Private Money Lenders | Hard Money Loans in Arkansas
Arkansas is known for its natural beauty, Southern hospitality, and, of course, the diamonds, but its real gemstones are some of the amazing neighborhoods where you should invest.
Boost your real estate investments with Insula Capital Group, the leading hard money lender serving Arkansas. Whether you’re a seasoned investor or a first-time buyer, our expert team is here to provide the financial solutions you need to seize real estate opportunities in Arkansas and maximize your returns.
Get in Touch
Kickstart Your Real Estate Project with Our Hard Money Lending Services in Arkansas
With over thirty years of experience in the real estate industry, our team understands the unique challenges and opportunities that investors face. We bring a wealth of knowledge and expertise to every transaction, ensuring you receive tailored solutions that align with your financial and real estate goals.
We understand that time is of the essence in the real estate market. That’s why we offer quick and efficient funding solutions to help you close deals faster. Our streamlined application process and responsive team mean you can secure the financing you need without any delays.
So, what are you waiting for? Get in touch with our team for more details about our hard money financing options, or visit our website to examine our just-funded projects.
Why Hard Money Loans Though?
Hard money loans can be helpful for investors in several ways, especially when compared to traditional loans.
In general, most seasoned investors gravitate toward these short-term private loans because they’re quicker to process—in a matter of days—and they’re also available with flexible terms that can almost always be tailored to your financial goals.
Moreover, it’s important to consider why these loans are quicker—they come with less stringent credit requirements. So typically, if you want to take out a loan, you need a perfect credit score; however, this isn’t the case with hard money loans. Hard money loans are asset-based; therefore, they’re approved against your asset’s value, so a less-than-perfect credit history will not affect the approval.
Another reason hard money loans are attractive to real estate investors is that they help you acquire funding for non-traditional properties, which isn’t an option with traditional lenders.
Market Insights For Arkansas
- Population:3,017,804
- Median Household Income: $47,597
- Unemployment Rate: 4.4%
- Homes for Sale: 11,923
- New Listings: 2,245
- Average Home Prices: $206,345
- Median Home Value: $149,120
- Median Sale Price: $151,200
- 1-Year Appreciate Rate: +10.4%
- Median Rent Price: $851
- Price-To-Rent Ratio: 14.60
- Median Days On Market: 102
- Home Sold Above List Price: 58%
- Foreclosure Rate: 0.28%
- Median Property Tax: 0.77%
- Projected Growth Of The Real Estate Market: Steady to moderate growth expected
- Average ROI for Hard Money Loans: 10-18%
Just Funded Projects
June 2022
Fix & Flip
- Weiser, ID
Purchase Price
170,000
Renovation Budget
59,000
Loan Amount
207,000
After Repair Value
309,000
July 2022
Fix & Flip
- Washington, DC
Purchase Price
255,000
Renovation Budget
80,000
Loan Amount
296,750
After Repair Value
450,000
December 2021
Fix & Flip
- Centerreach, NY
Purchase Price
340,000
Renovation Budget
46,050
Loan Amount
321,300
After Repair Value
459,000
November 2021
Fix & Flip
- Hartford, CT
Purchase Price
149,000
Renovation Budget
70,000
Loan Amount
196,650
After Repair Value
290,000
November 2021
Fix & Flip
- Philidelphia, PA
Purchase Price
130,000
Renovation Budget
105,300
Loan Amount
209,300
After Repair Value
335,000
November 2021
Fix & Flip
- Philidelphia, PA
Purchase Price
62,000
Renovation Budget
60,000
Loan Amount
106,500
After Repair Value
176,000
November 2021
Fix & Flip
- North Babylon, NY
Purchase Price
310,000
Renovation Budget
32,750
Loan Amount
311,750
After Repair Value
495,000
November 2021
Fix & Flip
- East Hampton, NY
Purchase Price
1,250,000
Renovation Budget
577,465
Loan Amount
1,577,465
After Repair Value
2,487,500
November 2021
Fix & Flip
- Jersey City, NJ
Purchase Price
525,000
Renovation Budget
240,650
Loan Amount
848,800
After Repair Value
831,000
What we offer
All Loan Services
Multifamily Bridge Loans
Multifamily Bridge Loans
Fix And Flip Loans
Fix And Flip Loans
Ground Up Construction
Ground Up Construction
Investment Property Loans
Investment Property Loans
Rental Property Loans
Rental Property Loans
Cash-Out Refinance Loans
Cash-Out Refinance Loans
Bridge Loans
Bridge Loans
Commercial & Residential Land Loans
Commercial & Residential Land Loans
Commercial Property Loans
Commercial Property Loans
Development Loans
Development Loans
Hard Money Lenders
Hard Money Lenders
Multifamily / Mixed-Used Commercial
Multifamily / Mixed-Used Commercial
Single-family Rental Loans
Single-family Rental Loans
Thousands of Clients Trust Our Company
As seen on:
Why is Arkansas the Perfect Choice for Real Estate Investments?
Arkansas is known for its affordability, and that alone is a great reason to invest in the state as a real estate investor. Not only will you find the median home value to be slightly lower than the national average, but Arkansas also has a lower cost of living. This means that as an investor, you can easily acquire real estate at a good price point and then look forward to a higher ROI.
Additionally, Arkansas’s real estate market is experiencing steady growth, so home values are definitely appreciating at a very healthy pace. This trend is a great reason to invest in the market for future value appreciation. Also, another great thing about this market is the diversity that’s easily available. As an investor, you have an incredible range of choices, and you can choose based on your budget and the kind of property or project you want to invest in, like commercial properties, single-family homes, multi-family units, and so on.
Another thing worth considering in Arkansas is the low property taxes. This can help reduce the ongoing expenses for you. Also, the state may offer certain tax incentives for your development project.
And, of course, it goes without saying that Arkansas offers an incredible quality of life, stunning natural scenery, outdoor recreation opportunities, and, as previously stated, a lower cost of living. This essentially means that the state is always seeing a surge in population, and needless to say, these people need a place to call home, so there’s always a demand for housing, which keeps the real estate market thriving!
Ready to apply for a Hard Money loan?
Frequently Asked Questions
As a reputable private money lender in Arkansas, we offer various hard money loan programs at Insula Capital Group. Depending on your project type and scope, you can choose from fix and flip loans, residential rental programs, multi-family mixed-use loans, and new construction loans.
All our loan programs are flexible and can be tailored to your financial goals. If you’re unsure which type of loan would work best for your project, consider contacting us to set up a meeting with one of our representatives. We can help you choose a loan program tailored to your needs.
Unlike traditional bank loans, you don’t need a high credit score to get hard money loan approval. We examine your project plan, financial qualifications, and other factors to provide loan approval.
This is probably the biggest advantage you get with hard money loans, i.e., they’re approved based on asset value rather than your credit history.
Explore the loan programs on our website and choose a loan that you think may work for your project. Next, you can start the hard money loan application using our online application form. Fill out the application and attach the necessary documentation.
Once you’ve submitted the completed application, our team will quickly review it and reach out in case we need more information or documentation. From there on, you can leave the loan processing to our team!
Top Hard Money Lenders Loan Cities in Arkansas
Connect With A Renowned Hard Money Lender
Looking to connect with a private money lender in Arkansas? You’ve come to the right place! At Insula Capital Group, our team can analyze your financial condition and provide customized hard money loan deals. Our loans have various features, including quick approvals, no junk fees, minimal paperwork, no pre-payment penalties, and much more.
We have several loan programs you can choose from, and you can also consult with our representatives to find out more before you make any final decisions related to your investments.
You can connect with us for more information about our hard money loans.
