Patrick Rigney

Securing financing for a building project isn’t as simple as walking into a bank with blueprints in hand. Lenders carefully evaluate which developments are worth funding, and not every idea makes the cut. From single-family homes to large-scale commercial complexes, only certain types of projects qualify for a new construction loan. Knowing what lenders prioritize […]

Building your own home from the ground up is an exciting vision. But for first-time builders, one question often arises: Can I even qualify for a construction loan? The good news is that you can. While lenders tend to be cautious about approving loans for those with no prior building experience, the process is far from

Securing a new construction loan can feel like a daunting process, especially for first-time builders or investors aiming to fund a residential or commercial project. Unlike traditional mortgages, construction loans are short-term financing solutions that lenders view as higher risk. Because of this, they tend to apply more stringent approval requirements. If you’re planning to build from

If you’re a homeowner looking to tap into your home’s equity, a cash-out refinance loan might be the ideal solution. But before you jump in, it’s important to understand one crucial detail: cash-out refinance eligibility. Not everyone qualifies, and even those who do might find varying terms based on what lenders look for. In this post, we’ll

If you’re thinking about buying a commercial property, you need to understand the loan process first. Lenders don’t make decisions lightly. They follow specific standards to approve or deny commercial real estate loans in Florida and across the country. In 2025, getting approved means meeting tighter rules. Lenders expect clean documentation, strong credit, reliable income, and

When investors pursue rental property loan approval, a well-organized rent roll often becomes one of their most persuasive tools. In the fast-moving world of real estate financing, executed lease agreements, detailed payment records, and forecasted rental income are more than just paperwork—they serve as financial proof points. Lenders want evidence of cash flow, and nothing

In the fast-paced world of real estate, timing is everything. Whether you’re a homeowner navigating a new purchase before your current home sells or an investor seizing a lucrative opportunity, qualifying for a bridge loan can mean the difference between a missed opportunity and a successful deal. In today’s tightening credit markets, understanding bridge loan eligibility,

Building wealth through real estate is about more than just buying and holding properties. To achieve long-term profitability, smart investors pay close attention to how their loans are structured. From the interest rate and repayment schedule to loan type and leverage, each component of a loan can dramatically affect your return on investment (ROI). Working