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A photo showing a white house with a front yard.

The New Fix and Flip Playbook: How Today’s Investors Are Adapting to Higher Rates and Smarter Buyers

The market for fix and flip has changed drastically over the last few years. It was once dependent on cheaper properties and higher appreciation. Now, buyers have high demands and require a lot more information before making a purchase. Due to the increasing interest rates and careful homebuyers with smaller profit margins, investors have to […]

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This photo shows an aerial view of a small town.

Small Cities, Big Margins: Fix and Flip Opportunities Beyond Major Metros

When people think about big cities and all that they offer, the first thing that comes to mind is investing in expensive properties. Bigger metropolitan cities like New York, Los Angeles, or San Francisco, often overshadow smaller places. Although these places are highly profitable, they are extremely expensive, oversaturated, and very competitive. A smart move

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Stacks of hundred-dollar bills

From Bayou to Boomtown: Fix and Flip Trends Transforming Louisiana, Alabama, and Mississippi

For decades, much of the Deep South was viewed as a slow-moving real estate landscape. Modest appreciation, limited new construction, and aging housing stock kept many investors focused elsewhere. Today, that narrative is changing. Louisiana, Alabama, and Mississippi are experiencing a quiet but meaningful transformation fueled by manufacturing expansion, infrastructure investment, and steady out-of-state migration.

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A house being renovated

Southwest Surge: Why Arizona, New Mexico, and Nevada Are Becoming Fix and Flip Powerhouses

The Southwest is no longer just a retirement destination or a seasonal escape. Over the past few years, Arizona, New Mexico, and Nevada have become some of the most dynamic real estate markets in the country. Population growth, job expansion, and climate-driven relocation have reshaped cities across the region, creating strong demand for renovated, move-in-ready

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An image of a street focused on a mixed-use corner building with people walking.

How DSCR Loans Are Helping Investors Embrace Mixed-Use Developments

In recent years, mixed-use developments have surged in popularity, particularly in urban and suburban areas where space is at a premium and communities crave convenience. By combining residential, retail, and office spaces into one integrated property, these developments offer an attractive blend of lifestyle and commerce. For investors, however, funding such projects can be complex,

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Real estate agent sitting at a table discussing paperwork with a client.

How Commercial Loan Brokers Help You Get the Best Rates

Getting the right financing for your commercial real estate deal isn’t easy. You want strong terms, low fees, and a rate that makes your investment worth it. That’s where commercial loan brokers step in. These professionals know the lending landscape inside and out. They match you with the right lenders and negotiate deals you couldn’t get

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Miniature house on dollar bills placed over construction blueprints and a calculator

A Nationwide Guide: How to Find the Best New Construction Loans in 2025

Planning to build a home or investment property from the ground up? Getting financing for a construction project is different from getting a mortgage for a completed home. In 2025, new construction loans continue to offer real estate investors and builders flexible short-term financing, but the lending landscape is changing fast. Whether you’re in Texas, California,

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Hard Money vs. Traditional Loans: Which Is Right for You?

When seeking financing for real estate or business ventures, borrowers often find themselves comparing hard money vs. traditional loans. Both offer unique benefits, but choosing the right one depends on your specific needs, financial situation, and timeline. Understanding the core differences is essential for making an informed decision, especially if you’re investing in active markets

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Multifamily Bridge Loans vs. Permanent Financing: Which One is Right for You?

Investing in multifamily real estate requires strategic financing decisions that align with your investment goals. Whether you’re purchasing a new property, renovating an existing one, or refinancing, choosing between bridge loans and traditional permanent financing is crucial. Each financing option serves a different purpose, and understanding the advantages and drawbacks of both can help investors make

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Ed Stock

Managing Partner/Founder

With 30 years of real estate finance and investing experience, I have come across most of what the real estate and mortgage arena has to offer. As a full time real estate investor, I am always looking for new projects in the Fix and Flip market as well as the holding of long term rentals. At Insula Capital Group, I have successfully placed many new investors on the course to aquiring and managing their own real estate portfolios.