Blog

a house with a lawn and a palm tree

Before You Refinance, Read This: What Interest Rate Drops Mean for Your Equity

In Florida, where real estate remains one of the most valuable assets, homeowners are always on the lookout for financial opportunities tied to their property. Whether you’re in the suburbs, along the coast, or holding onto a family home, understanding how interest rates impact your mortgage and home equity is key to building long-term wealth. […]

Before You Refinance, Read This: What Interest Rate Drops Mean for Your Equity Read More »

Construction site

Why Every Smart Investor Should Understand Construction Financing

If you are serious about real estate investing, there is one area you cannot afford to overlook: construction financing. Whether you are flipping homes, building from scratch, or adding to a rental portfolio, understanding how construction loans work gives you a major edge. The truth is, many investors miss out on bigger opportunities simply because

Why Every Smart Investor Should Understand Construction Financing Read More »

Woman in a button-down calculating her finances

The Role of Hard Money Loans in Fix-and-Flip Projects

Real estate investors aiming to turn quick profits through property flipping often need fast, flexible financing. Traditional mortgage routes can be slow and rigid, which is why hard money loans for fix and flip projects have become a preferred choice in markets like Phoenix and Philadelphia. These loans offer a lifeline to investors needing immediate capital, allowing

The Role of Hard Money Loans in Fix-and-Flip Projects Read More »

A person handing over a loan agreement

Why More Investors Are Locking In Fixed-Rate SFR Loans in 2025

What if your growing rental portfolio suddenly became unaffordable to manage—just because interest rates jumped by 1% overnight? That’s the uncomfortable scenario many real estate investors faced over the past two years. Since 2022, the Federal Reserve’s rate hikes have sent shockwaves through borrowing costs, forcing many landlords to reassess their strategies. And while some are still

Why More Investors Are Locking In Fixed-Rate SFR Loans in 2025 Read More »

laptop displaying financial data

Cash-Out Refinance vs. HELOC: Which Option Fits Your Financial Goals?

In a city like New York, where owning property is not just a milestone but a major financial accomplishment, understanding how to leverage the value of your house can open several financial opportunities. Whether you’re based in Brooklyn, Queens, or Westchester, the equity your property has built is more than just locked-in value; it’s an

Cash-Out Refinance vs. HELOC: Which Option Fits Your Financial Goals? Read More »

Real estate investors reviewing documents and discussing plans for build-to-rent developments

The New Wave of Build-to-Rent: Private Money Lending Opportunities in Horizontal Multifamily

In recent years, the real estate market has seen a paradigm shift. Traditionally, build-to-rent (BTR) communities were dominated by large institutional investors. However, in 2025, small-to-mid-sized investors are gaining ground, particularly in suburban areas where demand for rental properties is booming. With the shift towards single-family rental communities, also known as horizontal multifamily, private money

The New Wave of Build-to-Rent: Private Money Lending Opportunities in Horizontal Multifamily Read More »

Ed Stock

Managing Partner/Founder

With 30 years of real estate finance and investing experience, I have come across most of what the real estate and mortgage arena has to offer. As a full time real estate investor, I am always looking for new projects in the Fix and Flip market as well as the holding of long term rentals. At Insula Capital Group, I have successfully placed many new investors on the course to aquiring and managing their own real estate portfolios.