Patrick Rigney

Balancing risk and reward is at the core of every real estate development project. While the potential for high returns is enticing, the uncertainties of construction costs, market fluctuations, and regulatory hurdles can pose significant financial risks. The key to navigating these challenges successfully lies in structuring new construction loans wisely. For developers and investors, securing […]

Have you ever lost a promising single-family rental deal because the financing just didn’t come through fast enough—or worse, came with terms that didn’t match your project’s scale or timeline? You’re not alone. Across California, Florida, New York, and Texas, demand for single-family rentals (SFRs) continues to surge. In fact, 44 million U.S. households are now renters—an all-time

Real estate investors understand that securing the right financing can make or break a deal. In a fast-moving market, waiting weeks or months for traditional bank loan approvals can result in missed opportunities. That’s why many experienced investors prefer hard money loans vs. banks, leveraging the speed, flexibility, and accessibility that private lenders offer. Whether you’re

Building a new home or investment property in Maryland requires significant capital, and traditional mortgages don’t cover ground-up construction. That’s where new construction loans come in. These loans provide the funding needed to purchase land and finance the building process. However, getting approved isn’t as simple as securing a conventional loan. With Maryland’s median home price at

Have you ever wondered why Florida’s real estate market continues to thrive while others fluctuate? With a population growing at nearly 900 people per day, demand for residential, commercial, and mixed-use developments is skyrocketing. Florida’s business-friendly tax policies, influx of retirees, and thriving tourism industry make it a prime location for developers looking to capitalize on

Are you trying to scale your rental property investments but find financing to be the biggest roadblock? You’re not alone. Many seasoned investors admit that understanding how to leverage financing effectively is what often separates slow growth from a scalable, income-generating portfolio. That’s where Insula Capital Group comes in—offering speed, flexibility, and loan programs built specifically

Every successful commercial real estate (CRE) project starts with a solid financial foundation. Whether it’s an office building, a retail center, or a mixed-use development, securing the right funding can mean the difference between a profitable investment and a stalled project. With various lending structures, interest rates, and qualification requirements, navigating commercial development loans can be

Have you ever wondered what it really takes to transform raw land into a thriving commercial or residential development? With the demand for new properties growing, the right financing can make or break a project. Investors and builders need to secure the best possible funding to keep projects on track and profitable. This is where

When applying for a land loan, many borrowers assume lenders only evaluate the property itself. While the land’s characteristics play a role, lenders look at much more than just soil and topography. They assess land loan eligibility based on financial risk, location, infrastructure potential, and long-term viability. Understanding what factors influence land loan approval can help you