Patrick Rigney

When it comes to expanding or upgrading your commercial real estate portfolio, understanding how to secure the right financing is critical. At Insula Capital Group, we work closely with investors to structure loans for different asset types — including warehouses, retail stores, and office spaces. A commercial property loan for warehouse or other business property comes with […]

When you’re exploring financing for commercial real estate, one feature you might encounter is the balloon payment commercial property loan. At Insula Capital Group, we’ve helped countless investors navigate this repayment structure, and we know how it can shape your overall investment strategy. A balloon payment is a larger-than-usual balance due at the end of a

The real estate market is no stranger to change, and the recent shift to a high-interest rate environment has put every financing decision under a magnifying glass. For many investors, bridge loans remain an essential tool for seizing time-sensitive opportunities, funding construction projects, or bridging the gap between buying and selling property. However, with borrowing costs

In the fast-paced world of real estate investment, timing is everything. Investors often need access to quick funding to secure properties, cover gaps between transactions, or start development projects before long-term financing is in place. This is where short-term real estate financing tools like bridge loans, hard money loans, mezzanine financing, and equity partnerships come into

For many investors, the journey starts local. They buy a property in their hometown, manage it hands-on, and grow slowly from there. But the real scale — the kind of growth that builds long-term wealth — comes when investors expand across state lines. The challenge? Financing multi-market growth isn’t easy. Banks often treat each new

In today’s evolving real estate landscape, successful investors leverage strategic financing to extract maximum value, whether they’re building multi‑unit complexes in New York or converting suburban sites in Texas and Florida. The right development loans can transform raw potential into profitable projects efficiently and predictably. This blog explores how construction and development loans, tailored to both commercial

In real estate, timing is everything. Nowhere is that more true than in competitive urban markets like Los Angeles, Miami, and Chicago, where properties attract multiple bids within hours of hitting the market. Traditional banks often move at a pace that just doesn’t match the urgency of these deals. Lengthy approval processes, rigid underwriting, and

The U.S. real estate market is deeply regional, with each state offering unique opportunities and challenges. While banks remain part of the financing landscape, private capital has grown into a preferred option for investors. Whether it’s a fix-and-flip in California, a short-term rental in Florida, or a multifamily acquisition in Texas, private money lenders bring