Patrick Rigney

When it comes to expanding your commercial real estate portfolio, securing quick, flexible funding can make all the difference between seizing an opportunity and watching it slip away. Traditional lenders often slow the process with complex documentation and strict approval criteria, leaving investors looking elsewhere for agile financing options. That’s where commercial hard money loans come […]

In the world of real estate investing, speed and flexibility can mean the difference between securing a promising deal and watching it slip away. This is where hard money underwriting plays a crucial role—giving investors access to funding when traditional lenders hesitate. But what really goes on behind the scenes when lenders decide whether your deal

Building a home from scratch can be a wonderful opportunity for real estate investors, as they can create exactly what they have envisioned according to the market demands. However, construction and material costs can quickly add up with complex logistics and unpredictable timelines. Fortunately, new construction loans are a financing solution that covers everything from

Investing in an undervalued property needs more than a good eye for real estate, as it can flip back on you at any time. Before diving headfirst into purchase and renovations, finding the right financing is the most important part of a successful real estate investment project. This is why fix-and-flip loans were made; this short-term

The term “hard money loan” refers to an asset-based loan recommended for investors looking for a short-term financing solution. Traditional financing banks don’t offer hard money loans. So this loan type is only offered through private money lenders. Hard money loans are often utilized by real estate investors, developers, and house flippers looking for a quick

When it comes to securing the right financing solution, real estate investors often find themselves stuck between hard money and traditional loans. These are the two most popular loan types among investors, catering to different needs and investments. The type of loan you choose will have a direct impact on the speed, flexibility, and profitability of your

Bridge loans are the caffeine shot of multifamily real estate. They move fast, close faster, and help you grab opportunities before the other guy can even sharpen his pencil. But here’s the kicker: if you don’t plan your way out, that quick shot of adrenaline can turn into a headache. That’s why nailing your exit

When most people hear “bridge loan” in multifamily real estate, they immediately think about renovation budgets. And sure, that’s a big one—but it’s not the whole story. There are far more uses for multifamily bridge loans than just upgrading kitchens or installing new HVAC systems. These flexible, short-term tools are lifesavers in complex, time-sensitive situations.

When it comes to closing on a multifamily property using short-term capital, most investors breathe a sigh of relief once the ink dries. But hold that exhale! The real pressure kicks in right after closing. In fact, the first 90 days are absolutely critical. If you get this window wrong, your deal could veer off

Not all rental markets are created equal—and neither are the financing rules that go with them. If you’re investing in New York, California, Florida, or Texas, understanding the rental property loan requirements and lending climate in each state can make or break your deal. From lender preferences and approval timelines to property types and local risks,