Private Money Lenders | Hard Money Loans in Los Angeles, CA
No investor should miss out on Los Angeles’ booming real estate market!
If you are a property developer or investor looking to flip or build properties in California, there’s no better place to do it than in LA. Los Angeles, CA, is home to some of the best vacant lands and properties in the country. Many of these properties need renovations, giving investors the opportunity of a lifetime. You can profit from reselling such properties or simply building new ones.
You don’t even need to worry about the financial constraints of your projects. Insula Capital Group offers private and hard money loans to help you complete your projects!
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Complete Profitable Real Estate Projects by Getting Private Money Loans in Los Angeles, CA
The funding you need depends on the scope of your project. Our highly experienced lenders understand the many complexities of financing real estate projects. So, we curate new construction loans, fix & flip loans, residential rental loans, and multifamily/mixed-use loans for every client.
You can expect quick approvals, tailored services, and specialized contracts when working with us. We work around the clock to approve your applications within a day!
Use Hard Money Loans to Efficiently Finance Your Real Estate Ventures in Los Angeles
Can’t decide between hard money financing and conventional bank loans? Hard money loans might be the better option because of their vast advantages. One of the basic benefits of using hard money loans in Los Angeles is the speed of fund approval. Whether you need financing for a fix & flip project or a new construction venture, we can provide swift approval.
As a reputable private hard money lender in Los Angeles, our experienced team has developed a streamlined loan application process for our clients that expedites your loan approval. We’ve got a top-notch underwriting team that can examine your financial paperwork and offer loan approval in no time.
If you’ve got a low credit score or don’t have substantial collateral, you can still apply for a loan with a hard money lender. Hard money loans are more accessible to individuals with a track record of successful real estate investments but who may have faced financial challenges. Unlike traditional banks, we don’t have strict criteria for loan approval. We offer flexible loan terms with minimal interest rates to help our clients invest in the real estate market.
For real estate investors in Los Angeles, where property values can be high and market conditions can change rapidly, hard money loans provide a valuable tool for utilizing their existing assets and getting the financing they need. The ability to secure a loan based on the value of the property can help you purchase expensive properties.
If you want to learn more about hard money financing and understand how it helps your real estate projects in Los Angeles, consider connecting with our financing experts.
Learn More About The Real Estate Market In Los Angeles
Completing successful investments in the real estate market of Los Angeles requires top-class research. If you need help with your market research, here are some common statistics that might help you out:

- Median Home Value:$928,320
- Median List Price:$941,667
- 1-Year Appreciation Rate:+15.9%
- Median Home Value (1-Year Forecast):+14.3%
- Median Days On Market:7
- Median Rent:$2,644
- Price-To-Rent Ratio:25
- Unemployment Rate:2%
- Population:3,979,576
- Median Household Income: $62,142
The Real Estate Landscape In Los Angeles.

3,979,576
Population

$2,644
Median Rent Price

$928,320
Median Home Value

+15.9%
1-Year Appreciation Rate

$62,142
Median Household Income

29.25
Price-To-Rent Ratio
Just Funded Projects
July 2025

Fix & Flip
Loan Amount
$224,250
After Repair Value$345,000
Renovation Budget$174,111
Loan TypeFix & Flip
- After Repair Value$345,000
- Renovation Budget$174,111
- Loan TypeFix & Flip
Lehigh Acres, FL
July 2025

Fix & Flip
Loan Amount
$1,456,100
After Repair Value$2,700,000
Purchase Price$1,200,000
Renovation Budget$376,100
Loan TypeFix & Flip
- After Repair Value$2,700,000
- Purchase Price$1,200,000
- Renovation Budget$376,100
- Loan TypeFix & Flip
Destin, FL
July 2025

Fix & Flip
Loan Amount
$400,899
After Repair Value$595,000
Purchase Price$42,500
Renovation Budget$429,147
Loan TypeFix & Flip
- After Repair Value$595,000
- Purchase Price$42,500
- Renovation Budget$429,147
- Loan TypeFix & Flip
Lawrenceville, GA
July 2025

Fix & Flip
Loan Amount
$435,260
After Repair Value$710,000
Purchase Price$62,500
Renovation Budget$397,760
Loan TypeFix & Flip
- After Repair Value$710,000
- Purchase Price$62,500
- Renovation Budget$397,760
- Loan TypeFix & Flip
Snellville, GA
June 2025

Fix & Flip
Loan Amount
$137,200
After Repair Value$231,000
Purchase Price$120,000
Renovation Budget$40,000
Loan TypeFix & Flip
- After Repair Value$231,000
- Purchase Price$120,000
- Renovation Budget$40,000
- Loan TypeFix & Flip
Albany, NY
June 2025

Fix & Flip
Loan Amount
$257,750
After Repair Value$410,000
Purchase Price$215,000
Renovation Budget$75,000
Loan TypeFix & Flip
- After Repair Value$410,000
- Purchase Price$215,000
- Renovation Budget$75,000
- Loan TypeFix & Flip
Albany, NY
June 2025

Residential Rental Program (Buy & Hold)
Loan Amount
$502,500
Loan TypeResidential Rental Program (Buy & Hold)
- Loan TypeResidential Rental Program (Buy & Hold)
Fitchburg, MA
June 2025

Fix & Flip
Loan Amount
$825,000
After Repair Value$1,100,000
Purchase Price$870,000
Renovation Budget$46,500
Loan TypeFix & Flip
- After Repair Value$1,100,000
- Purchase Price$870,000
- Renovation Budget$46,500
- Loan TypeFix & Flip
Suffolk County, NY
What we offer
All Loan Services

Fix And Flip Loans
Fix And Flip Loans

Ground Up Construction
Ground Up Construction

Rental Property Loans
Rental Property Loans

Commercial Property Loans
Commercial Property Loans
Why is the Real Estate Market in Los Angeles a Viable Option For Investors?
The real estate market in Los Angeles stands out as an excellent option for investors looking for long-term growth. From a growing economy to a stable job market, the favorable conditions attract investors from across the US to Los Angeles. Amidst such circumstances, you can expect property prices to go up and help you make money from your existing investments.
The city also has a global spotlight, which attracts individuals who want to invest in luxury real estate and presents a golden opportunity for investors to capitalize on high-end properties.
Los Angeles has modern infrastructure and diverse neighborhoods that entice families and businesses to shift to the city. This is one of the main reasons for the rising demand for real estate and can assist investors in making hefty profits.
Ready to apply for a Hard Money loan?
Frequently Asked Questions
We have different limits for each loan program. Your lending specialist will decide your maximum borrowing limit when reviewing your application. Contact us to get more information.
No, it is not necessary for you to pre-qualify for any of our private or hard money loan programs.
Yes! Our residential rental programs help you secure long-term funding for your rental mortgage requirements.

Work with Insula Capital Group to Receive Funding in 5 Days
Insula Capital Groups aims to simplify the funding process for investors despite their experience and project scopes. That’s why we let our clients apply for their desired loan program via our website. You just need to submit a full application to get started.
Still unsure if we can help you? Learn about other investors we have helped through our just-funded projects! You can get detailed information about our documentation process, loan terms, and qualification criteria by visiting our website. Each loan program is specialized and tailored, so you will obtain a contract that suits your project perfectly.