Patrick Rigney

Stacks of hundred-dollar bills

From Bayou to Boomtown: Fix and Flip Trends Transforming Louisiana, Alabama, and Mississippi

For decades, much of the Deep South was viewed as a slow-moving real estate landscape. Modest appreciation, limited new construction, and aging housing stock kept many investors focused elsewhere. Today, that narrative is changing. Louisiana, Alabama, and Mississippi are experiencing a quiet but meaningful transformation fueled by manufacturing expansion, infrastructure investment, and steady out-of-state migration. […]

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The Insider’s Guide to Ground-Up Construction Financing Without Bank Red Tape

Ground-up construction has always been one of the most capital-intensive and complex segments of real estate development. In 2026, developers face additional challenges, including tighter bank underwriting, extended approval timelines, and volatile construction costs. Traditional lenders often impose rigid requirements that slow projects before they even begin. Private lending has emerged as a strategic alternative,

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A house being renovated

Southwest Surge: Why Arizona, New Mexico, and Nevada Are Becoming Fix and Flip Powerhouses

The Southwest is no longer just a retirement destination or a seasonal escape. Over the past few years, Arizona, New Mexico, and Nevada have become some of the most dynamic real estate markets in the country. Population growth, job expansion, and climate-driven relocation have reshaped cities across the region, creating strong demand for renovated, move-in-ready

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investors in a meeting

The Ultimate Guide to Private Lending for Real Estate Investors: Rental, Construction, and Multifamily Projects

Private lending has become one of the most powerful financing tools for real estate investors seeking speed, flexibility, and scalable capital. As traditional banks tighten underwriting standards and extend approval timelines, investors increasingly turn to private lenders to fund acquisitions, renovations, and large-scale development projects. Unlike conventional loans, private financing focuses on asset value, project feasibility,

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How to Structure a Fix-and-Flip Loan for Maximum Flexibility and Speed

Fix-and-flip projects succeed or fail based on timing, capital efficiency, and execution speed. In competitive real estate markets, the structure of a loan can be just as important as the property itself. A well-designed fix-and-flip loan enables investors to acquire properties quickly, fund renovations smoothly, and exit projects at the right moment. When working in markets

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America’s Hidden Flip Zones: Emerging Markets Where Investors Are Quietly Winning Big

For years, fix-and-flip conversations have centered on familiar hotspots. Prices climbed, competition intensified, and margins tightened. Meanwhile, a different story has been unfolding just beyond the spotlight. Across smaller states and secondary cities, investors are finding room to breathe, buy smart, and renovate profitably. These overlooked regions are becoming quiet profit hubs, driven by low entry

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a bunch of Dollar bills

How Private Lenders Are Reshaping the Commercial Real Estate Market in 2025

The commercial real estate sector in 2025 looks very different from what it was just a few years ago. As banks continue to tighten credit standards and lengthen approval times, private lenders have stepped up to meet investor demand. These lenders, focused on speed, flexibility, and asset performance, are now driving a major shift in

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Bridge Loans vs. Permanent Loans: Which Commercial Financing Option Is Right for You?

Every commercial property investor faces a key financial decision at some point, whether to use short-term bridge financing or move directly into a long-term permanent loan. Each option serves a specific purpose in the investment lifecycle, from acquisition to stabilization and refinancing. Understanding the distinctions between bridge and permanent loans helps investors choose funding that

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Guide on Commercial Real Estate Financing: From Short-Term Bridge Loans to Long-Term Growth

Commercial real estate financing is the foundation of property investment growth in the United States. Whether acquiring a retail space, refinancing an apartment complex, or expanding a mixed-use development, the right financing structure determines both short-term returns and long-term profitability. In 2025, investors are looking for flexible, data-driven funding options that adapt to changing interest

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Row of beachfront apartment buildings symbolizing long-term real estate investment

Bridge-to-Perm Financing: Building Long-Term Rental Wealth with Short-Term Solutions

Every successful property investor knows that the road to long-term wealth isn’t built overnight — it’s paved step by step, project by project, and loan by loan. Among the many financing strategies available today, few are as effective or as flexible as bridge loans for rental properties. These short-term loans serve as a launching pad

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Ed Stock

Managing Partner/Founder

With 30 years of real estate finance and investing experience, I have come across most of what the real estate and mortgage arena has to offer. As a full time real estate investor, I am always looking for new projects in the Fix and Flip market as well as the holding of long term rentals. At Insula Capital Group, I have successfully placed many new investors on the course to aquiring and managing their own real estate portfolios.