Private Money Lenders | Hard Money Loans in Richmond, VA
Richmond’s lively social scene, rich history, excellent food and drink variety, growing job market, thriving economy, and prime location are all significant positives for those looking to move or invest in the city.
Whether you’re interested in residential rentals, commercial properties, or fix &flip projects, Insula Capital Group’s private money lenders can provide the financial support you need to pursue your investment goals.
Insula Capital Group prides itself on its team’s deep understanding of the local real estate market and our commitment to providing tailored lending solutions. With years of experience in the industry, we have built a strong reputation for our reliability, flexibility, and exceptional customer service.
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Customized Loan Terms for Swift Hard Money Loans in Richmond, VA
Our goal is to empower investors in Richmond to achieve their investment goals by offering competitive interest rates, flexible loan terms, and a straightforward application process. Our lending specialists work closely with each client, ensuring a personalized approach and timely loan approvals.
Whether you’re a seasoned investor or new to the real estate market, reach out to Insula Capital Group for residential rental loans, multifamily & mixed-use loans, new construction loans, and fix & flip loans for various residential and commercial projects.
Just Funded Projects
November 2021

Fix & Flip
Loan Amount
$848,800
Purchase Price
$525,000
Renovation Budget
$240,650
After Repair Value
$831,000
Jersey City, NJ
June 2025

Fix & Flip
Loan Amount
$137,200
Purchase Price
$120,000
Renovation Budget
$40,000
After Repair Value
$231,000
Albany, NY
June 2025

Fix & Flip
Loan Amount
$257,750
Purchase Price
$215,000
Renovation Budget
$75,000
After Repair Value
$410,000
Albany, NY
June 2025

Residential Rental Program (Buy & Hold)
Loan Amount
$502,500
Purchase Price
Renovation Budget
After Repair Value
Fitchburg, MA
June 2025

Fix & Flip
Loan Amount
$825,000
Purchase Price
$870,000
Renovation Budget
$46,500
After Repair Value
$1,100,000
Suffolk County, NY
November 2021

Fix & Flip
Loan Amount
$209,300
Purchase Price
$130,000
Renovation Budget
$105,300
After Repair Value
$335,000
Philidelphia, PA
November 2021

Fix & Flip
Loan Amount
$106,500
Purchase Price
$62,000
Renovation Budget
$60,000
After Repair Value
$176,000
Philidelphia, PA
November 2021

Fix & Flip
Loan Amount
$311,750
Purchase Price
$310,000
Renovation Budget
$32,750
After Repair Value
$495,000
North Babylon, NY
November 2021
Fix & Flip
Loan Amount
$1,577,465
Purchase Price
$1,250,000
Renovation Budget
$577,465
After Repair Value
$2,487,500
East Hampton, NY
November 2021

Fix & Flip
Loan Amount
$848,800
Purchase Price
$525,000
Renovation Budget
$240,650
After Repair Value
$831,000
Jersey City, NJ
June 2025

Fix & Flip
Loan Amount
$137,200
Purchase Price
$120,000
Renovation Budget
$40,000
After Repair Value
$231,000
Albany, NY
What we offer
All Loan Services

Fix And Flip Loans
Fix And Flip Loans

Ground Up Construction
Ground Up Construction

Rental Property Loans
Rental Property Loans

Commercial Property Loans
Commercial Property Loans
Ready to apply for a hard money loan?
Frequently Asked Questions
Private money lenders at Insula Capital Group typically evaluate loan applications based on the value of the property being used as collateral. Factors such as the property’s location, condition, and potential for profitability are considered.
Credit history and income verification may have less significance compared to traditional lenders, as the focus is primarily on the property’s value and the borrower’s overall plan.
The approval process for hard money loans in Richmond is often quicker compared to traditional loan options. Our streamlined process allows borrowers to secure financing promptly, with loan approval as early as within 24 hours, enabling them to take advantage of investment opportunities without delays.
Hard money loans are versatile and can be used for various property types. This includes residential properties, commercial buildings, multi-unit properties, and even land acquisitions.
Whether you’re interested in purchasing, renovating, or refinancing a property, hard money lenders like Insula Capital Group can provide the necessary funding for a wide range of real estate ventures. Check out our loan programs to learn more about the financing options we offer.
Let's Turn Your Real Estate Dreams Into Reality!
By fostering a partnership with our private money lenders, you open new avenues of real estate opportunities in Richmond, VA. At Insula Capital Group, we are dedicated to helping investors in Richmond navigate the hard money lending process with personalized assistance and tailored solutions.
Discover the vast possibilities of transforming your investment goals into outstanding realities by exploring our just-funded projects and jumpstart your journey by prequalifying now.