Private Money Lenders | Hard Money Loans in Florida
It’s no secret that real estate projects in Florida are in high demand. If you want to dive into the thriving property market, we recommend connecting with our team to get customized hard money loans. Our financing services can help you take your projects to the next level.
We know that purchasing real estate or renovating a property can be financially challenging, which is why we offer hard money loans. From fix & flip loans to construction financing, we can help you finance a wide range of real estate projects in Florida.
Here’s all you need to know about our hard money loans in Florida.
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Invest In The Real Estate Market In Florida With Our Hard Money Loans
Looking for exceptional hard money loan deals in Florida? Our team is here to help you! We offer competitive interest rates and flexible repayment schedules, so you can get the funding you need without paying highinterest rates. Our hard money loan deals don’t have any pre-payment penalties or junk fees.
We’ve been helping our clients in the real estate industry for over thirty years, and we hope to maintain our high-quality financing standards in the future. Our underwriting team will review your financial paperwork and provide loan approvals within twenty-four hours.
Connect with us to discuss your financing options.
The Benefits Of Acquiring In Hard Money Loans In Florida
Hard money loans offer several advantages for borrowers seeking quick and flexible financing solutions in Florida. One primary advantage is the swift approval process, which is faster than traditional lenders. Unlike banks that require extensive documentation and have lengthy approval processes, hard money lenders focus on the collateral’s value, allowing for a streamlined approval process.
Hard money lenders are also more willing to work with borrowers who may have low credit scores. It makes hard money loans an attractive option for real estate investors and entrepreneurs who are facing financial challenges.
As a borrower, you can negotiate terms with a private lender that suits your specific needs, including customized repayment schedules and interest rates. This flexibility allows for creative financing solutions that align with the unique requirements of a specific real estate project.
Exciting Facts About The Real Estate Market In Florida

Want to invest in Florida’s real estate market, but don’t know much about it? Here are some statistics that’ll help you understand the real estate landscape in Florida:
- Median Home Value: $313,217
- 1-Year Appreciation Rate: +20.1%
- Median Sale Price: $354,000
- Median Time To Sale: 51 Days
- Median Rent Price: $1,693
- Price-To-Rent Ratio: 41
- Foreclosure Rate: 08%
- Unemployment Rate: 0%
- Population: 21,477,737
- Median Household Income: $55,660

The Real Estate Market In Florida

21,477,773
Population

$851
Median Rent Price

$354,000
Median Sale Prices

+20.1%
1-Year Appreciation Rate

51 days
Median Time To Sale

15.41
Price-To-Rent Ratio
Just Funded Projects
June 2025

Fix & Flip
Loan Amount
$137,200
Purchase Price
$120,000
Renovation Budget
$40,000
After Repair Value
$231,000
Albany, NY
July 2022

Fix & Flip
Loan Amount
$296,750
Purchase Price
$255,000
Renovation Budget
$80,000
After Repair Value
$450,000
Washington, DC
December 2021

Fix & Flip
Loan Amount
$321,300
Purchase Price
$340,000
Renovation Budget
$46,050
After Repair Value
$459,000
Centerreach, NY
November 2021

Fix & Flip
Loan Amount
$196,650
Purchase Price
$149,000
Renovation Budget
$70,000
After Repair Value
$290,000
Hartford, CT
November 2021

Fix & Flip
Loan Amount
$209,300
Purchase Price
$130,000
Renovation Budget
$105,300
After Repair Value
$335,000
Philidelphia, PA
November 2021

Fix & Flip
Loan Amount
$106,500
Purchase Price
$62,000
Renovation Budget
$60,000
After Repair Value
$176,000
Philidelphia, PA
November 2021

Fix & Flip
Loan Amount
$311,750
Purchase Price
$310,000
Renovation Budget
$32,750
After Repair Value
$495,000
North Babylon, NY
November 2021
Fix & Flip
Loan Amount
$1,577,465
Purchase Price
$1,250,000
Renovation Budget
$577,465
After Repair Value
$2,487,500
East Hampton, NY
November 2021

Fix & Flip
Loan Amount
$848,800
Purchase Price
$525,000
Renovation Budget
$240,650
After Repair Value
$831,000
Jersey City, NJ
What we offer
All Loan Services

Fix And Flip Loans
Fix And Flip Loans

Ground Up Construction
Ground Up Construction

Rental Property Loans
Rental Property Loans

Commercial Property Loans
Commercial Property Loans
Investing In Florida's Real Estate Market Is An Excellent Idea!
Undoubtedly, purchasing properties in Florida is an excellent investment option. The state has an excellent climate, which attracts tourists and investors all year round. It increases real estate demand and presents an opportunity for you to make money.
Florida’s status as a tax-friendly state significantly influences its real estate market. With no state income tax, the state appeals to individuals and businesses looking to minimize their tax burden.
From Miami’s vibrant culture to the beautiful beaches along the Gulf Coast, numerous factors contribute to the overall appeal of the state’s real estate. Florida’s excellent job market also boosts the demand for housing.
Investors are drawn to Florida’s real estate market because of itshigh return on investment potential. The state’s growing population and diversified economy contribute to a steady appreciation of property values over time. The increasing popularity of short-term rentals in Florida provides investors with opportunities for lucrative returns.
Ready to apply for a money lenders loan?
Frequently Asked Questions
Unlike conventional bank loans, hard money loan deals don’t need a long list of requirements and you can get quick approvals because of the streamlined private lending process.
At Insula Capital Group, we want to help you manage your financing issues. This is why we offer multiple financing options, including fix and flip loans, residential rental programs, multifamily mixed-use loans, and new construction loans. You can also learn more about our hard money loan deals by visiting our just-funded project section.
You can use our online full application form to start the hard money lending process in Florida.
Top Fix and Flip Loan Cities in Arkansas

Let Us Help You!
As a private hard money lender in Florida, Insula Capital Group provides financing options to real estate developers, homeowners, and investors. Our team of professionals will work with you to develop an extensive plan from scratch to help you achieve your financial objectives.
Our team can help you reach financial freedom with our asset-based financing solutions.We understand the urgency of your investment goals and our team is committed to providing you with hassle-free funding customized to your unique needs. Our team of seasoned professionals stands ready to guide you through a seamless lending process and help you secure the capital you need without any delay.
So, what are you waiting for? Get in touch with our team for more details about our loan deals.