Private Money Lenders | Hard Money Loans in Boston, MA
Don’t want to miss out on Boston’s booming real estate market?
Boston, Massachusetts, has a solid reputation as one of the best cities in the U.S. This makes it a hot spot for real estate investors aiming to make big profits. If you’re one of these investors in Boston, you likely know how important it is to get quick and flexible financing for your projects.
Traditional banks usually have strict rules and take a long time to approve loans, which can slow down your investment plans. But here’s a solution: hard money lenders!
Insula Capital Group stands out as a reliable partner, providing hard money lending solutions that fuel the growth of real estate ventures. Established with a mission to bridge the gap between traditional lending institutions and the dynamic needs of modern real estate projects, Insula stands as a beacon for those seeking alternative funding solutions.
Reach out to discover the diverse range of hard money loans we offer for investors and developers in Boston, MA.
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The Insula Capital Group Difference
- Quick Approval Process: Insula Capital Group is known for its rapid approval process, allowing borrowers to access funds promptly and capitalize on time-sensitive opportunities.
- Flexible Terms: Recognizing the diverse needs of real estate investors, Insula Capital Group offers flexible loan terms, enabling borrowers to customize their financing solutions according to the unique requirements of their projects.
- Asset-Based Lending: Insula Capital Group focuses on the value and potential of the underlying property, providing asset-based loans that are not solely dependent on the borrower’s credit history.
- Expert Guidance: The team at Insula Capital Group consists of industry experts with in-depth knowledge of the Boston real estate market. Borrowers benefit from their expertise, receiving valuable advice and insights throughout the financing process.
- Local Expertise: Our team possesses a deep understanding of Boston’s neighborhoods, market trends, and regulatory nuances. This local expertise allows us to offer tailored financial solutions aligned with the specific dynamics of each area, whether it’s the historic charm of Beacon Hill, the bustling developments in the Seaport District, or the residential appeal of neighborhoods like Jamaica Plain.
Diverse Project Support: Whether it’s a fix-and-flip, ground-up construction, residential rental, or multifamily/mixed-use investment, Insula Capital Group caters to a wide range of real estate projects, supporting the growth and success of the local real estate community. Tap to apply for pre-qualification.
Our Hard Money Loan Programs
Capitalize on Boston’s Potential with Fix-and-Flip Financing
Revitalize overlooked properties in Boston with our fix-and-flip financing. Our specialized loans are designed to breathe new life into overlooked properties across the city.
By turning distressed properties into profitable assets, you not only enhance the vibrancy of local communities but also contribute significantly to the ongoing real estate revitalization in Boston.
With flexible terms and efficient processes, our fix-and-flip financing empowers you to uncover hidden treasures and make a lasting impact on the city’s diverse neighborhoods.
Shape Skylines with Ground-Up Construction Loans in Boston, MA
Whether you’re envisioning residential, commercial, or mixed-use developments, our hard money lenders are here to turn your ambitious blueprints into tangible realities.
Our customizable hard money loans cater to your unique vision, providing the necessary support for groundbreaking construction projects that define the future of the city.
Seize Residential Rental Opportunities in Boston, MA
Our streamlined hard money loan process prioritizes property value over rigid credit checks, enabling you to expand your rental portfolio and establish sustainable revenue streams in one of the nation’s most dynamic cities.
With competitive rates and flexible terms, our hard money loans for residential rentalsw empower you to navigate Boston’s rental landscape and build a resilient investment portfolio for long-term success.
Multifamily/Mixed-Use Investments in Boston, MA
Stay ahead of the curve in Boston’s bustling multifamily and mixed-use property market with our investment loans. The multifamily bridge hard money loan program provides the critical financial flexibility required during short-term financing needs or transitional periods.
Whether you’re acquiring, renovating, or refinancing properties, our solutions are tailored to help you navigate the complexities of multifamily and mixed-use investments effectively.
By choosing Insula Capital Group, you’re ensuring agility and success in Boston’s competitive real estate environment. With over 30 years of experience, our team can now provide curated contracts to each client within no time.
Submit an online application now to start your journey toward realizing your real estate goals in Boston.
Investing in the Real Estate Market of the Cradle of Liberty

- Population: 6,977,624
- Median Home Value: $565,091
- Annual Appreciation Rate: +15.5%
- Average Days On Market: 32
- Median Price: $874,500
- Price-To-Rent Ratio: 27.2

