Hard Money Loans in Jersey City, New Jersey
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Unlocking Real Estate Potential in Jersey City, NJ, with Insula Capital Group
Insula Capital Group is proud to serve as your private money lender of choice in Jersey City, NJ. With a keen understanding of local real estate dynamics and a range of tailored financing solutions, we’re here to help turn your investment dreams into realities.

Transforming Jersey City's Real Estate Landscape with Insula Capital Group
Step into the exhilarating world of real estate investment in Jersey City, NJ, with Insula Capital Group. As your committed private money lender, we provide a variety of tailored financing solutions, paving a smooth path to success in this thriving market.
Through our flexible fix and flip loans in Jersey City, you can give a new lease of life to distressed properties. We act as your trusted partner, facilitating the metamorphosis of property visions into profitable realities and contributing to Jersey City’s ongoing revitalization.
For those with grand ambitions to redefine the skyline of Jersey City, our new construction loans offer the ideal support, tailored to drive your projects from the blueprint stage right through to the finishing touches. We accompany you at every stage, ensuring your vision blossoms into a triumphant development story that enriches Jersey City’s architectural scene.
Venture into Jersey City’s burgeoning rental market for long-term profitability using our residential rental loans. We prioritize property value over traditional credit score considerations, ensuring our streamlined loan process allows you to maximize the potential of rental properties. Together, we can build a sustainable income stream, enhancing your investment portfolio robustly.
If you’re keen on tapping into the vibrant multifamily property market, our multifamily bridge loan program provides the perfect balance of flexibility and stability. These loans make it easy to navigate the transitional periods between real estate deals and manage short-term financing, ensuring a smooth and profitable investment journey.
In the vibrant real estate scene of Jersey City, NJ, diverse investments hold the key to success. With Insula Capital Group, you secure more than just a loan; you unlock a suite of financial tools to seize every opportunity this vibrant city offers.

Just Funded Projects
June 2025

Fix & Flip
Loan Amount
$137,200
Purchase Price
$120,000
Renovation Budget
$40,000
After Repair Value
$231,000
Albany, NY
July 2022

Fix & Flip
Loan Amount
$296,750
Purchase Price
$255,000
Renovation Budget
$80,000
After Repair Value
$450,000
Washington, DC
December 2021

Fix & Flip
Loan Amount
$321,300
Purchase Price
$340,000
Renovation Budget
$46,050
After Repair Value
$459,000
Centerreach, NY
November 2021

Fix & Flip
Loan Amount
$196,650
Purchase Price
$149,000
Renovation Budget
$70,000
After Repair Value
$290,000
Hartford, CT
November 2021

Fix & Flip
Loan Amount
$209,300
Purchase Price
$130,000
Renovation Budget
$105,300
After Repair Value
$335,000
Philidelphia, PA
November 2021

Fix & Flip
Loan Amount
$106,500
Purchase Price
$62,000
Renovation Budget
$60,000
After Repair Value
$176,000
Philidelphia, PA
November 2021

Fix & Flip
Loan Amount
$311,750
Purchase Price
$310,000
Renovation Budget
$32,750
After Repair Value
$495,000
North Babylon, NY
November 2021
Fix & Flip
Loan Amount
$1,577,465
Purchase Price
$1,250,000
Renovation Budget
$577,465
After Repair Value
$2,487,500
East Hampton, NY
November 2021

Fix & Flip
Loan Amount
$848,800
Purchase Price
$525,000
Renovation Budget
$240,650
After Repair Value
$831,000
Jersey City, NJ
What we offer
All Loan Services

Fix And Flip Loans
Fix And Flip Loans

Ground Up Construction
Ground Up Construction

Rental Property Loans
Rental Property Loans

Commercial Property Loans
Commercial Property Loans
Embarking on Your Real Estate Journey in Jersey City, NJ, with Insula Capital Group
Choosing to partner with Insula Capital Group is the first step towards unlocking your real estate potential in Jersey City, NJ. We’re not merely your lenders—we are your partners in success, providing quick approvals, flexible loan conditions, and a personalized approach to address your unique needs.
Explore our recently funded projects for a dose of inspiration and take the first step towards your success by filling out our online loan application. Get in touch with us today to commence your thrilling real estate journey!

Ready to apply for a Hard Money Loans?
Frequently Asked Questions
We offer a range of loan programs tailored to your specific needs, coupled with an expedited approval process and flexible terms. Our team of experts provides guidance at every step, ensuring you can confidently navigate your investment journey.
Our hard money loans are designed for non-owner occupied properties intended for investment purposes. This includes fix and flip properties, new constructions, residential rentals, and multifamily properties. Contact our team to learn more about the eligibility of a specific property.
Yes, hard money loans are primarily based on the property’s value rather than the credit score of the borrower, making them an accessible financing option even for borrowers with imperfect credit.