation Budget$75,000
- Loan TypeFix & Flip
Albany, NY
June 2025

Residential Rental Program (Buy & Hold)
Loan Amount
$502,500
Loan TypeResidential Rental Program (Buy & Hold)
- Loan TypeResidential Rental Program (Buy & Hold)
Fitchburg, MA
June 2025

Fix & Flip
Loan Amount
$825,000
After Repair Value$1,100,000
Purchase Price$870,000
Renovation Budget$46,500
Loan TypeFix & Flip
- After Repair Value$1,100,000
- Purchase Price$870,000
- Renovation Budget$46,500
- Loan TypeFix & Flip
Suffolk County, NY
November 2021

Fix & Flip
Loan Amount
$209,300
After Repair Value$335,000
Purchase Price$130,000
Renovation Budget$105,300
Loan TypeFix & Flip
- After Repair Value$335,000
- Purchase Price$130,000
- Renovation Budget$105,300
- Loan TypeFix & Flip
Philidelphia, PA
November 2021

Fix & Flip
Loan Amount
$106,500
After Repair Value$176,000
Purchase Price$62,000
Renovation Budget$60,000
Loan TypeFix & Flip
- After Repair Value$176,000
- Purchase Price$62,000
- Renovation Budget$60,000
- Loan TypeFix & Flip
Philidelphia, PA
November 2021

Fix & Flip
Loan Amount
$311,750
After Repair Value$495,000
Purchase Price$310,000
Renovation Budget$32,750
Loan TypeFix & Flip
- After Repair Value$495,000
- Purchase Price$310,000
- Renovation Budget$32,750
- Loan TypeFix & Flip
North Babylon, NY
November 2021

Fix & Flip
Loan Amount
$1,577,465
After Repair Value$2,487,500
Purchase Price$1,250,000
Renovation Budget$577,465
Loan TypeFix & Flip
- After Repair Value$2,487,500
- Purchase Price$1,250,000
- Renovation Budget$577,465
- Loan TypeFix & Flip
East Hampton, NY
November 2021

Fix & Flip
Loan Amount
$848,800
After Repair Value$831,000
Purchase Price$525,000
Renovation Budget$240,650
Loan TypeFix & Flip
- After Repair Value$831,000
- Purchase Price$525,000
- Renovation Budget$240,650
- Loan TypeFix & Flip
Jersey City, NJ
What we offer
All Loan Services

Fix And Flip Loans
Fix And Flip Loans

Ground Up Construction
Ground Up Construction

Rental Property Loans
Rental Property Loans

Commercial Property Loans
Commercial Property Loans
Do You Need New Construction Loans in Any of These Michigan Cities?
Ann Arbor, MI Detroit, MI Grand Rapids, MI Sterling Heights, MI Warren, MI
If you’re looking for a new constriction loan in any of the cities mentioned above, get in touch with our team! In case your city isn’t listed above, you can contact us to confirm our financial services in your region. Contact Us