Hard Money Loans in Columbia, MO
Columbia is a wonderful place to call home with so many amenities, low housing costs, a booming job market, access to healthcare, and affordable living. Sports, dining options, culture, artisan shops and galleries, and many other things make it one of the best places to live in Missouri. The eclectic city offers a complete balance of chaos, tranquility, and adventure.
If you plan to shift to Missouri or invest in the thriving real estate Columbian market, let Insula Capital Group be your strategic partner. Our team of experts will tailor financing according to your aspirations when you partner with us for our specialized loan programs.
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Seize the Opportunity with Insula Capital Group
With over 30 years of experience, Insula Capital Group is easily one of the best choices for private money lenders in Columbia, MO. Our extensive experience and expertise in the local market have given us an edge over the rest—an edge we can use to help you make the best investment decisions in Missouri.
Our deep understanding of the unique dynamics and opportunities in the local real estate landscape can make your investment fruitful because we use this knowledge to offer customized financing solutions that align with your specific needs and financial situation.
Whether you’re looking for fix & flip financing, residential rental loans, multifamily mixed-use loans, or new construction loans, we have the right solution.
Our competitive interest rates and flexible repayment options ensure you can make your investment work for you. We aim to build long-term relationships with our clients, and that starts with offering financing that supports your success.
Discuss your investment goals with us so our team can tailor the financial programs offered at Insula Capital Group to facilitate your success in the world of real estate investing. Complete our loan application now or consider our prequalification form if you’re yet to decide on your next investment project in Columbia, MO.

Just Funded Projects
July 2025

Fix & Flip
Loan Amount
$224,250
After Repair Value$345,000
Renovation Budget$174,111
Loan TypeFix & Flip
- After Repair Value$345,000
- Renovation Budget$174,111
- Loan TypeFix & Flip
Lehigh Acres, FL
July 2025

Fix & Flip
Loan Amount
$1,456,100
After Repair Value$2,700,000
Purchase Price$1,200,000
Renovation Budget$376,100
Loan TypeFix & Flip
- After Repair Value$2,700,000
- Purchase Price$1,200,000
- Renovation Budget$376,100
- Loan TypeFix & Flip
Destin, FL
July 2025

Fix & Flip
Loan Amount
$400,899
After Repair Value$595,000
Purchase Price$42,500
Renovation Budget$429,147
Loan TypeFix & Flip
- After Repair Value$595,000
- Purchase Price$42,500
- Renovation Budget$429,147
- Loan TypeFix & Flip
Lawrenceville, GA
July 2025

Fix & Flip
Loan Amount
$435,260
After Repair Value$710,000
Purchase Price$62,500
Renovation Budget$397,760
Loan TypeFix & Flip
- After Repair Value$710,000
- Purchase Price$62,500
- Renovation Budget$397,760
- Loan TypeFix & Flip
Snellville, GA
June 2025

Fix & Flip
Loan Amount
$137,200
After Repair Value$231,000
Purchase Price$120,000
Renovation Budget$40,000
Loan TypeFix & Flip
- After Repair Value$231,000
- Purchase Price$120,000
- Renovation Budget$40,000
- Loan TypeFix & Flip
Albany, NY
June 2025

Fix & Flip
Loan Amount
$257,750
After Repair Value$410,000
Purchase Price$215,000
Renovation Budget$75,000
Loan TypeFix & Flip
- After Repair Value$410,000
- Purchase Price$215,000
- Renovation Budget$75,000
- Loan TypeFix & Flip
Albany, NY
June 2025

Residential Rental Program (Buy & Hold)
Loan Amount
$502,500
Loan TypeResidential Rental Program (Buy & Hold)
- Loan TypeResidential Rental Program (Buy & Hold)
Fitchburg, MA
June 2025

Fix & Flip
Loan Amount
$825,000
After Repair Value$1,100,000
Purchase Price$870,000
Renovation Budget$46,500
Loan TypeFix & Flip
- After Repair Value$1,100,000
- Purchase Price$870,000
- Renovation Budget$46,500
- Loan TypeFix & Flip
Suffolk County, NY
What we offer
All Loan Services

Fix And Flip Loans
Fix And Flip Loans

Ground Up Construction
Ground Up Construction

Rental Property Loans
Rental Property Loans

Commercial Property Loans
Commercial Property Loans
Ready to apply for a Hard Money Loans?
Frequently Asked Questions
At Insula Capital Group, we offer multiple types of loan programs, including fix &flip financing. These loans can be used to purchase the initial property and cover its rehab costs.
Hard money lenders do not evaluate a borrower’s eligibility for a loan the same way banks or other traditional institutions do. Our team secures your loans against collateral; therefore, factors like your credit score and payment history play a minor role in the lending process.
As a reputable private money lender in Missouri, we offer various hard money loan programs at Insula Capital Group. Depending on your project type and scope, you can choose from fix and flip loans, residential rental programs, multifamily mixed-use loans, and new construction loans.
Our loans have various features, including quick approvals, no junk fees, minimal paperwork, no pre-payment penalties, and much more. You can connect with us for more information about our hard money loans. Alternatively, check out our just-funded projects for better insights into all the investment opportunities you can tap when you partner with Insula Capital Group for tailored financial solutions.