Patrick Rigney

Money on a blue surface

The Fix and Flip Playbook: From Purchase to Profit Across America

Across the United States, real estate investors are turning distressed homes into profitable, high-demand listings. With limited housing supply, rising home values, and strong buyer competition, the fix and flip model has become one of the most reliable strategies for generating short-term profits and building long-term portfolios. But successful flipping is about more than buying low and […]

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Rust Belt Revivals: Fix and Flip Opportunities in Ohio, Pennsylvania, and Michigan

The Rust Belt has always been a region defined by grit, resilience, and the ability to rebuild after major economic shifts. From Cleveland’s industrial backbone to the storied neighborhoods of Pittsburgh and Detroit, these cities are experiencing a quiet but powerful resurgence. Real estate investors are noticing the momentum, and one strategy is proving especially

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Coastal Edge: Why Fix and Flip Investors Are Flocking to Virginia, North Carolina, and South Carolina

The Southeast coastline has become one of the most active real estate corridors in the country, attracting investors who recognize the region’s unique mix of affordability, tourism, job growth, and long-term development potential. From the historic neighborhoods of Virginia to the booming metros of North Carolina and the fast-growing coastal communities of South Carolina, fix

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This image shows a building under construction.

The Complete Guide to New Construction Loans in the United States

Building a new property—whether for resale, investment, or long-term rental income—requires a financing approach that is very different from purchasing an existing home. As demand for residential development continues to rise across the country, understanding how new construction loans work has become essential for builders, investors, and developers navigating today’s competitive real estate landscape. This

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Building Across the U.S.: How Construction Loans Are Powering Real Estate Growth in Major Cities

Across the nation, urban skylines continue to evolve as new residential and commercial projects reshape community living. This transformation is fueled by construction loans in major U.S. cities, which provide essential capital for developers responding to rising demand, expanding workforces, and renewed interest in convenient metropolitan lifestyles. Whether revitalizing established neighborhoods or building entirely new

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This photo shows a small model house with three stacks of coins in front.

Financing Your Dream Build: Understanding New Construction Loans in Florida and Texas

Launching a new commercial or residential development begins long before groundbreaking. It involves researching market conditions, outlining architectural requirements, assembling qualified contractors, and securing the right financing structure. Many builders and investors turn to new construction loans in Florida and Texas because these lending solutions offer staged funding, timeline flexibility, and project-driven underwriting. In rapidly expanding regions

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How Technology is Transforming Short-Term Real Estate Financing

Short-term real estate financing has evolved rapidly, and today’s investors benefit from faster workflows, efficient communication tools, and streamlined underwriting that were not possible a decade ago. As market competition increases and property opportunities move quickly, private lenders have adopted technology to help investors secure funding with speed and clarity. These advancements not only simplify the

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The image features two wooden model houses, a yellow construction helmet, and a doormat with the word "WELCOME," suggesting a theme related to construction or home building.

The Hidden Advantages of Hard Money Loans for Renovation and Rehab Projects

Renovation and rehab projects can be highly profitable for real estate investors, but securing the right financing is often a challenge. Traditional banks may impose long approval processes, strict credit requirements, and rigid terms that slow down projects and reduce potential returns. Hard money loans for renovation provide a flexible and efficient solution for investors seeking quick access

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Common Mistakes Investors Make When Applying for Private Lending

Applying for private lending can open the door to faster closings, flexible underwriting, and investment opportunities that traditional banks often cannot support. Yet many investors unknowingly jeopardize their own loan applications simply by overlooking documentation, miscalculating numbers, or misunderstanding what private lenders prioritize. Fixing these issues early not only improves approval odds but also helps investors

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The image depicts a wooden mannequin next to a house-shaped block, coins, and an hourglass, symbolizing themes of time, money, and investment.

How Hard Money Loans Help Investors Take Advantage of Time-Sensitive Deals

In real estate, timing can make the difference between a profitable investment and a missed opportunity. Competitive markets demand quick action, but traditional financing can be slow and cumbersome. Hard money loans offer fast funding as a solution, enabling investors to close deals quickly without being hindered by conventional bank procedures. These private, short-term loans are designed to give

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Ed Stock

Managing Partner/Founder

With 30 years of real estate finance and investing experience, I have come across most of what the real estate and mortgage arena has to offer. As a full time real estate investor, I am always looking for new projects in the Fix and Flip market as well as the holding of long term rentals. At Insula Capital Group, I have successfully placed many new investors on the course to aquiring and managing their own real estate portfolios.