Patrick Rigney

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One Roof, One Renter, One Loan: Building Wealth with Just One SFR Property

For many aspiring real estate investors, the idea of building wealth often comes with visions of owning multiple properties, managing a large portfolio, and spending years saving for the next big purchase. But here’s the truth: you don’t need ten doors to start creating lasting financial security. With just one SFR property—a single-family rental—you can set […]

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How to Use Single-Family Rental Loans for Property Flipping: Maximizing Profit in a Competitive Market

Flipping houses has long been seen as an exciting way to generate quick profits in real estate. However, one of the biggest challenges investors face is securing the right financing to purchase, renovate, and resell properties efficiently. Single-family rental loans for property flipping are increasingly being recognized as a flexible solution for this challenge. These loans allow

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How Private Money Lenders Help Investors Build Faster and Smarter

In today’s hot real estate market, investors don’t just want speed, but need it. With rising material costs, tighter timelines, and fierce competition for prime lots, new construction isn’t just about pouring concrete anymore. It’s a race to build smart, stay ahead, and actually profit. Enter: private money lenders. These financial partners are rewriting the rules of

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Everything You Need to Know About Hard Money Loans in Massachusetts

In the ever-evolving Massachusetts real estate market—spanning the dense streets of Boston to the quiet rural stretches of the Berkshires—hard money loans in Massachusetts have emerged as a powerful tool for both new and seasoned investors. Whether you’re flipping a colonial home in Worcester or developing multifamily units in Cambridge, hard money lenders offer faster financing with

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Everything Real Estate Investors Need to Know in 2025

The real estate game in 2025 is fast-paced, competitive, and full of potential—if you know how to move quickly and strategically. And that’s exactly where hard money lending comes into play. Whether you’re a seasoned investor flipping your tenth house or a first-timer diving into your first renovation project, understanding how hard money loans work can give

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Hard Money Lending in North & South Carolina: The 2025 Investor’s Toolkit

Real estate investing in 2025 is evolving fast—and for property investors in the Carolinas, hard money loans are opening doors to fast-paced, high-return opportunities. Whether you’re flipping homes in Charlotte, building duplexes in Charleston, or rehabbing commercial properties in Raleigh, understanding the hard money landscape is crucial. This ultimate guide breaks down everything you need to

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The Ultimate Guide to Fix and Flip Loans: How to Maximize Profits with Private Money Lenders

The fix and flip game isn’t just about good taste in tile or knowing which walls to knock down. It’s about smart financing, and that’s where fix and flip loans come in. Whether you’re flipping your first property or already have a few under your belt, understanding how these loans work and how private money lenders can

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The Ultimate Guide to Hard Money Loans in Colorado: Rates, Rules & Reliable Lenders

If you’re a real estate investor, house flipper, or small business owner looking for fast financing, Colorado hard money loans could be your golden ticket. Whether you’re eyeing a fix-and-flip project in Denver, buying a rental in Boulder, or refinancing a commercial property in Colorado Springs, hard money financing provides a quick, flexible alternative to traditional bank

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Multifamily Momentum: Using Private Capital to Scale Portfolios in Underserved Cities

Multifamily housing continues to be one of the most resilient and in-demand asset classes in real estate. Yet in many smaller or underserved cities, developers and investors often hit a wall when trying to scale. Traditional financing doesn’t always align with the speed, structure, or strategy required to reposition or build properties that meet market

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Speed Over Red Tape: Why Investors Choose Private Money for Ground-Up Construction

Introduction: Time Is the True Currency in Real Estate In today’s competitive real estate markets, timing can make or break a project. Whether you’re developing in Phoenix, Orlando, or Denver, delays in financing can lead to lost opportunities, increased holding costs, and disrupted timelines. For ground-up construction, where projects move from dirt to structure, the

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Ed Stock

Managing Partner/Founder

With 30 years of real estate finance and investing experience, I have come across most of what the real estate and mortgage arena has to offer. As a full time real estate investor, I am always looking for new projects in the Fix and Flip market as well as the holding of long term rentals. At Insula Capital Group, I have successfully placed many new investors on the course to aquiring and managing their own real estate portfolios.