Private Money Lenders | Hard Money Loans in Atlanta, GA
Every real estate investor and developer can attest to Atlanta’s profitable real estate market!
As the Peach State’s most populous city and capital, Atlanta has always been a business hub. Real estate investors can invest in repairing or constructing many properties here. However, this city’s real estate development project costs can quickly exceed typical budgets despite proactive planning.
Luckily, there are simple ways to combat financial problems regarding real estate investment. You can obtain a hard money loan by getting specialized contracts from Insula Capital Group’s expert hard money lenders in Atlanta, GA!
Why Are Hard Money Loans The Best Way To Finance Real Estate Projects in Atlanta, GA
Flexibility in Financing
Unlike conventional loans that adhere to stringent criteria and require extensive documentation, hard money lenders are more concerned with the value of the underlying asset.
This means that borrowers with less-than-ideal credit scores or unconventional income sources can still secure financing based on the property’s potential.
Speedy Approval and Funding
Hard money lenders recognize the urgency in Atlanta’s fast-paced real estate market and pride themselves on their ability to expedite the loan approval and funding process.
While traditional lenders may take weeks or even months to approve a loan, hard money lenders can provide funding in a matter of days, allowing investors to seize lucrative opportunities without delay.
We typically approve loans within 24 hours and fund them within 5 business days!
Accessibility to Non-Traditional Borrowers
Traditional lending institutions typically have strict eligibility requirements that exclude certain categories of borrowers, such as self-employed individuals, foreign investors, or those with prior bankruptcies or foreclosures.
On the other hand, hard money lenders are more inclusive in their lending criteria, focusing primarily on the value of the property rather than the borrower’s financial history. This accessibility makes hard money loans attractive for a broader range of investors in Atlanta.
Strong Economic Growth
Atlanta boasts a robust and diversified economy driven by technology, healthcare, logistics, and finance sectors.
The city’s vibrant culture, affordable cost of living, and ample job opportunities attract people from across the country and worldwide, resulting in increased demand for housing and rental properties.
Affordable Housing Market
Atlanta offers relatively affordable housing options compared to other major metropolitan areas in the United States. This affordability makes real estate investment accessible to a broader range of investors and allows for favorable cash flow potential, especially in rental properties.
Thriving Rental Market
Atlanta’s growing population and a high proportion of renters contribute to a thriving rental market.
Investors can capitalize on this demand by purchasing rental properties and generating steady rental income, with the potential for attractive returns on investment.
Connect with Our Private Hard Money Lenders in Atlanta, GA, for Quick Approvals
We’ve designed our hard/private money loans to give you as much financial relief as you need on time.
The Insula Capital Group team understands that the last thing any investor wants is a delayed or insufficiently funded project. So, we offer curated new construction loans, fix & flip loans, residential rental programs, and multifamily/mixed-use loans to fulfill your borrowing needs.
With over 30 years in the industry, we’ve gained the experience to expedite our lending services and get you funded quickly. Once you submit your online application through our website, we will contact you for an initial interview and provide you a tailored contract.
Some Facts and Figures About Atlanta’s Real Estate Markets
- Atlanta City Population: 506,811
- Median Home Value: $323,827
- Annual Appreciation Rate: +6.8%
- Median Rent Price: $1,675
- Price-To-Rent Ratio: 14.6
- Foreclosure Rate: 1 in every 8,146
Our Verdict: Despite fluctuations in the broader economy, Atlanta’s real estate market has historically exhibited resilience and stability.
The city’s diversified economy, strong job market, and steady population growth continue to cement its position as one of the most desirable real estate markets in the United States.
Now, you won’t miss out on lucrative real estate opportunities due to lack of funding. Our hard money loans offer the perfect solution for investors seeking quick and flexible financing options.
Complete our online full application form to get started quickly!
Atlanta Real Estate Landscape
506,811
Population
$323,827
Median Home Value
1 in every 8,146
Foreclosure Rate
+6.8%
Appreciation Rate
$1,675
Median Rent Price
14.6
Price-To-Rent Ratio
Just Funded Projects
We are a leading nationwide private lender & real estate investment company.
- Fix & Flip
- July 2022Washington, DC
| Purchase Price: | $255,000 |
| Renovation Budget: | $80,000 |
| Loan Amount: | $296,750 |
| After Repair Value: | $450,000 |
- Fix & Flip
- June 2022Weiser, ID
| Purchase Price: | $170,000 |
| Renovation Budget: | $59,000 |
| Loan Amount: | $207,000 |
| After Repair Value: | $309,000 |
- Fix & Flip
- July 2022Washington, DC
| Purchase Price: | $255,000 |
| Renovation Budget: | $80,000 |
| Loan Amount: | $296,750 |
| After Repair Value: | $450,000 |
- Fix & Flip
- June 2022Weiser, ID
| Purchase Price: | $170,000 |
| Renovation Budget: | $59,000 |
| Loan Amount: | $207,000 |
| After Repair Value: | $309,000 |
Multifamily/Mixed Use
Fix & Flip Calculator
Fix & Flip Financing
New Construction
Hard Money Loan
Residential Rental Program (Buy & Hold)
Private Lending Done Right.
A leading nationwide private lender & real estate investment company.
Trends In The Atlanta Real Estate Market
- Increased Focus on Secondary Cities: The pandemic has enabled more individuals to work remotely and relocate to alternative cities with lower living expenses while maintaining employment.
Consequently, homeowners are shifting away from expensive primary cities in favor of more affordable secondary cities such as Alpharetta and Warner Robins.
- Continued Price Appreciation: Among the most plausible predictions for the Atlanta real estate market, prices will likely continue to rise for the foreseeable future.
Limited inventory relative to current demand allows homeowners to push prices upward amidst stiff competition.
Coupled with a strengthening economy and low interest rates, this trend is expected to attract more buyers to the market.
Until inventory levels align with demand, price appreciation is anticipated to persist.
- Optimism Bolsters the Market Outlook: Despite challenges such as foreclosures and distressed properties that have affected the state, the Atlanta real estate market has a prevailing sense of optimism.
While Georgia has experienced a relatively high foreclosure rate, indications suggest that the worst may be behind, with optimism prevailing as the predominant outlook.
Despite economic setbacks, employment rates remain relatively stable, and the economy shows signs of improvement, which bodes well for homeowners seeking to emerge from financial hardship.
Need some inspiration to start your real estate dreams? Explore our recently funded projects that exemplify our devotion to propelling investor success.
Frequently Asked Questions
Pre-qualification is not necessary for our hard money loans. However, pre-qualifying can help you negotiate better terms and close your loan faster. If you want to pre-qualify for any of our loan programs in Atlanta, GA, click here.
We calculate the loan-to-value (LTV) by dividing the loan amount by your property’s purchase price or appraised value. Our fix & flip loans have an LTV of up to 85%.
We offer hard money loans for the following residential rental properties:
- 1-4 Family
- Condominium
- Townhouse
- Planned Unit Development
Let’s Partner Up!
Insula Capital Group is one of the most trusted private money lenders in Atlanta, GA, for good reason. Our expedited services and flexible terms help borrowers receive financial relief when needed. Our just-funded projects can give you a glimpse into the quality of our services.
If you’re ready to get funded, pre-qualify today! You can also contact us for further details.