Private Money Lenders | Hard Money Loans in Charlotte, NC
Charlotte, NC, is known for many things, including its economic growth in the financial sector, making it an attractive location for businesses seeking financing options such as hard money loans offered by Insula Capital Group. As a leading hard money lender in the area, we can help you secure the necessary funds to jump-start your real estate investment projects and seize promising opportunities in the market.
Check out our just-funded projects and loan programs to see how we can assist you in achieving your financial goals with flexible terms and personalized service tailored to fit your unique needs.
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Get Quick and Easy Access to Funding in Durham with Insula Capital Group!
With over 30 years of experience, our private money lenders understand the complexities of real estate investing and have developed flexible financing solutions to meet the diverse needs of our clients in Charlotte, NC. Our loan programs, which include fix-and-flip loans, new construction loans, residential rental property loans, and more, are designed to offer fast and reliable funding for both novice and experienced investors.
With no prepayment penalties, junk fees, or hidden costs, our hard money loans are structured to provide maximum transparency and convenience for our clients. You can count on our hard money lenders to provide personalized service and assist you at every step of the lending process with fast approvals, easy applications, and competitive rates. Fill out our online application and get approved in 24 hours, and receive funding in as little as 4–5 days so that you can start your real estate project with confidence.
Just Funded Projects
December 2025
Fix & Flip
Loan Amount
$1,841,503
After Repair Value$2,825,000
Purchase Price$755,500
Renovation Budget$1,410,975
Loan TypeFix & Flip
- After Repair Value$2,825,000
- Purchase Price$755,500
- Renovation Budget$1,410,975
- Loan TypeFix & Flip
Saddle River, NJ
December 2025
Fix & Flip
Loan Amount
$617,500
After Repair Value$1,065,000
Purchase Price$570,000
Renovation Budget$109,725
Loan TypeFix & Flip
- After Repair Value$1,065,000
- Purchase Price$570,000
- Renovation Budget$109,725
- Loan TypeFix & Flip
Gallatin, TN
December 2025
Fix & Flip
Loan Amount
$1,964,379
After Repair Value$3,000,000
Purchase Price$1,666,025
Renovation Budget$598,238
Loan TypeFix & Flip
- After Repair Value$3,000,000
- Purchase Price$1,666,025
- Renovation Budget$598,238
- Loan TypeFix & Flip
Sag Harbor, NY
December 2025
Fix & Flip
Loan Amount
$171,250
After Repair Value$263,000
Purchase Price$125,000
Renovation Budget$65,000
Loan TypeFix & Flip
- After Repair Value$263,000
- Purchase Price$125,000
- Renovation Budget$65,000
- Loan TypeFix & Flip
Albany, NY
December 2025
New Construction
Loan Amount
$650,000
After Repair Value$1,200,000
Purchase Price$500,000
Renovation Budget$606,950
Loan TypeNew Construction
- After Repair Value$1,200,000
- Purchase Price$500,000
- Renovation Budget$606,950
- Loan TypeNew Construction
Fulton, NY
November 2025
Fix & Flip
Loan Amount
$331,500
After Repair Value$510,000
Purchase Price$350,000
Renovation Budget$50,000
Loan TypeFix & Flip
- After Repair Value$510,000
- Purchase Price$350,000
- Renovation Budget$50,000
- Loan TypeFix & Flip
Sarasota, FL
November 2025
Fix & Flip
Loan Amount
$208,440
After Repair Value$296,000
Purchase Price$120,000
Renovation Budget$119,700
Loan TypeFix & Flip
- After Repair Value$296,000
- Purchase Price$120,000
- Renovation Budget$119,700
- Loan TypeFix & Flip
Troy, NY
November 2025
Fix & Flip
Loan Amount
$243,000
Loan TypeFix & Flip
- Loan TypeFix & Flip
Wilmington, NC
November 2025
Residential Rental Program (Buy & Hold)
Loan Amount
$231,000
Loan TypeResidential Rental Program (Buy & Hold)
- Loan TypeResidential Rental Program (Buy & Hold)
Kingston, PA
October 2025
Fix & Flip
Loan Amount
$440,400
After Repair Value$650,000
Purchase Price$378,300
Renovation Budget$62,100
Loan TypeFix & Flip
- After Repair Value$650,000
- Purchase Price$378,300
- Renovation Budget$62,100
- Loan TypeFix & Flip
Kings Park, NY
What we offer
All Loan Services
Fix And Flip Loans
Fix And Flip Loans
Ground Up Construction
Ground Up Construction
Rental Property Loans
Rental Property Loans
Ready to apply for a Hard Money Loans?
Frequently Asked Questions
Getting hard money loans is simple with Insula Capital Group in Charlotte, NC. We prioritize the value of your collateral, such as property or real estate, over traditional factors like credit scores and income.
Credit scores are not the determining factor for approval of a hard money loan from Insula Capital Group in Charlotte, NC. Instead, we primarily consider the equity and value of your collateral.
Join Us Now!
Contact our hard money lenders today to learn how our flexible financing solutions can help jump-start your real estate investment projects in Charlotte, NC and seize promising market opportunities. Fill out our online application to get started right away!