Private Money Lenders | Hard Money Loans in Philadelphia, PA
Famous as the birthplace of liberty, life, and the pursuit of happiness, and many beloved historical sites, Philadelphia offers many great opportunities for transforming your property investment dreams into success stories.
Don’t let the rising costs of buying, flipping, or constructing properties keep you from embarking on a journey to shape your real estate future in Philadelphia. Insula Capital Group can be your private money lender from start to finish. We offer custom asset-based lending solutions tailored to your unique needs.
Get in Touch
Get Hard Money LoansWith Minimal Interest Rates In Philadelphia
It’s no secret that acquiring traditional loans can take an eternity because of the strict lending standards and hectic process. If you need quick financing, consider joining hands with our loan experts.
With our expertise, you can trust us to provide you with the most favorable terms available in the market. We’ll examine your financial condition and deliver a loan deal that’s tailored to your financial goals. Our goal is to support your real estate ventures while maximizing your return on investment.
With over three decades worth of combined experience in the local real estate market, our experts possess the knowledge necessary to guide you through the complexities of hard money lending. Our team of professionals stays up to date with market trends and regulations to provide informed financial advice.
Contact our team today for new construction loans, fix & flip financing, multifamily mixed-use loans, or residential rental loans.
Capitalize On Opportunities With Hard Money Loans In Philadelphia
Speed and Flexibility
Hard money loans provide investors unparalleled speed and flexibility, crucial elements in Philadelphia’s fast-paced real estate market.
Traditional lending institutions often have lengthy approval processes, delaying opportunities and hindering swift decision-making.
In contrast, hard money lenders offer expedited approval and funding, enabling investors to seize time-sensitive opportunities and stay ahead of the competition.
Accessibility Regardless of Credit History
Unlike traditional lenders who heavily weigh credit history in their lending decisions, hard money lenders primarily focus on the value of the property being financed.
This asset-based approach means that investors with less-than-perfect credit can still access financing, opening doors to opportunities that may have been out of reach with traditional lending avenues.
Ideal for Property Rehabilitation
Hard money loans are particularly well-suited for these types of projects, providing the necessary capital for acquisitions, renovations, and quick turnarounds.
Whether it’s restoring historic homes in Society Hill or rejuvenating properties in Fishtown, hard money loans offer the flexibility needed to undertake profitable projects.
Schedule a consultation with our team of seasoned experts for an insightful discussion about your real estate ambitions.
Philadelphia Housing Market Overview
The average annual profit of property investment was 10.073% in 2019, 10.534% in 2020, 2.250% in 2021, 9.925% in 2022, 2.213% in 2023, and 0.000001% in 2024.
Based on our Philadelphia City real estate market research and report, the predicted sales prices will increase by 67.719% in the next ten years.
- Median Home Value: $211,224
- Annual Appreciation Rate: +6.8%
- Median Home Value: +7.8%
- Median Rent Price: $1,489
- Price-To-Rent Ratio: 12.6
- Average Days On Market: 73
- Population: 12,807,060
- Foreclosure Rate: 1 in every 12,733 (0.7%)
Philadelphia Real Estate Landscape
12,807,060
Population
$1,489
Median Rent Price
+7.8%
Median Home Value
+6.8%
Annual Appreciation Rate
$63,015
Median Household Income
12.6
Price-To-Rent Ratio
Just Funded Projects
June 2022
Fix & Flip
- Weiser, ID
Purchase Price
170,000
Renovation Budget
59,000
Loan Amount
207,000
After Repair Value
309,000
July 2022
Fix & Flip
- Washington, DC
Purchase Price
255,000
Renovation Budget
80,000
Loan Amount
296,750
After Repair Value
450,000
December 2021
Fix & Flip
- Centerreach, NY
Purchase Price
340,000
Renovation Budget
46,050
Loan Amount
321,300
After Repair Value
459,000
November 2021
Fix & Flip
- Hartford, CT
Purchase Price
149,000
Renovation Budget
70,000
Loan Amount
196,650
After Repair Value
290,000
November 2021
Fix & Flip
- Philidelphia, PA
Purchase Price
130,000
Renovation Budget
105,300
Loan Amount
209,300
After Repair Value
335,000
November 2021
Fix & Flip
- Philidelphia, PA
Purchase Price
62,000
Renovation Budget
60,000
Loan Amount
106,500
After Repair Value
176,000
November 2021
Fix & Flip
- North Babylon, NY
Purchase Price
310,000
Renovation Budget
32,750
Loan Amount
311,750
After Repair Value
495,000
November 2021
Fix & Flip
- East Hampton, NY
Purchase Price
1,250,000
Renovation Budget
577,465
Loan Amount
1,577,465
After Repair Value
2,487,500
November 2021
Fix & Flip
- Jersey City, NJ
Purchase Price
525,000
Renovation Budget
240,650
Loan Amount
848,800
After Repair Value
831,000
What we offer
All Loan Services
Fix And Flip Loans
Fix And Flip Loans
Ground Up Construction
Ground Up Construction
Rental Property Loans
Rental Property Loans
Commercial Property Loans
Commercial Property Loans
Thousands of Clients Trust Our Company
As seen on:
Investing In Philadelphia's Real Estate Market Presents A Compelling Opportunity
Steady Appreciation: Philadelphia has experienced consistent appreciation in property values over the years, making it an attractive option for long-term investors seeking capital growth.
Diverse Neighborhoods: From historic districts like Old City to up-and-coming areas like Fishtown, Philadelphia offers diverse neighborhoods, each with unique charm and investment potential.
Strong Rental Market: With a growing population and robust demand for rental properties, Philadelphia’s rental market provides investors with a steady stream of income and the potential for high occupancy rates.
Thriving Economy: Philadelphia is home to a diverse economy, with sectors such as healthcare, education, and technology driving growth. This economic diversity provides stability and resilience to the real estate market.
Proximity to Major Cities: Situated close to major cities like New York and Washington D.C., Philadelphia benefits from its strategic location, attracting local and out-of-state investors looking for opportunities in a growing market.
Affordability: Compared to other East Coast cities, Philadelphia offers relatively affordable real estate prices, making it accessible to a wide range of investors, including first-time buyers and seasoned professionals.
Historical and Cultural Significance: As one of the nation’s oldest cities, Philadelphia boasts a rich history and vibrant culture, attracting tourists and residents alike. Properties with historical significance often hold value and appeal to investors interested in preserving heritage.
Ready to apply for a Hard Money loan?
A Step Closer to Your Real Estate Ambitions in the Heart of Pennsylvania
At Insula Capital Group, we offer tailored loan programs, quick approvals, and flexible terms. Our experienced team stands ready to provide insightful guidance, ensuring you confidently navigate your investment journey. Apply now!
Our hard money loans cater to properties intended for investment purposes. This includes opportunities in fix and flip projects, new constructions, residential rentals, and multifamily properties. For specifics on property eligibility, our team is here to assist you.
Yes! There’s no need to worry if you’ve got a low credit score since your credit history isn’t the only aspect we look at when providing loan approvals. Our team also analyzes project plans, collateral value, and real estate experience to offer loan deals. You can visit our just-funded project section to find out more about our exciting loan deals.
Join Us Today!
At Insula Capital Group, we stand at the crossroads of your real estate dreams and the thriving opportunities within Philadelphia’s vibrant markets. As experienced private money lenders, we strive to offer you the support and resources necessary to navigate the dynamic landscape of real estate investment successfully.
Our proven track record of facilitating investor triumphs illuminates our commitment and can be seen through the lens of our recently funded projects. We invite you to start your real estate investment journey by filling out our convenient prequalification form.
