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Hard Money Loans VS Traditional Loans: Which One Is Better?

If you’re a commercial real estate investor, your needs may not always be met with traditional loaning options. This is where hard money loans come in. Also known as private money lendings, in these loans, the collateral, which is the property being purchased, is the biggest factor, instead of the borrower’s credit profile. An investment […]

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A modern home with two garages and a driveway.

A Guide To The Mortgage Underwriting Process

Most people buy a home using mortgage financing; this allows them to pay the sum in manageable installments with interest. Before approving a loan request, mortgage lenders gauge the borrower’s creditworthiness—this process of approval is called mortgage underwriting. Let’s learn more about the process of mortgage underwriting. Mortgage underwriting—what is it? The credit union, bank, or

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