Patrick Rigney, Author at Insula Capital Group

aerial view of bank buildings in a financial district

Hard Money vs. Conventional Mortgage Financing: Which Is Better?

Traditional lenders such as banks are notorious for being picky with their loan applications. But why is that the case? Traditional financial institutions are governed by strict laws driven by the mortal age institutions. Fannie Mae and Freddie Mac. Often, when a borrower falls outside the requirements set by these institutions, it can be challenging […]

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How to Get a Mortgage When You’re Self-Employed

Blog / Patrick Rigney

There’s a long-held belief that it’s more challenging to get a mortgage when you’re self-employed. Unfortunately, when it comes to the conventional route, there is some truth to this. Self-employed borrowers are often viewed as a more considerable risk compared to those in employment. Additionally, they also lack the tax documentation and other necessary proof

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