Just Funded Projects
June 2022
Fix & Flip
- Weiser, ID
Purchase Price
170,000
Renovation Budget
59,000
Loan Amount
207,000
After Repair Value
309,000
July 2022
Fix & Flip
- Washington, DC
Purchase Price
255,000
Renovation Budget
80,000
Loan Amount
296,750
After Repair Value
450,000
December 2021
Fix & Flip
- Centerreach, NY
Purchase Price
340,000
Renovation Budget
46,050
Loan Amount
321,300
After Repair Value
459,000
November 2021
Fix & Flip
- Hartford, CT
Purchase Price
149,000
Renovation Budget
70,000
Loan Amount
196,650
After Repair Value
290,000
November 2021
Fix & Flip
- Philidelphia, PA
Purchase Price
130,000
Renovation Budget
105,300
Loan Amount
209,300
After Repair Value
335,000
November 2021
Fix & Flip
- Philidelphia, PA
Purchase Price
62,000
Renovation Budget
60,000
Loan Amount
106,500
After Repair Value
176,000
November 2021
Fix & Flip
- North Babylon, NY
Purchase Price
310,000
Renovation Budget
32,750
Loan Amount
311,750
After Repair Value
495,000
November 2021
Fix & Flip
- East Hampton, NY
Purchase Price
1,250,000
Renovation Budget
577,465
Loan Amount
1,577,465
After Repair Value
2,487,500
November 2021
Fix & Flip
- Jersey City, NJ
Purchase Price
525,000
Renovation Budget
240,650
Loan Amount
848,800
After Repair Value
831,000
What we offer
All Loan Services

New Construction
New Construction

Multifamily Bridge Loans
Multifamily Bridge Loans

Fix And Flip Loans
Fix And Flip Loans

New Construction Loans
New Construction Loans

Investment Property Loans
Investment Property Loans

Rental Property Loans
Rental Property Loans

Cash-Out Refinance Loans
Cash-Out Refinance Loans

Bridge Loans
Bridge Loans

Commercial & Residential Land Loans
Commercial & Residential Land Loans

Commercial Property Loans
Commercial Property Loans

Development Loans
Development Loans

Hard Money Lenders
Hard Money Lenders

Single-family Rental Loans
Single-family Rental Loans
Anticipated Trends Shaping Boston's Real Estate Market
Price Appreciation
The supply and demand dynamics have driven home values significantly higher over the past year.
Prices are expected to continue their upward trajectory, albeit at a more moderated pace.
While the extent of this appreciation remains uncertain, forecasts suggest a continued increase in home prices, driven partly by the looming threat of rising interest rates.
Rising Interest Rates
Mortgage rates have surged to multi-year highs, spurred by the Federal Reserve’s decision to increase benchmark rates. This initial uptick is expected to be followed by further rate hikes, leading to higher acquisition costs.
As interest rates climb, homes in Boston may become even less affordable, impacting buyers and investors alike.
Passive Income Portfolios
Massachusetts, including Boston, has witnessed a rapid escalation in rental prices, creating favorable conditions for landlords.
The robust demand for rental properties, fueled by the region’s soaring home prices, has positioned passive income portfolios as resilient investments.
With many prospective buyers turning to renting due to the exorbitant costs of homeownership, the rental market in Boston is poised to thrive, offering lucrative opportunities for investors.
Need inspiration to benefit from the positive trajectory? Check out our just-funded projects!
Ready to apply for a money lenders loan?
Frequently Asked Questions
Yes! As your trusted hard money lenders, we are primarily concerned with the value of the property being used as collateral. If you satisfy the other qualification requirements, you can still get approved for our hard money loan programs even with poor credit.
We typically approve loan applications within twenty-four hours of submitting and fund loans within five business days of approval.
Yes! Our application process is simple. You can pre-qualify or submit a full online application through our website for quick and convenient financing. Click here to apply for pre-qualification.

Insula Capital Group – Your Strategic Partner in Boston
At Insula Capital Group, we go beyond being just hard money lenders; we are your strategic partners in real estate success. Boston’s real estate market is diverse and presents unique opportunities and challenges. Our local expertise, commitment to efficiency, and personalized service set us apart in the competitive landscape of Boston’s real estate market.
Whether you’re a seasoned real estate professional or a first-time investor, Insula Capital Group is ready. See for yourself how our commitment transforms into action—explore our recently funded projects that exemplify our devotion to propelling investor success.
Start your journey by filling out our simple pre-qualification form, or delve deeper into your investment potential with our comprehensive full loan application. If you have any queries or want to have an insightful discussion about your real estate ambitions, don’t hesitate to schedule a consultation with our team of seasoned experts.
Let’s turn those investment dreams into reality, one property at a time!