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How DSCR Loans Are Helping Investors Embrace Mixed-Use Developments

In recent years, mixed-use developments have surged in popularity, particularly in urban and suburban areas where space is at a premium and communities crave convenience. By combining residential, retail, and office spaces into one integrated property, these developments offer an attractive blend of lifestyle and commerce. For investors, however, funding such projects can be complex, […]

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How Commercial Loan Brokers Help You Get the Best Rates

Getting the right financing for your commercial real estate deal isn’t easy. You want strong terms, low fees, and a rate that makes your investment worth it. That’s where commercial loan brokers step in. These professionals know the lending landscape inside and out. They match you with the right lenders and negotiate deals you couldn’t get

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A Nationwide Guide: How to Find the Best New Construction Loans in 2025

Planning to build a home or investment property from the ground up? Getting financing for a construction project is different from getting a mortgage for a completed home. In 2025, new construction loans continue to offer real estate investors and builders flexible short-term financing, but the lending landscape is changing fast. Whether you’re in Texas, California,

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Hard Money vs. Traditional Loans: Which Is Right for You?

When seeking financing for real estate or business ventures, borrowers often find themselves comparing hard money vs. traditional loans. Both offer unique benefits, but choosing the right one depends on your specific needs, financial situation, and timeline. Understanding the core differences is essential for making an informed decision, especially if you’re investing in active markets

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Multifamily Bridge Loans vs. Permanent Financing: Which One is Right for You?

Investing in multifamily real estate requires strategic financing decisions that align with your investment goals. Whether you’re purchasing a new property, renovating an existing one, or refinancing, choosing between bridge loans and traditional permanent financing is crucial. Each financing option serves a different purpose, and understanding the advantages and drawbacks of both can help investors make

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Smart Investment Strategies: How to Secure the Best Investment Property Loans in 2025

Investment property loans offer financing to purchase real estate intended for income generation. These loans differ from primary home mortgages due to higher interest rates and stricter eligibility criteria. In 2025, securing favorable investment property financing requires a comprehensive approach to market trends and available loan options. Understanding Investment Property Loans The primary purpose of investment property

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Fix and Flip Loans in High-Cost Markets: What You Should Know

High-cost real estate markets offer incredible opportunities—but they also come with unique challenges. Investors operating in areas like Alabama, California, and Florida must be strategic not only in their property selection and renovation plans but also in how they finance their deals. In these markets, fix and flip loans are often the best option to

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Smart Funding Strategies for Urban Development with Development Loans

Urban growth is unstoppable. Cities expand, populations surge, and infrastructure evolves. To keep pace, urban planners and developers need innovative funding solutions. Development loans offer a way forward. By understanding these financial tools, you can unlock opportunities to transform growing cities. What Are Development Loans? Development loans are financing options tailored for real estate and

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Modular Home Financing in the Real Estate Industry

In the rapidly evolving world of real estate, modular homes are making waves as a game-changing option for homebuyers and investors alike. These homes, constructed off-site and then assembled on location, offer numerous advantages, including cost-efficiency, faster construction times, and environmental benefits. However, a crucial aspect of making modular homes accessible to the masses is

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Ed Stock

Managing Partner/Founder

With 30 years of real estate finance and investing experience, I have come across most of what the real estate and mortgage arena has to offer. As a full time real estate investor, I am always looking for new projects in the Fix and Flip market as well as the holding of long term rentals. At Insula Capital Group, I have successfully placed many new investors on the course to aquiring and managing their own real estate portfolios.