Hard Money Loans in Jersey City, New Jersey
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Unlocking Real Estate Potential in Jersey City, NJ, with Insula Capital Group
Insula Capital Group is proud to serve as your private money lender of choice in Jersey City, NJ. With a keen understanding of local real estate dynamics and a range of tailored financing solutions, we’re here to help turn your investment dreams into realities.

Transforming Jersey City's Real Estate Landscape with Insula Capital Group
Step into the exhilarating world of real estate investment in Jersey City, NJ, with Insula Capital Group. As your committed private money lender, we provide a variety of tailored financing solutions, paving a smooth path to success in this thriving market.
Through our flexible fix and flip loans in Jersey City, you can give a new lease of life to distressed properties. We act as your trusted partner, facilitating the metamorphosis of property visions into profitable realities and contributing to Jersey City’s ongoing revitalization.
For those with grand ambitions to redefine the skyline of Jersey City, our new construction loans offer the ideal support, tailored to drive your projects from the blueprint stage right through to the finishing touches. We accompany you at every stage, ensuring your vision blossoms into a triumphant development story that enriches Jersey City’s architectural scene.
Venture into Jersey City’s burgeoning rental market for long-term profitability using our residential rental loans. We prioritize property value over traditional credit score considerations, ensuring our streamlined loan process allows you to maximize the potential of rental properties. Together, we can build a sustainable income stream, enhancing your investment portfolio robustly.
If you’re keen on tapping into the vibrant multifamily property market, our multifamily bridge loan program provides the perfect balance of flexibility and stability. These loans make it easy to navigate the transitional periods between real estate deals and manage short-term financing, ensuring a smooth and profitable investment journey.
In the vibrant real estate scene of Jersey City, NJ, diverse investments hold the key to success. With Insula Capital Group, you secure more than just a loan; you unlock a suite of financial tools to seize every opportunity this vibrant city offers.

Just Funded Projects
June 2022
Fix & Flip
- Weiser, ID
Purchase Price
170,000
Renovation Budget
59,000
Loan Amount
207,000
After Repair Value
309,000
July 2022
Fix & Flip
- Washington, DC
Purchase Price
255,000
Renovation Budget
80,000
Loan Amount
296,750
After Repair Value
450,000
December 2021
Fix & Flip
- Centerreach, NY
Purchase Price
340,000
Renovation Budget
46,050
Loan Amount
321,300
After Repair Value
459,000
November 2021
Fix & Flip
- Hartford, CT
Purchase Price
149,000
Renovation Budget
70,000
Loan Amount
196,650
After Repair Value
290,000
November 2021
Fix & Flip
- Philidelphia, PA
Purchase Price
130,000
Renovation Budget
105,300
Loan Amount
209,300
After Repair Value
335,000
November 2021
Fix & Flip
- Philidelphia, PA
Purchase Price
62,000
Renovation Budget
60,000
Loan Amount
106,500
After Repair Value
176,000
November 2021
Fix & Flip
- North Babylon, NY
Purchase Price
310,000
Renovation Budget
32,750
Loan Amount
311,750
After Repair Value
495,000
November 2021
Fix & Flip
- East Hampton, NY
Purchase Price
1,250,000
Renovation Budget
577,465
Loan Amount
1,577,465
After Repair Value
2,487,500
November 2021
Fix & Flip
- Jersey City, NJ
Purchase Price
525,000
Renovation Budget
240,650
Loan Amount
848,800
After Repair Value
831,000
What we offer
All Loan Services

Fix And Flip Loans
Fix And Flip Loans

Ground Up Construction
Ground Up Construction

Rental Property Loans
Rental Property Loans

Multifamily / Mixed-Used Commercial
Multifamily / Mixed-Used Commercial
Embarking on Your Real Estate Journey in Jersey City, NJ, with Insula Capital Group
Choosing to partner with Insula Capital Group is the first step towards unlocking your real estate potential in Jersey City, NJ. We’re not merely your lenders—we are your partners in success, providing quick approvals, flexible loan conditions, and a personalized approach to address your unique needs.
Explore our recently funded projects for a dose of inspiration and take the first step towards your success by filling out our online loan application. Get in touch with us today to commence your thrilling real estate journey!

Ready to apply for a Hard Money Loans?
Frequently Asked Questions
We offer a range of loan programs tailored to your specific needs, coupled with an expedited approval process and flexible terms. Our team of experts provides guidance at every step, ensuring you can confidently navigate your investment journey.
Our hard money loans are designed for non-owner occupied properties intended for investment purposes. This includes fix and flip properties, new constructions, residential rentals, and multifamily properties. Contact our team to learn more about the eligibility of a specific property.
Yes, hard money loans are primarily based on the property’s value rather than the credit score of the borrower, making them an accessible financing option even for borrowers with imperfect credit.