Patrick Rigney

In real estate, location changes everything, and that includes your financing. Whether you’re flipping a house in Southern California, holding a rental in Miami, developing in Dallas, or buying a multifamily in Brooklyn, your success hinges on having the right investment property loan options tailored to each market’s unique conditions. At Insula Capital Group, we understand […]

Timing is everything in real estate investing. Miss a window, and someone else seizes the opportunity. At Insula Capital Group, we’ve built our lending model around that single fact: speed closes deals. If you’re looking for the fastest way to get approved for an investment property loan, you’re in the right place. This isn’t about

Real estate investing is evolving faster than ever, and at Insula Capital Group, we’re meeting that speed head-on. In 2025, the demand for investment property financing is skyrocketing, driven by a wave of new investors, shifting market dynamics, and the increasing accessibility of private lending. If you’re looking to finance your next project, whether it’s a

What do Evansville, Indiana; Greensboro, North Carolina; and Cedar Rapids, Iowa have in common this year? A sharp rise in investor activity—and even sharper lender response rates. With property inventory tightening in some high-profile metros, many are pivoting to secondary and even tertiary cities where fix & flip financing is both more accessible and potentially

Is your rental loan really working for you—or is it quietly draining your profits? In 2025, real estate investors are still grappling with rising interest rates, tighter lending criteria, and increasingly competitive rental markets. Commercial and multifamily mortgage originations are projected to fall 18% this year compared to 2024. Investors in mid-tier markets like Mobile, AL, and

Is traditional construction financing slowing your project down before it even starts? If so, you’re not alone. Across the U.S., the average time it takes to secure a traditional construction loan now exceeds 45 days—and in many cases, it’s even longer. In a competitive housing market where timing makes or breaks profitability, that delay can cost

What do you do when your contractor costs have doubled, your competition is faster, and the local housing inventory keeps tightening? That’s the question fix-and-flip investors across the U.S. are facing in 2025. With higher material costs, tighter timelines, and increased pressure to deliver post-rehab properties that actually sell, today’s investors can’t afford to stick

Building a home or launching a real estate project is a big step, and choosing the right type of loan can either make the process smoother or slow everything down. When you look into real estate financing, two common terms often show up: construction loans and new construction loans. While they sound similar, they aren’t

Commercial real-estate is all about speed. Whether you’re eyeing a retail strip, office building, or industrial facility, the ability to move quickly can make or break a deal. Unfortunately, traditional lenders are often too slow to compete. That’s where private lending for commercial property becomes a strategic advantage. Let’s dive into how private loans work in