Patrick Rigney

Balancing risk and reward is at the core of every real estate development project. While the potential for high returns is enticing, the uncertainties of construction costs, market fluctuations, and regulatory hurdles can pose significant financial risks. The key to navigating these challenges successfully lies in structuring new construction loans wisely. For developers and investors, securing […]

Real estate investors understand that securing the right financing can make or break a deal. In a fast-moving market, waiting weeks or months for traditional bank loan approvals can result in missed opportunities. That’s why many experienced investors prefer hard money loans vs. banks, leveraging the speed, flexibility, and accessibility that private lenders offer. Whether you’re

Building a new home or investment property in Maryland requires significant capital, and traditional mortgages don’t cover ground-up construction. That’s where new construction loans come in. These loans provide the funding needed to purchase land and finance the building process. However, getting approved isn’t as simple as securing a conventional loan. With Maryland’s median home price at

Have you ever wondered why Florida’s real estate market continues to thrive while others fluctuate? With a population growing at nearly 900 people per day, demand for residential, commercial, and mixed-use developments is skyrocketing. Florida’s business-friendly tax policies, influx of retirees, and thriving tourism industry make it a prime location for developers looking to capitalize on

Have you ever wondered what it really takes to transform raw land into a thriving commercial or residential development? With the demand for new properties growing, the right financing can make or break a project. Investors and builders need to secure the best possible funding to keep projects on track and profitable. This is where

When applying for a land loan, many borrowers assume lenders only evaluate the property itself. While the land’s characteristics play a role, lenders look at much more than just soil and topography. They assess land loan eligibility based on financial risk, location, infrastructure potential, and long-term viability. Understanding what factors influence land loan approval can help you

The urban landscape is constantly evolving, with many older buildings sitting vacant or underutilized. Adaptive reuse projects breathe new life into these spaces, transforming obsolete properties into thriving commercial hubs. However, these projects often require significant capital to cover acquisition, renovations, and compliance costs. This is where commercial development loans play a crucial role. These specialized loans

California’s real estate market is one of the most competitive in the U.S., and purchasing undeveloped land comes with added challenges. From navigating environmental impact assessments to dealing with strict zoning laws, securing land loan financing in California requires thorough preparation. Unlike traditional mortgages, land mortgage loans for undeveloped or commercial land often have higher interest rates

Sustainability is no longer a niche concept in real estate—it’s a necessity. As developers seek innovative ways to create energy-efficient, environmentally friendly buildings, securing the right financing is crucial. Property development loans provide the financial foundation needed to invest in green building initiatives, helping developers meet regulatory standards, reduce long-term costs, and increase property appeal in

Purchasing land is an exciting investment, but securing financing can be a challenge. Lenders have strict land loan eligibility requirements, making it difficult for some borrowers to get approved. Understanding these criteria and potential roadblocks can help you prepare a stronger land loan application and increase your chances of approval. This guide breaks down who qualifies for land mortgage