Patrick Rigney

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The Pros and Cons of Private Money Loans in Florida’s Real Estate Market

Florida’s real estate market is one of the hottest in the country. In January 2025, home prices in Florida were up 1.4% compared to the previous year, and the demand for investment properties continues to rise. With this level of competition, traditional financing methods often fall short, leaving investors looking for faster and more flexible options. […]

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Unlocking Real Estate Opportunities with Private Money Lenders in Alabama

Alabama’s real estate market is thriving. Home values in the state have increased by around 6.1% in January 2025 as compared to the past year. However, for many real estate investors, securing funding through traditional banks can be a long and frustrating process. Private money lenders offer flexible financing solutions that allow investors to move quickly. They

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Top 8 Myths About Private Money Lending in Virginia (And the Truth Behind Them)

Private money lending is a popular financing option for real estate investors in Virginia. However, misinformation often prevents people from taking full advantage of these loans. Some believe private loans are only for those with bad credit, while others assume they come with sky-high interest rates. The reality is that private money lenders in Virginia offer

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Investor reviews blueprints, symbolizing fast approvals and dynamic hard money lending.

The Ultimate Guide to Hard Money Lending: Accelerate Your Real Estate Investments

If you’re like most people, you understand that navigating the world of real estate investments can sometimes feel like a race against time. Traditional bank loans can take weeks—or even months—to secure, leaving you wondering if you’ll ever catch that golden opportunity. That’s where hard money lending comes in, offering a faster, more flexible solution

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How to Get Approved for a Fix and Flip Loan: A Step-by-Step Guide

Fix and flip investments can be highly profitable, but securing financing is often one of the biggest challenges investors face. A fix and flip loan is designed specifically for purchasing, renovating, and reselling properties quickly. However, getting approved requires a strong understanding of lender expectations, financial qualifications, and property assessments. This guide will walk you through

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Fix and Flip Loans vs. Traditional Financing: Choosing the Right Option for Your Investment

For real estate investors, securing the right financing is one of the most critical steps in executing a successful fix-and-flip project. While traditional bank loans have long been a go-to option for property financing, many investors now prefer private fix and flip loan programs due to their speed and flexibility. If you’re considering investing in properties

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The Best Cities for Fix and Flip Investments in 2025

Fix and flip real estate investing remains a lucrative opportunity in 2025, especially in cities where demand for renovated homes is soaring. Markets like Atlanta, Phoenix, and Philadelphia are among the top locations for investors due to their strong economies, growing populations, and an abundance of older properties ready for transformation. If you’re looking to

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Investor examining property files, symbolizing clear and rapid hard money lending decisions.

Choosing the Right Hard Money Lender: What Every Real Estate Investor Needs to Know

Navigating the maze of hard money lending can feel overwhelming at times. As being one of those people who has been in the real estate game for years, we can tell you that selecting the right lender is one of the most critical steps to achieving success. In this guide, you’ll learn the key factors

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Man holding a tablet displaying real estate financing data.

Emerging Trends in Hard Money Lending: Shaping the Future of Real Estate Finance

The world of real estate is expanding, and so is the way we secure funding for our investments. Today, emerging trends in hard money lending are reshaping the landscape, offering innovative solutions that empower us to seize opportunities faster and more efficiently. As one navigates these real estate financing trends, it becomes clear that the

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Regional Construction Loans Explained: Strategies for Securing Funding Nationwide

Securing financing for construction projects can feel different depending on where you’re building. From the booming markets of the Southwest to the tightly regulated Northeast and the stable opportunities in the Midwest, every U.S. region has its own trends, rules, and lender preferences. That’s why understanding regional construction loans is crucial for developers aiming to secure financing

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Ed Stock

Managing Partner/Founder

With 30 years of real estate finance and investing experience, I have come across most of what the real estate and mortgage arena has to offer. As a full time real estate investor, I am always looking for new projects in the Fix and Flip market as well as the holding of long term rentals. At Insula Capital Group, I have successfully placed many new investors on the course to aquiring and managing their own real estate portfolios.