Patrick Rigney

The real estate lending landscape is changing—and fast. What used to require paperwork, in-person assessments, and weeks of underwriting is now handled by intelligent systems that make decisions in minutes. In 2025, rental property loan eligibility no longer depends solely on your credit score or W-2 income. Instead, the most forward-thinking lenders, especially private and hard money […]

In 2025, savvy investors are rethinking the role of debt. With recent Fed policy shifts tightening lending conditions, overly leveraged portfolios are increasingly risky. Yet, relying solely on cash reserves limits growth. The sweet spot? A hybrid approach that combines rental property loan options with partial self-funding. This strategy reduces your interest burden and increases your control,

Investing in single-family rental properties can be a lucrative way to build wealth and generate steady income. However, securing the right financing is essential to ensure the viability and profitability of such investments. One of the most critical financial metrics that lenders scrutinize during the loan approval process is the Debt Service Coverage Ratio (DSCR). This ratio

For many aspiring real estate investors, the idea of building wealth often comes with visions of owning multiple properties, managing a large portfolio, and spending years saving for the next big purchase. But here’s the truth: you don’t need ten doors to start creating lasting financial security. With just one SFR property—a single-family rental—you can set

Flipping houses has long been seen as an exciting way to generate quick profits in real estate. However, one of the biggest challenges investors face is securing the right financing to purchase, renovate, and resell properties efficiently. Single-family rental loans for property flipping are increasingly being recognized as a flexible solution for this challenge. These loans allow

In the ever-evolving Massachusetts real estate market—spanning the dense streets of Boston to the quiet rural stretches of the Berkshires—hard money loans in Massachusetts have emerged as a powerful tool for both new and seasoned investors. Whether you’re flipping a colonial home in Worcester or developing multifamily units in Cambridge, hard money lenders offer faster financing with

Real estate investing in 2025 is evolving fast—and for property investors in the Carolinas, hard money loans are opening doors to fast-paced, high-return opportunities. Whether you’re flipping homes in Charlotte, building duplexes in Charleston, or rehabbing commercial properties in Raleigh, understanding the hard money landscape is crucial. This ultimate guide breaks down everything you need to