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Real estate investors reviewing documents and discussing plans for build-to-rent developments

The New Wave of Build-to-Rent: Private Money Lending Opportunities in Horizontal Multifamily

In recent years, the real estate market has seen a paradigm shift. Traditionally, build-to-rent (BTR) communities were dominated by large institutional investors. However, in 2025, small-to-mid-sized investors are gaining ground, particularly in suburban areas where demand for rental properties is booming. With the shift towards single-family rental communities, also known as horizontal multifamily, private money

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Real estate investors in a conference room discussing investment strategies for manufactured housing

Inside the Investor Surge: Why Private Lending is Fueling America’s Manufactured Housing Revival

As demand for affordable housing continues to outpace supply, manufactured homes are gaining attention as a viable solution. With property prices soaring and construction costs rising, small investors are increasingly looking to manufactured housing as a way to generate reliable income at a lower initial investment. In areas like Texas, Alabama, and Arizona, the ability

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Laptop and calculator on a desk used for analyzing risk-adjusted real estate loans

Lending on the Edge: How Private Money is Powering Wildfire and Climate-Resilient Real Estate Projects

From California’s wildfire zones to Florida’s hurricane paths and Colorado’s flood-prone valleys, climate risk is becoming a central factor in real estate investment. As weather patterns grow more extreme and insurers tighten coverage, developers and investors are adjusting their strategies—and their capital sources. In 2025, private money is playing a crucial role in financing resilient

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House after renovation

How to Secure Fix and Flip Loans in Alabama’s Growing Property Market

Flipping a home can be one of the most profitable strategies in real estate if it’s done right. In a market like Alabama, where property prices are still relatively accessible, and neighborhoods are quickly changing, more investors are jumping into the fix and flip space. However, success often depends on one key factor: financing. If

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Commercial Loan vs. Residential Loan: What’s the Difference?

When it comes to financing property, understanding the distinction between commercial loans and residential loans is essential. Whether you are an investor, a business owner, or a homeowner, knowing the differences can help you make informed decisions, secure better terms, and meet eligibility criteria. This article breaks down the key differences between commercial loans and

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Is Now the Right Time to Invest in Commercial Property?

Investing in commercial property has long been a solid strategy for building wealth and generating consistent income. But with global markets shifting and economic uncertainty lingering, many potential investors are asking: Is now the right time to invest in commercial property? The answer depends on several key factors, including loan rates, market trends, and eligibility

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A miniature home next to wooden blocks with stacks of coins

Closing the Funding Gap for New Home Builders with Private Lending

Building new homes is incredibly rewarding, but securing reliable funding can quickly become one of the biggest challenges. With constantly fluctuating material costs, unexpected project delays, and the strict requirements of traditional bank loans, many builders find their projects stalled before they even pour the foundation. That’s where private lending for home builders makes a difference.

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Top Mistakes to Avoid When Applying for a Commercial Loan

Securing a commercial loan is a vital step for many businesses looking to expand, purchase property, or manage cash flow. However, many applicants make costly errors during the loan process that can delay approval or even result in rejection. Understanding what to avoid can significantly improve your chances of success. 1. Ignoring Your Credit Profile

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Construction Loans for Infill Projects: What Urban Investors Should Know

In the heart of America’s cities, infill construction is transforming forgotten lots into profitable, livable spaces. But as attractive as these urban projects are, they can come with a major challenge—financing. That’s where construction loans for infill projects come into play. Whether you’re redeveloping a vacant parcel in downtown Columbia, SC or building ground-up in Fort Collins,

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Ed Stock

Managing Partner/Founder

With 30 years of real estate finance and investing experience, I have come across most of what the real estate and mortgage arena has to offer. As a full time real estate investor, I am always looking for new projects in the Fix and Flip market as well as the holding of long term rentals. At Insula Capital Group, I have successfully placed many new investors on the course to aquiring and managing their own real estate portfolios.