Patrick Rigney

In today’s unpredictable economy, traditional investments no longer offer the certainty they once did. The stock market fluctuates wildly, inflation eats away at savings, and even real estate is seeing a shift in buyer behavior. Against this backdrop, private money lending has emerged as a compelling alternative—one that’s attracting both seasoned investors and new participants […]

As climate change intensifies, real estate investors and developers face growing risks from hurricanes, floods, and extreme heat. Lenders have adapted by prioritizing rental property investment loans that support climate-resilient developments—projects designed to withstand natural disasters and reduce long-term environmental impact. From commercial rental property loans for flood-proof buildings to discounted rental property loan rates for energy-efficient designs,

Financing can make or break a real estate investment. You might have identified a high-potential property, calculated your projected ROI, and lined up contractors—only to lose the deal because your bank took too long to approve the loan. It’s a frustrating but all-too-common scenario that real estate professionals across the U.S. face daily. That’s exactly

As cities grow denser and real estate prices soar, developers are shifting toward micro-developments—small-scale, high-efficiency housing projects designed to maximize space while minimizing costs. These projects, including micro-apartments, co-living spaces, and infill developments, provide innovative housing solutions in high-demand urban centers. However, financing these developments presents unique challenges. Traditional lending models often favor large-scale projects,

Commercial loan origination has long been a vital revenue stream for banks and a key driver of economic growth. However, traditional lending processes have been slow, paperwork-heavy, and labor-intensive for commercial real estate loan lenders and borrowers. Leveraging digital solutions helps banks and financial institutions streamline approvals, reduce manual workloads, and enhance borrower experiences. Moreover, modernizing loan origination

The real estate financing landscape is evolving rapidly, and one of the most groundbreaking advancements in recent years is the integration of artificial intelligence (AI) in loan underwriting. Traditionally, securing loans for rental property or development projects was a lengthy process, involving extensive paperwork, manual risk assessments, and prolonged waiting periods. Today, AI-powered underwriting is revolutionizing

Texas is one of the top markets for real estate investment, with strong demand for rental properties, commercial spaces, and fix-and-flip opportunities. Securing financing quickly is a priority for investors looking to capitalize on market opportunities. Fast-approval property loans provide a quick way to access funding without the long waiting times of traditional loans. Understanding the

Did you know that the global commercial real estate market is projected to hit $126.60 trillion by 2029? With such massive opportunities, savvy investors are always on the lookout for the best financing strategies to maximize returns while managing risk. But let’s be real—navigating commercial real estate financing can feel like walking a tightrope. From traditional

Investing in California’s real estate market offers substantial opportunities for building wealth. However, securing appropriate financing is necessary to capitalize on these opportunities. This guide provides an overview of financing solutions for investors, detailing loan options, lender requirements, and strategies to secure funding. Understanding Investment Property Loans An investment property loan is a type of

The commercial real estate space is booming—did you know the global market is expected to hit $120.00 trillion by 2025? With so much at stake, securing the right financing can make or break a deal. That’s where commercial mortgage brokers like the ones at Insula Capital Group come in! Think of them as financial matchmakers, connecting