Patrick Rigney

For real estate investors, understanding how investment property financing across the states works is crucial for long-term success. While some investors limit themselves to one region, the most profitable opportunities often lie across state lines—especially in real estate hotbeds like Texas, New York, and Florida. These states each have unique market dynamics, regulations, and investment property […]

Getting a commercial rental property off the ground takes hustle—and the right kind of financing. For real estate investors who want to scale smarter without the headache of traditional bank red tape, DSCR loans are the answer. Unlike conventional loans, these aren’t tied to your personal income or tax returns. Instead, they rely on your property’s

Is managing multiple single-family rental mortgages starting to feel like a full-time job? If you’re scaling your rental property investments, you’re not alone. This is exactly where portfolio financing is gaining traction. Investors who own several single-family rental homes—or plan to acquire more—are increasingly turning to portfolio financing to consolidate their loans under a single structure. At Insula Capital

Hard money lending has become a popular alternative to traditional financing for both borrowers and private investors, especially in real estate. With faster approvals, fewer requirements, and asset-based collateral, it offers attractive benefits. However, it also comes with significant risks that can be costly if not carefully managed. Whether you’re an investor or a borrower,

Commercial real estate isn’t for the faint of heart—it’s high stakes, high reward, and packed with variables that can either build legacies or burn capital. In a world where traditional lending often feels like a fortress guarded by red tape, DSCR loans (Debt Service Coverage Ratio loans) have quietly become the MVPs for savvy commercial investors.

What if we told you that owning or expanding your single family rental portfolio doesn’t require traditional income documentation like W-2s or tax returns? In today’s lending environment, this isn’t wishful thinking—it’s a growing reality, especially for self-employed real estate investors and business owners. Roughly 17 million Americans are self-employed, according to the U.S. Bureau of

Planning a construction project is exciting, but it can also be financially overwhelming if the process is not handled correctly. One of the most critical aspects of a successful build is securing the right funding. Whether you are constructing a single-family home, a multi-unit property, or a custom build, understanding how construction loans work is

Financing commercial real estate can be a complex process, especially for investors who need fast funding or don’t qualify for traditional loans. In such cases, hard money loans for commercial properties offer a practical and flexible solution. This blog explores how these loans work, their advantages, and how investors in states like Nebraska and New Hampshire can benefit

In Florida, where real estate remains one of the most valuable assets, homeowners are always on the lookout for financial opportunities tied to their property. Whether you’re in the suburbs, along the coast, or holding onto a family home, understanding how interest rates impact your mortgage and home equity is key to building long-term wealth.

If you are serious about real estate investing, there is one area you cannot afford to overlook: construction financing. Whether you are flipping homes, building from scratch, or adding to a rental portfolio, understanding how construction loans work gives you a major edge. The truth is, many investors miss out on bigger opportunities simply because