Patrick Rigney

an individual holding a key to a property

The Ultimate Guide to Hard Money Loans in Colorado: Rates, Rules & Reliable Lenders

If you’re a real estate investor, house flipper, or small business owner looking for fast financing, Colorado hard money loans could be your golden ticket. Whether you’re eyeing a fix-and-flip project in Denver, buying a rental in Boulder, or refinancing a commercial property in Colorado Springs, hard money financing provides a quick, flexible alternative to traditional bank […]

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U.S. one-hundred-dollar bills laid out flat

Multifamily Momentum: Using Private Capital to Scale Portfolios in Underserved Cities

Multifamily housing continues to be one of the most resilient and in-demand asset classes in real estate. Yet in many smaller or underserved cities, developers and investors often hit a wall when trying to scale. Traditional financing doesn’t always align with the speed, structure, or strategy required to reposition or build properties that meet market

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A floor plan with money and keys on it

Speed Over Red Tape: Why Investors Choose Private Money for Ground-Up Construction

Introduction: Time Is the True Currency in Real Estate In today’s competitive real estate markets, timing can make or break a project. Whether you’re developing in Phoenix, Orlando, or Denver, delays in financing can lead to lost opportunities, increased holding costs, and disrupted timelines. For ground-up construction, where projects move from dirt to structure, the

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Money on a blue surface

From Blueprint to Breakthrough: Private Lending’s Role in Full-Cycle Property Investment

Real estate investors often face one of the most challenging aspects of the business before ground is even broken: financing. From acquiring land or property to completing a full-scale construction project and eventually stabilizing or renting the asset, each stage requires strategic capital. That’s where private money lenders come in—not just as a source of funding,

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two individuals holding a blueprint

Detroit Construction Loans: Best Lenders and How to Get Approved

Detroit’s real estate scene has undergone a massive transformation in recent years. Once considered the poster child of urban decline, the Motor City is now experiencing a construction and development renaissance. From revitalized neighborhoods to brand-new commercial projects, there’s no shortage of opportunities for investors, homeowners, and developers. If you’re ready to build your dream

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an engineer viewing the blue print of a new construction project

Top Construction Loan Lenders in Washington State for Home Builders

Building your dream home in the Evergreen State? Whether you’re crafting a cozy cottage in Spokane or a modern masterpiece in Seattle, choosing the right new construction loan in Washington is one of the most important steps in your journey. Construction loans are unique—they provide financing to cover the cost of building a home from the

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State-by-State Breakdown: Best Investment Property Loan Options in California, Florida, New York & Texas

In real estate, location changes everything, and that includes your financing. Whether you’re flipping a house in Southern California, holding a rental in Miami, developing in Dallas, or buying a multifamily in Brooklyn, your success hinges on having the right investment property loan options tailored to each market’s unique conditions. At Insula Capital Group, we understand

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A person selling their house with floor plans and more.

Fastest Way to Get Approved for an Investment Property Loan – What Investors Must Know

Timing is everything in real estate investing. Miss a window, and someone else seizes the opportunity. At Insula Capital Group, we’ve built our lending model around that single fact: speed closes deals. If you’re looking for the fastest way to get approved for an investment property loan, you’re in the right place. This isn’t about

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A person giving another person the key to their new house.

The Ultimate Guide to Investment Property Financing in 2025

Real estate investing is evolving faster than ever, and at Insula Capital Group, we’re meeting that speed head-on. In 2025, the demand for investment property financing is skyrocketing, driven by a wave of new investors, shifting market dynamics, and the increasing accessibility of private lending. If you’re looking to finance your next project, whether it’s a

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Ed Stock

Managing Partner/Founder

With 30 years of real estate finance and investing experience, I have come across most of what the real estate and mortgage arena has to offer. As a full time real estate investor, I am always looking for new projects in the Fix and Flip market as well as the holding of long term rentals. At Insula Capital Group, I have successfully placed many new investors on the course to aquiring and managing their own real estate portfolios.