Patrick Rigney

Upgraded kitchen of a house

What the Best Investors Know About Leveraging Fix and Flip Financing

In competitive real estate markets like Miami, New Jersey, and Pennsylvania, smart investors know that success isn’t just about finding the right property—it’s about using the right financing to maximize profits and minimize risk. Fix and flip loans are a cornerstone of this strategy. Used effectively, they can accelerate project timelines, increase return on investment, […]

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Construction workers

Construction Loan vs. Bridge Loan: Which One Do You Need?

Real estate investors and property developers often find themselves at a crossroads when it comes to financing options—especially when managing tight timelines and ambitious projects. Two of the most common loan types used in these scenarios are construction loans and bridge loans. While both offer short-term funding solutions, they serve very different purposes. If you’re

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A small black and red model house with a key placed beside it.

Smart Investment Strategies: How to Secure the Best Investment Property Loans in 2025

Investment property loans offer financing to purchase real estate intended for income generation. These loans differ from primary home mortgages due to higher interest rates and stricter eligibility criteria. In 2025, securing favorable investment property financing requires a comprehensive approach to market trends and available loan options. Understanding Investment Property Loans The primary purpose of investment property

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Construction workers

New Construction, Big Profits: Why Investors Love Construction Loans

In today’s fast-paced real estate market, investors are always on the lookout for opportunities that offer high returns and long-term value. One strategy gaining serious traction across San Diego and Los Angeles is new construction. Instead of buying older properties that need extensive repairs, many investors are choosing to build from scratch—and they’re using construction

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Person writing notes to build a single-family rental portfolio

How to Build a Scalable Single-Family Rental Portfolio with Private Loans

Investing in single-family rental (SFR) properties has become one of the most consistent ways to generate passive income and build long-term wealth. But scaling from one property to a full portfolio takes more than just smart buying—it requires the right financing strategy. For real estate investors looking to expand in a competitive market like New

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Upgraded lounge of a house

Fix and Flip Loans in High-Cost Markets: What You Should Know

High-cost real estate markets offer incredible opportunities—but they also come with unique challenges. Investors operating in areas like Alabama, California, and Florida must be strategic not only in their property selection and renovation plans but also in how they finance their deals. In these markets, fix and flip loans are often the best option to

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Construction workers

The Complete Guide to Understanding How Construction Loans Work

If you’re planning to build a home or undertake a major real estate project in Miami, financing it with traditional loans may not be the most efficient path. That’s where construction loans come in. Unlike conventional mortgages that finance existing properties, construction loans are designed specifically for building from the ground up—or for major renovations

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Housing Society aerial view

State-by-State Breakdown: Best Single Family Rental Loan Options in California, Texas, Florida & New York

The demand for rental homes continues to surge in 2025—and investors are taking notice. Across states like California, Texas, Florida, and New York, more people are renting single-family homes than ever before. If you’re planning to invest, understanding your financing options is crucial. After all, securing the right single-family rental financing can make a big difference

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A woman shaking hands with a hard money lender

Financing Investment Properties Without Credit Checks: The Role of Hard Money Loans

Investing in real estate offers a wealth of opportunities for both seasoned and novice investors, especially when exploring options for financing. For many investors, traditional financing methods, such as bank loans or mortgage products, can be restrictive due to credit score requirements and lengthy approval processes. This is where hard money loans come into play,

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Ed Stock

Managing Partner/Founder

With 30 years of real estate finance and investing experience, I have come across most of what the real estate and mortgage arena has to offer. As a full time real estate investor, I am always looking for new projects in the Fix and Flip market as well as the holding of long term rentals. At Insula Capital Group, I have successfully placed many new investors on the course to aquiring and managing their own real estate portfolios.