Patrick Rigney

Is it even possible to get a property development project off the ground in New York without running into a wall of red tape and financial hurdles? If you’ve asked yourself that recently, you’re not alone. Between sky-high land costs, complex zoning laws, and drawn-out permitting processes, building anything in New York is no small task. […]

What do developers see in Florida that makes it one of the most active property development regions in the U.S.? The answer isn’t just sunshine and coastline. Florida’s strong population growth, business-friendly environment, and consistent demand for residential and commercial space have pushed property development activity to new highs. According to U.S. Census data, Florida had the

So, you’re ready to dive into the exciting world of real estate investing. Congratulations! Whether your goal is to build long-term wealth, earn passive income, or flip properties for profit, purchasing your first investment property is a huge milestone. However, for first-time investors, navigating the maze of financing options can be intimidating. This is where

Have your site plans ready and team in place—but still can’t move forward on your real estate project? You’re not alone. Even in a development-friendly state like Texas, finding the right financial backing can be more challenging than managing construction timelines or design approvals. With property values surging across major markets and rural areas alike,

Investing in real estate is one of the most time-tested ways to build long-term wealth. Whether you’re eyeing your first rental property or expanding an existing portfolio, investment property loans are essential tools to fuel your real estate ambitions. However, qualifying for these loans—and securing the best possible rates—requires a deep understanding of investment property loan

The commercial real estate game is evolving—and fast. Gone are the days when traditional bank loans were the only route to scaling your portfolio. Today, savvy investors are embracing alternative financing tools that offer flexibility, speed, and better alignment with rental income goals. One of the hottest tools in the playbook? DSCR loans. These babies

For real estate investors, understanding how investment property financing across the states works is crucial for long-term success. While some investors limit themselves to one region, the most profitable opportunities often lie across state lines—especially in real estate hotbeds like Texas, New York, and Florida. These states each have unique market dynamics, regulations, and investment property

Getting a commercial rental property off the ground takes hustle—and the right kind of financing. For real estate investors who want to scale smarter without the headache of traditional bank red tape, DSCR loans are the answer. Unlike conventional loans, these aren’t tied to your personal income or tax returns. Instead, they rely on your property’s

Is managing multiple single-family rental mortgages starting to feel like a full-time job? If you’re scaling your rental property investments, you’re not alone. This is exactly where portfolio financing is gaining traction. Investors who own several single-family rental homes—or plan to acquire more—are increasingly turning to portfolio financing to consolidate their loans under a single structure. At Insula Capital