Patrick Rigney

A wooden entrance door and the colorful windows

How to Increase the Value of Your Fix and Flip Investment with Hard Money Loans

flipping houses is a lucrative real estate investment, and the best way to achieve a successful outcome is by choosing upgrades that offer the best return on investment (ROI). Many people prefer to get hard money loans for fix and flip funding because they offer quick and easy access to money. Among the top reasons […]

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aerial view of bank buildings in a financial district

Hard Money vs. Conventional Mortgage Financing: Which Is Better?

Traditional lenders such as banks are notorious for being picky with their loan applications. But why is that the case? Traditional financial institutions are governed by strict laws driven by the mortal age institutions. Fannie Mae and Freddie Mac. Often, when a borrower falls outside the requirements set by these institutions, it can be challenging

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quaint houses in a residential area

How to Get a Mortgage When You’re Self-Employed

There’s a long-held belief that it’s more challenging to get a mortgage when you’re self-employed. Unfortunately, when it comes to the conventional route, there is some truth to this. Self-employed borrowers are often viewed as a more considerable risk compared to those in employment. Additionally, they also lack the tax documentation and other necessary proof

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Ed Stock

Managing Partner/Founder

With 30 years of real estate finance and investing experience, I have come across most of what the real estate and mortgage arena has to offer. As a full time real estate investor, I am always looking for new projects in the Fix and Flip market as well as the holding of long term rentals. At Insula Capital Group, I have successfully placed many new investors on the course to aquiring and managing their own real estate portfolios.