Patrick Rigney

Have your site plans ready and team in place—but still can’t move forward on your real estate project? You’re not alone. Even in a development-friendly state like Texas, finding the right financial backing can be more challenging than managing construction timelines or design approvals. With property values surging across major markets and rural areas alike, […]

Investing in real estate is one of the most time-tested ways to build long-term wealth. Whether you’re eyeing your first rental property or expanding an existing portfolio, investment property loans are essential tools to fuel your real estate ambitions. However, qualifying for these loans—and securing the best possible rates—requires a deep understanding of investment property loan

The commercial real estate game is evolving—and fast. Gone are the days when traditional bank loans were the only route to scaling your portfolio. Today, savvy investors are embracing alternative financing tools that offer flexibility, speed, and better alignment with rental income goals. One of the hottest tools in the playbook? DSCR loans. These babies

For real estate investors, understanding how investment property financing across the states works is crucial for long-term success. While some investors limit themselves to one region, the most profitable opportunities often lie across state lines—especially in real estate hotbeds like Texas, New York, and Florida. These states each have unique market dynamics, regulations, and investment property

Getting a commercial rental property off the ground takes hustle—and the right kind of financing. For real estate investors who want to scale smarter without the headache of traditional bank red tape, DSCR loans are the answer. Unlike conventional loans, these aren’t tied to your personal income or tax returns. Instead, they rely on your property’s

Is managing multiple single-family rental mortgages starting to feel like a full-time job? If you’re scaling your rental property investments, you’re not alone. This is exactly where portfolio financing is gaining traction. Investors who own several single-family rental homes—or plan to acquire more—are increasingly turning to portfolio financing to consolidate their loans under a single structure. At Insula Capital

Hard money lending has become a popular alternative to traditional financing for both borrowers and private investors, especially in real estate. With faster approvals, fewer requirements, and asset-based collateral, it offers attractive benefits. However, it also comes with significant risks that can be costly if not carefully managed. Whether you’re an investor or a borrower,

Commercial real estate isn’t for the faint of heart—it’s high stakes, high reward, and packed with variables that can either build legacies or burn capital. In a world where traditional lending often feels like a fortress guarded by red tape, DSCR loans (Debt Service Coverage Ratio loans) have quietly become the MVPs for savvy commercial investors.

What if we told you that owning or expanding your single family rental portfolio doesn’t require traditional income documentation like W-2s or tax returns? In today’s lending environment, this isn’t wishful thinking—it’s a growing reality, especially for self-employed real estate investors and business owners. Roughly 17 million Americans are self-employed, according to the U.S. Bureau of

Planning a construction project is exciting, but it can also be financially overwhelming if the process is not handled correctly. One of the most critical aspects of a successful build is securing the right funding. Whether you are constructing a single-family home, a multi-unit property, or a custom build, understanding how construction loans work is